中證(zheng)網訊(xun)（記者 陳瑩瑩）中國(guo)證(zheng)券報記者日前從廣東(dong)銀保監局獲悉(xi)，今年上半(ban)年廣東(dong)省各項貸款增(zeng)加1.81萬億元(yuan)(yuan)，同(tong)比多增(zeng)4542億元(yuan)(yuan)；實現保費收(shou)入3258億元(yuan)(yuan)，繼續保持全國(guo)第一。銀行業信(xin)(xin)貸增(zeng)量、保險(xian)業累計為全社會(hui)提供(gong)風險(xian)保障(zhang)金額均占全國(guo)的(de)1/7。同(tong)時(shi)，廣東(dong)法人銀行同(tong)業理財、信(xin)(xin)托公司同(tong)業通(tong)道業務規模均持續下降。

　　與此同時，廣東銀保(bao)監局持續推(tui)動金融(rong)(rong)要素向大(da)灣(wan)區集聚，推(tui)動多層次金融(rong)(rong)體系建(jian)設。截(jie)至6月末，大(da)灣(wan)區內(nei)地九(jiu)市的銀行業(ye)金融(rong)(rong)機構(gou)資產(chan)總額(e)達25萬億元，同比(bi)增(zeng)長(chang)13%；大(da)灣(wan)區內(nei)地九(jiu)市保(bao)險(xian)業(ye)總資產(chan)超過1.4萬億元，同比(bi)增(zeng)長(chang)16%，上(shang)半(ban)年(nian)保(bao)險(xian)業(ye)累(lei)(lei)計(ji)實現保(bao)費收入2767億元，保(bao)險(xian)資金在廣東省累(lei)(lei)計(ji)投資余額(e)超萬億元。

　　廣東銀保監(jian)局數據顯示，截(jie)至6月(yue)末，轄區（不含深圳，下(xia)同(tong)）科學研究和(he)(he)(he)(he)技(ji)術服(fu)(fu)務業(ye)(ye)(ye)、衛(wei)生(sheng)和(he)(he)(he)(he)社(she)會工作行業(ye)(ye)(ye)貸(dai)款(kuan)分別同(tong)比(bi)(bi)增(zeng)長(chang)(chang)42%和(he)(he)(he)(he)38%。健(jian)康險業(ye)(ye)(ye)務賠付支出(chu)同(tong)比(bi)(bi)增(zeng)長(chang)(chang)超過25%。引(yin)導銀行機構用好用足專項(xiang)再(zai)貸(dai)款(kuan)資金，向防(fang)疫重點企(qi)業(ye)(ye)(ye)發放優惠(hui)利率貸(dai)款(kuan)278億(yi)元(yuan)，平均利率貼息后不高(gao)于1.16%。累(lei)計(ji)為近1700億(yi)元(yuan)中小微(wei)企(qi)業(ye)(ye)(ye)貸(dai)款(kuan)辦理本息延(yan)期，支持企(qi)業(ye)(ye)(ye)超8萬戶(hu)。上半年累(lei)計(ji)為小微(wei)企(qi)業(ye)(ye)(ye)發放續(xu)貸(dai)金額同(tong)比(bi)(bi)增(zeng)長(chang)(chang)近70%。民營企(qi)業(ye)(ye)(ye)、小微(wei)企(qi)業(ye)(ye)(ye)貸(dai)款(kuan)比(bi)(bi)年初增(zeng)量同(tong)比(bi)(bi)增(zeng)長(chang)(chang)約70%，其(qi)中普惠(hui)型小微(wei)企(qi)業(ye)(ye)(ye)貸(dai)款(kuan)同(tong)比(bi)(bi)增(zeng)長(chang)(chang)超過30%。截(jie)至6月(yue)末，轄區與消費相關的(de)批發零(ling)售業(ye)(ye)(ye)、租賃和(he)(he)(he)(he)商務服(fu)(fu)務業(ye)(ye)(ye)、住宿餐(can)飲業(ye)(ye)(ye)貸(dai)款(kuan)余額分別同(tong)比(bi)(bi)增(zeng)長(chang)(chang)21%、25%和(he)(he)(he)(he)28%，積極(ji)支持相關行業(ye)(ye)(ye)走出(chu)困境(jing)。

　　作為外(wai)貿大省，廣(guang)東銀(yin)保(bao)(bao)監局積(ji)極(ji)引導(dao)銀(yin)行保(bao)(bao)險(xian)機構積(ji)極(ji)推出(chu)“貿融(rong)(rong)(rong)易”“跨境(jing)貸”“出(chu)口(kou)通”等支(zhi)持外(wai)貿企(qi)(qi)業的創新產品，不斷(duan)加大對外(wai)貿企(qi)(qi)業的資(zi)金供(gong)給(gei)。截至6月(yue)末，轄區(qu)銀(yin)行保(bao)(bao)險(xian)機構對外(wai)貿企(qi)(qi)業金融(rong)(rong)(rong)支(zhi)持實現“三增(zeng)一降(jiang)”：外(wai)貿企(qi)(qi)業各項貸款同(tong)比增(zeng)長(chang)28%，貿易融(rong)(rong)(rong)資(zi)量同(tong)比增(zeng)長(chang)58%，出(chu)口(kou)信用保(bao)(bao)險(xian)承保(bao)(bao)企(qi)(qi)業戶數(shu)同(tong)比增(zeng)長(chang)16%；貸款平均(jun)利率較年初下降(jiang)約0.3個(ge)百分點(dian)。

　　今年(nian)上半年(nian)，廣(guang)東省(sheng)制(zhi)(zhi)造(zao)業貸款(kuan)(kuan)(kuan)首次突破(po)2萬億元；制(zhi)(zhi)造(zao)業中(zhong)長(chang)期(qi)貸款(kuan)(kuan)(kuan)、信(xin)用貸款(kuan)(kuan)(kuan)資(zi)金供給(gei)大幅增加，轄區制(zhi)(zhi)造(zao)業中(zhong)長(chang)期(qi)貸款(kuan)(kuan)(kuan)同(tong)比增幅超(chao)40%，制(zhi)(zhi)造(zao)業信(xin)用貸款(kuan)(kuan)(kuan)增量達到上年(nian)同(tong)期(qi)2.79倍；先進制(zhi)(zhi)造(zao)業、高(gao)技(ji)術制(zhi)(zhi)造(zao)業貸款(kuan)(kuan)(kuan)分別同(tong)比增長(chang)39%和61%，其中(zhong)高(gao)端(duan)電子信(xin)息制(zhi)(zhi)造(zao)業貸款(kuan)(kuan)(kuan)增速高(gao)達82%。

　　據介紹，廣東省內機構強化(hua)風(feng)險保障，全面助推企業(ye)復工復產(chan)：

　　一是(shi)加大企(qi)業(ye)(ye)復(fu)工復(fu)產(chan)風(feng)(feng)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)(zhang)力(li)度。積(ji)極(ji)向(xiang)復(fu)工復(fu)產(chan)企(qi)業(ye)(ye)提(ti)(ti)(ti)供涵(han)蓋(gai)新冠肺(fei)炎感染的(de)安(an)全生產(chan)責任險(xian)(xian)(xian)(xian)、雇主責任險(xian)(xian)(xian)(xian)等產(chan)品，轄區(qu)(qu)安(an)全生產(chan)責任險(xian)(xian)(xian)(xian)、雇主責任險(xian)(xian)(xian)(xian)風(feng)(feng)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)(zhang)金額同比(bi)增(zeng)速(su)分別超過50%、30%。工程險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)費恢復(fu)快(kuai)速(su)增(zeng)長， 6月(yue)單月(yue)保(bao)(bao)(bao)(bao)(bao)(bao)費同比(bi)增(zeng)速(su)超過60%，積(ji)極(ji)支持了工程項(xiang)目建設。二(er)是(shi)擴(kuo)大外(wai)貿企(qi)業(ye)(ye)風(feng)(feng)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)(zhang)覆蓋(gai)面。疫情發生以(yi)來，廣東(dong)(dong)銀(yin)保(bao)(bao)(bao)(bao)(bao)(bao)監(jian)局(ju)積(ji)極(ji)引導保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)機構(gou)擴(kuo)大出口(kou)信用保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)覆蓋(gai)面。上半年轄區(qu)(qu)出口(kou)信用保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)承保(bao)(bao)(bao)(bao)(bao)(bao)企(qi)業(ye)(ye)超2萬家(jia)，提(ti)(ti)(ti)供風(feng)(feng)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)(zhang)超3000億(yi)元(yuan)。同時，鼓(gu)勵機構(gou)積(ji)極(ji)創新進口(kou)保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)產(chan)品，率先開展關(guan)稅保(bao)(bao)(bao)(bao)(bao)(bao)證保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)試點，共為696家(jia)企(qi)業(ye)(ye)提(ti)(ti)(ti)供關(guan)稅繳(jiao)納風(feng)(feng)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)(zhang)31億(yi)元(yuan)。三是(shi)提(ti)(ti)(ti)升高(gao)新技術(shu)企(qi)業(ye)(ye)風(feng)(feng)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)(zhang)水平。進一步(bu)推進首(shou)臺(tai)（套(tao)）、新材料(liao)保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)等試點工作，為具有(you)自主知識產(chan)權的(de)首(shou)臺(tai)（套(tao)）或首(shou)批(pi)次的(de)裝備、系統和核心部件(jian)提(ti)(ti)(ti)供風(feng)(feng)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)(zhang)超60億(yi)元(yuan)；科(ke)技保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)為科(ke)技創新型企(qi)業(ye)(ye)提(ti)(ti)(ti)供風(feng)(feng)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)(zhang)同比(bi)增(zeng)長超60%，為廣東(dong)(dong)科(ke)技創新提(ti)(ti)(ti)供堅實保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)(zhang)。