記者 熊 悅

　　近期中(zhong)小銀(yin)行股權變(bian)更動作頻頻。

　　3月份(fen)以來，安徽懷遠農商行(xing)(xing)(xing)、九江恒(heng)通村鎮銀(yin)行(xing)(xing)(xing)、新(xin)余孔目(mu)江成功村鎮銀(yin)行(xing)(xing)(xing)、余干(gan)恒(heng)通村鎮銀(yin)行(xing)(xing)(xing)、鄱陽(yang)恒(heng)通村鎮銀(yin)行(xing)(xing)(xing)、饒平融和村鎮銀(yin)行(xing)(xing)(xing)等(deng)村鎮銀(yin)行(xing)(xing)(xing)的股(gu)權(quan)變更(geng)事(shi)宜(yi)獲(huo)得監(jian)管部門批復同意(yi)。同時(shi)，紫金銀(yin)行(xing)(xing)(xing)、長沙銀(yin)行(xing)(xing)(xing)兩家上市銀(yin)行(xing)(xing)(xing)先(xian)后公告(gao)股(gu)權(quan)轉(zhuan)讓(rang)事(shi)宜(yi)。總體來看(kan)，多家中小銀(yin)行(xing)(xing)(xing)以股(gu)權(quan)轉(zhuan)讓(rang)方式完成股(gu)權(quan)結(jie)構調整，并(bing)且(qie)股(gu)權(quan)結(jie)構呈現進一步集(ji)中趨勢。

　　上(shang)述村(cun)(cun)(cun)鎮(zhen)銀(yin)行(xing)(xing)的(de)股(gu)(gu)(gu)權(quan)(quan)(quan)變(bian)更(geng)均涉及主發起行(xing)(xing)增持股(gu)(gu)(gu)份。其(qi)中(zhong)，主發起行(xing)(xing)浙江溫州龍灣農商行(xing)(xing)從多名自然人股(gu)(gu)(gu)東手中(zhong)受讓三(san)家村(cun)(cun)(cun)鎮(zhen)銀(yin)行(xing)(xing)（九江恒(heng)通(tong)(tong)村(cun)(cun)(cun)鎮(zhen)銀(yin)行(xing)(xing)、余干恒(heng)通(tong)(tong)村(cun)(cun)(cun)鎮(zhen)銀(yin)行(xing)(xing)、鄱陽恒(heng)通(tong)(tong)村(cun)(cun)(cun)鎮(zhen)銀(yin)行(xing)(xing)）的(de)股(gu)(gu)(gu)權(quan)(quan)(quan)。另一家股(gu)(gu)(gu)權(quan)(quan)(quan)變(bian)更(geng)的(de)農商行(xing)(xing)——安徽懷(huai)遠(yuan)農商行(xing)(xing)股(gu)(gu)(gu)權(quan)(quan)(quan)變(bian)更(geng)完成后(hou)，具(ju)備國資背(bei)景的(de)懷(huai)遠(yuan)縣新型城鎮(zhen)化建設有(you)限公(gong)司成為第一大股(gu)(gu)(gu)東。

　　根據國家金融(rong)監督管理總局(ju)蚌埠監管分局(ju)公告，懷遠縣(xian)新型城鎮化建設有限(xian)(xian)公司(si)受讓(rang)安徽(hui)懷遠農商(shang)行(xing)9638.55萬(wan)股(gu)股(gu)份(fen)。受讓(rang)后，懷遠縣(xian)新型城鎮化建設有限(xian)(xian)公司(si)持有該(gai)(gai)行(xing)14118.25萬(wan)股(gu)股(gu)份(fen)，占(zhan)該(gai)(gai)行(xing)總股(gu)本的9.66%。

　　天眼(yan)查平(ping)臺顯示，懷(huai)遠(yuan)縣新型城鎮化(hua)建設有限公司(si)實控人(ren)為懷(huai)遠(yuan)縣人(ren)民政府國有資產監督(du)管理(li)委(wei)員會，該(gai)公司(si)股(gu)權受讓完成后躋身安徽懷(huai)遠(yuan)農商行(xing)第(di)一(yi)大(da)股(gu)東，同(tong)時(shi)該(gai)行(xing)前十(shi)大(da)股(gu)東中沒有法人(ren)股(gu)東的局面宣告結束。

　　北京市惠(hui)誠律師事(shi)(shi)務所律師盧若崢對《證券日報》記者(zhe)表示，上述股權(quan)變更事(shi)(shi)宜體(ti)現(xian)了中(zhong)小銀行改革化險(xian)過程中(zhong)優化股權(quan)結構的(de)首選思路。即主發起行和/或(huo)國(guo)資(zi)背(bei)景股東(dong)增持(chi)、減(jian)少(shao)自(zi)然人大股東(dong)數量等(deng)，促使股權(quan)結構趨于集中(zhong)。

　　紫金銀行(xing)(xing)(xing)、長(chang)(chang)沙(sha)(sha)銀行(xing)(xing)(xing)的(de)股權轉讓(rang)交易中也涉及國資背景股東(dong)(dong)(dong)的(de)股權轉讓(rang)。長(chang)(chang)沙(sha)(sha)銀行(xing)(xing)(xing)相關公(gong)告(gao)顯示，長(chang)(chang)沙(sha)(sha)銀行(xing)(xing)(xing)股東(dong)(dong)(dong)湖(hu)(hu)南(nan)省(sheng)通(tong)信產(chan)業服(fu)務有(you)(you)限(xian)公(gong)司（以下簡稱“湖(hu)(hu)南(nan)通(tong)服(fu)”）擬(ni)無償受(shou)讓(rang)其全資子公(gong)司湖(hu)(hu)南(nan)天(tian)(tian)辰(chen)建設有(you)(you)限(xian)責任公(gong)司（以下簡稱“湖(hu)(hu)南(nan)天(tian)(tian)辰(chen)”）所持有(you)(you)的(de)該行(xing)(xing)(xing)股份。股份轉讓(rang)完(wan)成后，湖(hu)(hu)南(nan)天(tian)(tian)辰(chen)退出長(chang)(chang)沙(sha)(sha)銀行(xing)(xing)(xing)股東(dong)(dong)(dong)位列，湖(hu)(hu)南(nan)通(tong)服(fu)的(de)持股比(bi)例(li)由6.56%上升至8.09%。

　　資(zi)料顯(xian)示(shi)，湖南通(tong)服的(de)實控人為(wei)國務院國有資(zi)產監督管理委員會。

　　根據(ju)紫金銀(yin)行相關(guan)公(gong)(gong)(gong)告，該(gai)行股(gu)東(dong)江蘇(su)匯(hui)(hui)鴻(hong)(hong)(hong)國(guo)際集(ji)團(tuan)(tuan)中錦(jin)控股(gu)有(you)限公(gong)(gong)(gong)司（以(yi)下(xia)簡稱“匯(hui)(hui)鴻(hong)(hong)(hong)中錦(jin)”）、江蘇(su)匯(hui)(hui)鴻(hong)(hong)(hong)國(guo)際集(ji)團(tuan)(tuan)中鼎控股(gu)股(gu)份有(you)限公(gong)(gong)(gong)司（以(yi)下(xia)簡稱“匯(hui)(hui)鴻(hong)(hong)(hong)中鼎”）合計持有(you)1.54%的(de)紫金銀(yin)行股(gu)權，擬通過(guo)非公(gong)(gong)(gong)開(kai)協議轉(zhuan)(zhuan)讓(rang)方式轉(zhuan)(zhuan)讓(rang)給(gei)股(gu)東(dong)江蘇(su)蘇(su)豪(hao)投資(zi)集(ji)團(tuan)(tuan)有(you)限公(gong)(gong)(gong)司（以(yi)下(xia)簡稱“蘇(su)豪(hao)投資(zi)”）。如轉(zhuan)(zhuan)讓(rang)完成，蘇(su)豪(hao)投資(zi)持有(you)紫金銀(yin)行股(gu)權比例將由(you)4.82%上(shang)升至6.36%，匯(hui)(hui)鴻(hong)(hong)(hong)中錦(jin)、匯(hui)(hui)鴻(hong)(hong)(hong)中鼎將不再持有(you)該(gai)行股(gu)權。

　　匯鴻(hong)中錦、匯鴻(hong)中鼎(ding)及蘇(su)(su)豪投資的實控(kong)人為江(jiang)蘇(su)(su)蘇(su)(su)豪控(kong)股集團有限公司（江(jiang)蘇(su)(su)省人民政府全資控(kong)股）。

　　招(zhao)聯首(shou)席研(yan)究員董希淼對(dui)記者分析(xi)稱，紫金銀行、長沙銀行的(de)股權(quan)轉讓交易(yi)系(xi)股東自身優化(hua)持股管理的(de)常見動作。商業銀行已經建立健全的(de)公司(si)治理機制，股東持股比(bi)例、方式(shi)調整優化(hua)可能(neng)會影響(xiang)董事(shi)、監事(shi)提名，但對(dui)日常經營管理一般(ban)不會帶(dai)來實(shi)質性影響(xiang)。