中證(zheng)網訊(xun)（記(ji)者(zhe) 彭揚）人(ren)民銀行網站3月23日(ri)消息，人(ren)民銀行金(jin)融(rong)科(ke)技委員(yuan)會日(ri)前召開會議。會議強調，建立(li)健全金(jin)融(rong)科(ke)技倫(lun)理監管框架和制(zhi)度規范(fan)，加(jia)強科(ke)技倫(lun)理風(feng)險(xian)預警、跟蹤研判(pan)和敏捷(jie)治理，引導從業機(ji)構落實倫(lun)理治理主體責任(ren)，用“負責任(ren)”的(de)科(ke)技創新打造“有(you)溫度”的(de)金(jin)融(rong)服務，切實維護消費者(zhe)合法權(quan)益、服務實體經濟。  

　　會(hui)議認為，2021年人民銀行(xing)全(quan)面貫(guan)徹(che)黨(dang)的十(shi)九(jiu)(jiu)大和(he)十(shi)九(jiu)(jiu)屆(jie)歷次全(quan)會(hui)精神，引(yin)導金(jin)融(rong)(rong)業立(li)足新發展(zhan)(zhan)階(jie)段、貫(guan)徹(che)新發展(zhan)(zhan)理念，推動金(jin)融(rong)(rong)科技(ji)三年發展(zhan)(zhan)規劃圓滿收官(guan)，顯著提(ti)(ti)升守正(zheng)創新能力(li)和(he)惠民利企水平。順利完成6部門10省(sheng)市(shi)金(jin)融(rong)(rong)科技(ji)應用(yong)試點，深入(ru)開(kai)展(zhan)(zhan)數(shu)字化轉型伙伴(ban)行(xing)動，進(jin)一步(bu)健全(quan)無障礙金(jin)融(rong)(rong)服務體系。全(quan)面實(shi)施(shi)金(jin)融(rong)(rong)科技(ji)創新監(jian)管(guan)(guan)工(gong)具，實(shi)現人民銀行(xing)創新監(jian)管(guan)(guan)工(gong)具與香港金(jin)管(guan)(guan)局監(jian)管(guan)(guan)沙盒(he)聯網對接。出臺(tai)多項監(jian)管(guan)(guan)規則規范，加強網絡金(jin)融(rong)(rong)平臺(tai)監(jian)管(guan)(guan)，筑牢(lao)金(jin)融(rong)(rong)科技(ji)風險防火墻(qiang)。推動新一代(dai)金(jin)融(rong)(rong)信息基礎設施(shi)建設。深化監(jian)管(guan)(guan)科技(ji)在支付清算、貨幣發行(xing)、會(hui)計核(he)算、征信等(deng)領域應用(yong)，提(ti)(ti)升金(jin)融(rong)(rong)監(jian)管(guan)(guan)效能和(he)風險技(ji)防能力(li)。 

　　會議強調，2022年要貫徹“十(shi)四五”規(gui)(gui)劃綱要，多(duo)措并舉推動(dong)《金(jin)融(rong)(rong)科(ke)技（FinTech）發(fa)展規(gui)(gui)劃（2022—2025年）》落地實(shi)(shi)(shi)(shi)施，高(gao)質量(liang)推進金(jin)融(rong)(rong)數(shu)(shu)(shu)字(zi)化(hua)轉(zhuan)型(xing)。一是(shi)(shi)扎實(shi)(shi)(shi)(shi)做好(hao)新階段規(gui)(gui)劃政(zheng)策的(de)(de)宣傳(chuan)解(jie)讀、落地實(shi)(shi)(shi)(shi)施、跟(gen)(gen)蹤(zong)監(jian)測和(he)(he)(he)示(shi)范(fan)引(yin)(yin)導，開展金(jin)融(rong)(rong)數(shu)(shu)(shu)字(zi)化(hua)轉(zhuan)型(xing)提(ti)升工(gong)程(cheng)，構(gou)(gou)建(jian)金(jin)融(rong)(rong)數(shu)(shu)(shu)字(zi)化(hua)能力(li)成(cheng)熟度評(ping)(ping)估體系和(he)(he)(he)優秀實(shi)(shi)(shi)(shi)踐案例庫，強化(hua)國際合(he)作與交流互鑒(jian)，推動(dong)金(jin)融(rong)(rong)數(shu)(shu)(shu)字(zi)化(hua)轉(zhuan)型(xing)從(cong)多(duo)點(dian)突破邁(mai)入(ru)深(shen)化(hua)發(fa)展新階段。二是(shi)(shi)建(jian)立健全(quan)金(jin)融(rong)(rong)科(ke)技倫(lun)理監(jian)管(guan)(guan)框架和(he)(he)(he)制度規(gui)(gui)范(fan)，加強科(ke)技倫(lun)理風險(xian)預(yu)警、跟(gen)(gen)蹤(zong)研判和(he)(he)(he)敏捷治(zhi)理，引(yin)(yin)導從(cong)業(ye)機構(gou)(gou)落實(shi)(shi)(shi)(shi)倫(lun)理治(zhi)理主體責任，用(yong)(yong)“負責任”的(de)(de)科(ke)技創新打造(zao)“有(you)溫度”的(de)(de)金(jin)融(rong)(rong)服(fu)務，切實(shi)(shi)(shi)(shi)維護消費者合(he)法(fa)權益、服(fu)務實(shi)(shi)(shi)(shi)體經濟(ji)。三(san)是(shi)(shi)深(shen)化(hua)運用(yong)(yong)金(jin)融(rong)(rong)科(ke)技創新監(jian)管(guan)(guan)工(gong)具，強化(hua)商業(ye)銀行(xing)金(jin)融(rong)(rong)服(fu)務數(shu)(shu)(shu)字(zi)渠道管(guan)(guan)理，研究建(jian)立智(zhi)能算法(fa)信息(xi)披露(lu)、風險(xian)評(ping)(ping)估等規(gui)(gui)則機制，持續提(ti)升監(jian)管(guan)(guan)統一性(xing)、專業(ye)性(xing)和(he)(he)(he)穿(chuan)透性(xing)。四是(shi)(shi)深(shen)入(ru)實(shi)(shi)(shi)(shi)施金(jin)融(rong)(rong)科(ke)技賦能鄉村(cun)振興示(shi)范(fan)工(gong)程(cheng)、金(jin)融(rong)(rong)數(shu)(shu)(shu)據綜合(he)應用(yong)(yong)試點(dian)，合(he)理應用(yong)(yong)數(shu)(shu)(shu)字(zi)技術健全(quan)數(shu)(shu)(shu)字(zi)普(pu)惠(hui)金(jin)融(rong)(rong)服(fu)務體系，著(zhu)力(li)彌合(he)群體間(jian)、機構(gou)(gou)間(jian)、城鄉間(jian)數(shu)(shu)(shu)字(zi)鴻(hong)溝。五是(shi)(shi)強化(hua)數(shu)(shu)(shu)字(zi)化(hua)監(jian)管(guan)(guan)能力(li)建(jian)設(she)，健全(quan)金(jin)融(rong)(rong)科(ke)技風險(xian)庫、漏洞庫和(he)(he)(he)案例庫，運用(yong)(yong)監(jian)管(guan)(guan)科(ke)技手段著(zhu)力(li)提(ti)升政(zheng)策前瞻性(xing)、針對(dui)性(xing)和(he)(he)(he)有(you)效(xiao)性(xing)。