甘肅省首家首貸服務中心正式運行
新華社蘭(lan)州5月(yue)19日(ri)電(記(ji)者李杰、衛韋華)記(ji)者從中(zhong)國(guo)人民銀行(xing)蘭(lan)州中(zhong)心支行(xing)獲(huo)悉,18日(ri),甘肅省(sheng)首家首貸服務中(zhong)心在定西市政務服務中(zhong)心正式運行(xing),中(zhong)心共有(you)銀行(xing)、保(bao)險(xian)、擔保(bao)等(deng)38家金融機構進駐,企業進“一門(men)”即可辦(ban)理融資登記(ji)、銀行(xing)搶單等(deng)業務,實現“線上+線下”一站(zhan)式融資。
據(ju)了解(jie),首貸服務中心(xin)的設立,旨在(zai)有針(zhen)對(dui)性(xing)地解(jie)決零(ling)信貸小微企業首貸難問題,特別是在(zai)新冠肺炎疫情影響(xiang)下,緩解(jie)民營和小微企業融資難融資慢問題。
中(zhong)(zhong)國人民(min)銀行(xing)(xing)蘭州中(zhong)(zhong)心支(zhi)行(xing)(xing)相關負責(ze)人介紹,該首貸服(fu)務(wu)(wu)中(zhong)(zhong)心由定(ding)(ding)西(xi)市(shi)政府(fu)金(jin)融(rong)辦(ban)(ban)和中(zhong)(zhong)國人民(min)銀行(xing)(xing)定(ding)(ding)西(xi)市(shi)中(zhong)(zhong)心支(zhi)行(xing)(xing)牽頭(tou)籌建,在定(ding)(ding)西(xi)市(shi)政務(wu)(wu)服(fu)務(wu)(wu)中(zhong)(zhong)心大廳設置綜合窗(chuang)口,統一對(dui)外提供客(ke)戶咨詢、業(ye)務(wu)(wu)登(deng)記和受(shou)理(li)轉(zhuan)辦(ban)(ban)業(ye)務(wu)(wu)。金(jin)融(rong)機構(gou)派駐(zhu)人員在后臺承擔業(ye)務(wu)(wu)指(zhi)導、對(dui)接辦(ban)(ban)理(li)職能(neng),實現前后臺受(shou)理(li)審批無(wu)縫銜接。
此外,定西市綜合金融(rong)服務線上平臺(tai)還(huan)開設了“首貸中(zhong)心(xin)”板(ban)塊(kuai),實現政務人員、銀(yin)行客(ke)戶經理、銀(yin)行信(xin)(xin)貸產品、各種政策和信(xin)(xin)息(xi)(xi)資(zi)源(yuan)的集成(cheng),不(bu)僅為(wei)入(ru)駐金融(rong)機構提(ti)供企(qi)業(ye)信(xin)(xin)用信(xin)(xin)息(xi)(xi)、風險(xian)畫像等數據服務,還(huan)壓減了企(qi)業(ye)融(rong)資(zi)環節,提(ti)升授信(xin)(xin)審批效率,降(jiang)低信(xin)(xin)息(xi)(xi)搜集和企(qi)業(ye)融(rong)資(zi)成(cheng)本(ben)。