加強涉金(jin)融領域信用體系建設,開展失(shi)信行(xing)為專(zhuan)項治理工作
黨(dang)中央、國(guo)(guo)務院高度重視社會信(xin)用(yong)(yong)體系建(jian)(jian)(jian)設,習近平總(zong)書記、李克(ke)強(qiang)總(zong)理多(duo)次(ci)作出指示批示。近年來,按(an)照黨(dang)中央、國(guo)(guo)務院決策部署,國(guo)(guo)家發改委牽頭統籌社會信(xin)用(yong)(yong)體系建(jian)(jian)(jian)設,全面推進政(zheng)務誠(cheng)信(xin)、商務誠(cheng)信(xin)、社會誠(cheng)信(xin)和司(si)法公信(xin)建(jian)(jian)(jian)設,組(zu)織(zhi)實施了統一社會信(xin)用(yong)(yong)代碼制度,建(jian)(jian)(jian)立了全國(guo)(guo)信(xin)用(yong)(yong)信(xin)息(xi)共享平臺和“信(xin)用(yong)(yong)中國(guo)(guo)”網(wang)站,會同有關部門簽署了25個守信(xin)聯(lian)合激勵和失信(xin)聯(lian)合懲戒備忘錄,組(zu)織(zhi)城市信(xin)用(yong)(yong)狀況監測評估,特別是今年以(yi)來開展政(zheng)府機構失信(xin)問題專項治理行(xing)動,取(qu)得了很好成(cheng)效。
金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)領域信(xin)(xin)用(yong)建設(she)(she)是(shi)社會信(xin)(xin)用(yong)體(ti)系建設(she)(she)的(de)重(zhong)要組成部分。非法(fa)集資、金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)詐騙、惡意(yi)逃廢債等是(shi)當前(qian)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)領域的(de)突出亂(luan)象,這些行為嚴重(zhong)干擾(rao)了金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)市場(chang)秩(zhi)序,破壞了地方金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)生態(tai)環(huan)境(jing)(jing)。在防范化解金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風險的(de)大背景下(xia),加快推(tui)進涉(she)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)領域信(xin)(xin)用(yong)體(ti)系建設(she)(she),既是(shi)建立以(yi)誠信(xin)(xin)為核心的(de)新型市場(chang)監管(guan)體(ti)系的(de)重(zhong)要舉(ju)措(cuo),也是(shi)促進金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)活動參與主體(ti)守(shou)法(fa)守(shou)信(xin)(xin)的(de)有效手段(duan),對(dui)凈(jing)化金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)生態(tai)環(huan)境(jing)(jing)、規范金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)秩(zhi)序具有重(zhong)要意(yi)義。
第一,開展涉金融領域嚴重失信行為人名(ming)單管理和(he)聯(lian)合懲戒工作。
一(yi)是印(yin)發兩(liang)個(ge)文件。國家發改(gai)委會(hui)同(tong)(tong)人(ren)民(min)銀(yin)行、銀(yin)監會(hui)、證監會(hui)、保(bao)監會(hui)、商(shang)務部和最高人(ren)民(min)法(fa)院等(deng)7個(ge)部門(men)聯(lian)合(he)印(yin)發《關于(yu)加強涉金(jin)(jin)融(rong)(rong)領域嚴(yan)重(zhong)失信(xin)(xin)(xin)(xin)人(ren)名(ming)單監督管理工作的(de)通(tong)知(zhi)》(發改(gai)財金(jin)(jin)規(gui)[2017]460號),會(hui)同(tong)(tong)人(ren)民(min)銀(yin)行等(deng)21個(ge)部門(men)聯(lian)合(he)印(yin)發《關于(yu)對涉金(jin)(jin)融(rong)(rong)嚴(yan)重(zhong)失信(xin)(xin)(xin)(xin)人(ren)實施(shi)聯(lian)合(he)懲(cheng)(cheng)戒的(de)合(he)作備(bei)忘錄》(發改(gai)財金(jin)(jin)規(gui)[2017]454號)。這兩(liang)份文件以信(xin)(xin)(xin)(xin)用信(xin)(xin)(xin)(xin)息歸(gui)集共享、信(xin)(xin)(xin)(xin)用法(fa)規(gui)標(biao)準建(jian)設和失信(xin)(xin)(xin)(xin)聯(lian)合(he)懲(cheng)(cheng)戒為工作重(zhong)點(dian),通(tong)過(guo)建(jian)立涉金(jin)(jin)融(rong)(rong)嚴(yan)重(zhong)失信(xin)(xin)(xin)(xin)人(ren)名(ming)單管理制(zhi)度和聯(lian)合(he)懲(cheng)(cheng)戒機制(zhi),促(cu)進(jin)金(jin)(jin)融(rong)(rong)活動參(can)與主體(ti)守(shou)法(fa)守(shou)信(xin)(xin)(xin)(xin),建(jian)立健(jian)全金(jin)(jin)融(rong)(rong)市場(chang)信(xin)(xin)(xin)(xin)用環(huan)境制(zhi)度。
二是篩查確定涉(she)金融(rong)(rong)嚴(yan)重(zhong)失(shi)(shi)(shi)信(xin)(xin)行(xing)為(wei)(wei)人(ren)(ren)名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)并實施聯合(he)(he)懲戒(jie)。文件印(yin)發后,國(guo)(guo)家(jia)發改(gai)委會同有關(guan)部(bu)門、行(xing)業(ye)協會通(tong)過國(guo)(guo)家(jia)信(xin)(xin)用(yong)(yong)信(xin)(xin)息共(gong)享平臺(tai)等公(gong)共(gong)信(xin)(xin)息數據庫篩選(xuan)確定涉(she)金融(rong)(rong)嚴(yan)重(zhong)失(shi)(shi)(shi)信(xin)(xin)行(xing)為(wei)(wei)人(ren)(ren)名(ming)(ming)單(dan)(dan)(dan)(dan)(dan),通(tong)俗地說,就是確定涉(she)金融(rong)(rong)領(ling)域(yu)失(shi)(shi)(shi)信(xin)(xin)聯合(he)(he)懲戒(jie)黑(hei)名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)。這個名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)按照失(shi)(shi)(shi)信(xin)(xin)類型,又分(fen)為(wei)(wei)嚴(yan)重(zhong)失(shi)(shi)(shi)信(xin)(xin)債(zhai)(zhai)務(wu)(wu)人(ren)(ren)名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)、非(fei)法(fa)集(ji)資名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)和其(qi)他(ta)嚴(yan)重(zhong)違法(fa)三類子名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)。首(shou)批涉(she)金融(rong)(rong)黑(hei)名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)合(he)(he)計(ji)約300個嚴(yan)重(zhong)失(shi)(shi)(shi)信(xin)(xin)市(shi)場(chang)主(zhu)體(ti),其(qi)中僅涉(she)嫌惡意(yi)逃廢債(zhai)(zhai)的(de)嚴(yan)重(zhong)失(shi)(shi)(shi)信(xin)(xin)債(zhai)(zhai)務(wu)(wu)人(ren)(ren)合(he)(he)計(ji)涉(she)案金額就達62億元。這批名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)已于今天在“信(xin)(xin)用(yong)(yong)中國(guo)(guo)”網站上予(yu)以(yi)公(gong)示,并推(tui)送(song)給21個部(bu)門正(zheng)式(shi)開展聯合(he)(he)懲戒(jie)。相關(guan)部(bu)門將對(dui)列入黑(hei)名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)的(de)市(shi)場(chang)主(zhu)體(ti)實施聯合(he)(he)懲戒(jie),措施包括:限制(zhi)(zhi)(zhi)參加工程建(jian)設(she)項目招(zhao)投標,限制(zhi)(zhi)(zhi)申請補貼性資金或享受優(you)惠政策,限制(zhi)(zhi)(zhi)設(she)立(li)金融(rong)(rong)機構(gou)(gou),限制(zhi)(zhi)(zhi)公(gong)開市(shi)場(chang)融(rong)(rong)資,金融(rong)(rong)機構(gou)(gou)審慎授信(xin)(xin),限制(zhi)(zhi)(zhi)擔任(ren)國(guo)(guo)有企業(ye)和金融(rong)(rong)機構(gou)(gou)的(de)法(fa)定代表人(ren)(ren)或董監高(gao),限制(zhi)(zhi)(zhi)登記為(wei)(wei)事業(ye)單(dan)(dan)(dan)(dan)(dan)位(wei)法(fa)定代表人(ren)(ren),限制(zhi)(zhi)(zhi)參評文明單(dan)(dan)(dan)(dan)(dan)位(wei)或道德模(mo)范,限制(zhi)(zhi)(zhi)招(zhao)錄為(wei)(wei)公(gong)務(wu)(wu)員或事業(ye)單(dan)(dan)(dan)(dan)(dan)位(wei)工作人(ren)(ren)員。國(guo)(guo)家(jia)發改(gai)委將會同有關(guan)部(bu)門定期對(dui)黑(hei)名(ming)(ming)單(dan)(dan)(dan)(dan)(dan)信(xin)(xin)息予(yu)以(yi)補充和更新(xin)。
第二,向有(you)關(guan)(guan)監管部門和(he)地方(fang)政府推送涉金融(rong)領域的失信名(ming)單(dan)和(he)失信預警關(guan)(guan)注名(ming)單(dan),共同開展失信行為治理和(he)失信風險(xian)防(fang)范工作。
國家發改(gai)委會同有關(guan)(guan)部(bu)門和機(ji)構通(tong)過(guo)交(jiao)叉比對、關(guan)(guan)聯分析等(deng)(deng)大數據技術(shu),篩查(cha)(cha)確定了涉(she)金(jin)融(rong)領域的(de)(de)嚴重(zhong)失信(xin)名(ming)(ming)(ming)單(dan)和失信(xin)預警(jing)關(guan)(guan)注(zhu)名(ming)(ming)(ming)單(dan)。這兩類名(ming)(ming)(ming)單(dan),一(yi)方(fang)面(mian)將推送給(gei)有關(guan)(guan)監(jian)管(guan)部(bu)門,由(you)其在(zai)相關(guan)(guan)領域開展監(jian)管(guan)和執法工作中作為(wei)重(zhong)點監(jian)督(du)檢查(cha)(cha)的(de)(de)參考;另一(yi)方(fang)面(mian)將推送給(gei)省、市(shi)級地方(fang)政府(fu)(fu),由(you)其對列入失信(xin)名(ming)(ming)(ming)單(dan)的(de)(de)市(shi)場主(zhu)體(ti)通(tong)過(guo)深入檢查(cha)(cha)、督(du)促(cu)整改(gai)等(deng)(deng)多種有效手段(duan)加強屬(shu)地監(jian)管(guan),對列入失信(xin)預警(jing)關(guan)(guan)注(zhu)名(ming)(ming)(ming)單(dan)的(de)(de)市(shi)場主(zhu)體(ti)通(tong)過(guo)密切監(jian)測、跟蹤評(ping)估等(deng)(deng)手段(duan)防范失信(xin)風(feng)(feng)險,從而支持(chi)地方(fang)政府(fu)(fu)優化(hua)金(jin)融(rong)生態環境,切實(shi)履(lv)行好防范地方(fang)金(jin)融(rong)風(feng)(feng)險的(de)(de)監(jian)管(guan)職責(ze)。對于地方(fang)政府(fu)(fu)在(zai)涉(she)金(jin)融(rong)失信(xin)行為(wei)專項(xiang)治理工作中的(de)(de)情(qing)況,將作為(wei)社會信(xin)用體(ti)系建(jian)設示(shi)范城市(shi)評(ping)選的(de)(de)一(yi)項(xiang)重(zhong)要指標(biao)。
今(jin)后,國(guo)家發(fa)改(gai)委將認真貫徹(che)落實第五次全國(guo)金(jin)融工作會議精(jing)神,會同有關部門持續推進涉金(jin)融領(ling)域信用體系建設,在實踐(jian)中不斷(duan)總(zong)結完善,鼓勵和引導企業(ye)誠信經營,強(qiang)化合規意識,營造良好(hao)的金(jin)融生態環(huan)境(jing),為金(jin)融改(gai)革發(fa)展(zhan)穩定(ding)大局提供堅強(qiang)的信用保障。
中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)(zheng)網(wang)(wang)(wang)聲(sheng)明(ming):凡(fan)(fan)本網(wang)(wang)(wang)注明(ming)“來(lai)源(yuan):中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)(zheng)券(quan)報(bao)(bao)·中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)(zheng)網(wang)(wang)(wang)”的(de)所(suo)有作品(pin),版權均屬(shu)于中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)(zheng)券(quan)報(bao)(bao)、中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)(zheng)網(wang)(wang)(wang)。中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)(zheng)券(quan)報(bao)(bao)·中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)(zheng)網(wang)(wang)(wang)與作品(pin)作者聯合(he)聲(sheng)明(ming),任何組織(zhi)未經中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)(zheng)券(quan)報(bao)(bao)、中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)(zheng)網(wang)(wang)(wang)以及作者書面授權不(bu)(bu)得(de)轉(zhuan)載、摘編或(huo)利(li)用(yong)其(qi)(qi)它(ta)方式使(shi)用(yong)上述(shu)作品(pin)。凡(fan)(fan)本網(wang)(wang)(wang)注明(ming)來(lai)源(yuan)非中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)(zheng)券(quan)報(bao)(bao)·中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)(zheng)網(wang)(wang)(wang)的(de)作品(pin),均轉(zhuan)載自其(qi)(qi)它(ta)媒(mei)體,轉(zhuan)載目的(de)在于更(geng)好服務讀者、傳遞信息之需,并不(bu)(bu)代(dai)表本網(wang)(wang)(wang)贊同其(qi)(qi)觀點(dian),本網(wang)(wang)(wang)亦不(bu)(bu)對其(qi)(qi)真實性負責,持(chi)異(yi)議者應與原出處(chu)單位主張權利(li)。
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