以習近平生態文明思想為引領

推動銀行業保險業更好地服務生態文明建設

銀保(bao)監會副主席 黃洪(hong)

2018年7月6日

   各位(wei)嘉賓、各位(wei)朋友(you)，女士們、先生們：

　　大家(jia)上(shang)午好！很高(gao)興來到綠(lv)水青(qing)山、氣候宜人的貴陽，參(can)加生(sheng)(sheng)態文明(ming)貴陽國(guo)際(ji)論(lun)壇。這次(ci)論(lun)壇以“走向生(sheng)(sheng)態文明(ming)新(xin)時代：生(sheng)(sheng)態優先(xian)綠(lv)色發(fa)展(zhan)”為主(zhu)題，匯(hui)聚海內外智(zhi)慧，共商生(sheng)(sheng)態文明(ming)建(jian)設熱點問題，意義重大，正(zheng)當(dang)其時。在此，受郭樹清主(zhu)席的委托(tuo)，我(wo)謹代表(biao)銀保監會向論(lun)壇的舉辦表(biao)示熱烈祝(zhu)賀！

　　黨的(de)(de)(de)十八大(da)(da)以來，以習(xi)近(jin)平同(tong)志為核心的(de)(de)(de)黨中(zhong)央深(shen)刻回答了(le)(le)生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)建(jian)(jian)(jian)設(she)的(de)(de)(de)一系(xi)(xi)(xi)(xi)列重(zhong)大(da)(da)理論(lun)(lun)和實(shi)踐問(wen)題，提(ti)出(chu)了(le)(le)一系(xi)(xi)(xi)(xi)列新理念新思想(xiang)新戰略，形成了(le)(le)習(xi)近(jin)平生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)思想(xiang)，為推進生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)、建(jian)(jian)(jian)設(she)美麗(li)中(zhong)國提(ti)供(gong)了(le)(le)強大(da)(da)思想(xiang)武器(qi)。推進生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)建(jian)(jian)(jian)設(she)，走向生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)新時代，對于銀(yin)行(xing)業保(bao)險業而言，最(zui)(zui)核心最(zui)(zui)關(guan)鍵的(de)(de)(de)是(shi)(shi)(shi)(shi)要(yao)(yao)深(shen)入(ru)領會習(xi)近(jin)平生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)思想(xiang)的(de)(de)(de)豐富內涵(han)：一是(shi)(shi)(shi)(shi)深(shen)刻闡述了(le)(le)環(huan)境保(bao)護(hu)與經(jing)濟發展(zhan)的(de)(de)(de)重(zhong)大(da)(da)關(guan)系(xi)(xi)(xi)(xi)。習(xi)近(jin)平總書記提(ti)出(chu)“生(sheng)(sheng)態(tai)(tai)(tai)興(xing)則文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)興(xing)”“綠水(shui)青(qing)山(shan)(shan)就是(shi)(shi)(shi)(shi)金(jin)山(shan)(shan)銀(yin)山(shan)(shan)”等重(zhong)要(yao)(yao)論(lun)(lun)斷，有利于我們(men)更好地(di)把握環(huan)境保(bao)護(hu)與經(jing)濟發展(zhan)的(de)(de)(de)內在(zai)關(guan)系(xi)(xi)(xi)(xi)。二是(shi)(shi)(shi)(shi)系(xi)(xi)(xi)(xi)統強調(diao)了(le)(le)生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)建(jian)(jian)(jian)設(she)的(de)(de)(de)六項原則。無(wu)(wu)論(lun)(lun)是(shi)(shi)(shi)(shi)“人與自然和諧共生(sheng)(sheng)”，還是(shi)(shi)(shi)(shi)“綠水(shui)青(qing)山(shan)(shan)就是(shi)(shi)(shi)(shi)金(jin)山(shan)(shan)銀(yin)山(shan)(shan)”；無(wu)(wu)論(lun)(lun)是(shi)(shi)(shi)(shi)“良好生(sheng)(sheng)態(tai)(tai)(tai)環(huan)境是(shi)(shi)(shi)(shi)最(zui)(zui)普惠的(de)(de)(de)民生(sheng)(sheng)福祉”，還是(shi)(shi)(shi)(shi)“山(shan)(shan)水(shui)林(lin)田湖草是(shi)(shi)(shi)(shi)生(sheng)(sheng)命(ming)共同(tong)體(ti)(ti)(ti)”；無(wu)(wu)論(lun)(lun)是(shi)(shi)(shi)(shi)“用最(zui)(zui)嚴格制(zhi)度最(zui)(zui)嚴密(mi)法治保(bao)護(hu)生(sheng)(sheng)態(tai)(tai)(tai)環(huan)境”，還是(shi)(shi)(shi)(shi)“共謀全球生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)建(jian)(jian)(jian)設(she)”，都(dou)具有重(zhong)大(da)(da)的(de)(de)(de)理論(lun)(lun)和實(shi)踐意義，為新時代推進生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)建(jian)(jian)(jian)設(she)提(ti)供(gong)了(le)(le)根本遵循。三是(shi)(shi)(shi)(shi)科學指明(ming)(ming)(ming)(ming)了(le)(le)生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)建(jian)(jian)(jian)設(she)的(de)(de)(de)“五大(da)(da)體(ti)(ti)(ti)系(xi)(xi)(xi)(xi)”。生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)化體(ti)(ti)(ti)系(xi)(xi)(xi)(xi)、生(sheng)(sheng)態(tai)(tai)(tai)經(jing)濟體(ti)(ti)(ti)系(xi)(xi)(xi)(xi)、目(mu)標責任體(ti)(ti)(ti)系(xi)(xi)(xi)(xi)、生(sheng)(sheng)態(tai)(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)(ming)(ming)制(zhi)度體(ti)(ti)(ti)系(xi)(xi)(xi)(xi)、生(sheng)(sheng)態(tai)(tai)(tai)安全體(ti)(ti)(ti)系(xi)(xi)(xi)(xi)等“五大(da)(da)體(ti)(ti)(ti)系(xi)(xi)(xi)(xi)”，不僅(jin)是(shi)(shi)(shi)(shi)建(jian)(jian)(jian)設(she)美麗(li)中(zhong)國的(de)(de)(de)行(xing)動指南，也為構建(jian)(jian)(jian)人類命(ming)運共同(tong)體(ti)(ti)(ti)貢獻了(le)(le)“中(zhong)國方案”。

　　女士們(men)，先生(sheng)們(men)！

　　近年(nian)來，銀保(bao)監(jian)會(hui)深入(ru)貫徹習(xi)近平生態文明思想，著力打造服務(wu)廣泛、功能(neng)完備、運作(zuo)(zuo)高效(xiao)的(de)生態文明建(jian)設金(jin)融(rong)(rong)(rong)綜合服務(wu)體系(xi)。一是建(jian)立(li)了金(jin)融(rong)(rong)(rong)政(zheng)(zheng)策(ce)支持(chi)(chi)體系(xi)。我們(men)把服務(wu)生態文明建(jian)設作(zuo)(zuo)為一項政(zheng)(zheng)治任(ren)務(wu)，構建(jian)綠(lv)(lv)色(se)信(xin)貸制(zhi)度框架，完善(shan)保(bao)險(xian)(xian)資(zi)金(jin)運用(yong)管理制(zhi)度，發揮監(jian)管政(zheng)(zheng)策(ce)的(de)指(zhi)(zhi)揮棒作(zuo)(zuo)用(yong)，引(yin)導銀行(xing)業(ye)(ye)和保(bao)險(xian)(xian)業(ye)(ye)支持(chi)(chi)綠(lv)(lv)色(se)、循(xun)環、低碳(tan)經濟發展，助推經濟轉(zhuan)型升(sheng)級(ji)。二是建(jian)立(li)了金(jin)融(rong)(rong)(rong)產品服務(wu)體系(xi)。資(zi)金(jin)支持(chi)(chi)方面，截至2017年(nian)末，綠(lv)(lv)色(se)信(xin)貸規(gui)模超過8萬億元。其中，綠(lv)(lv)色(se)交通、可再生能(neng)源及(ji)清(qing)潔能(neng)源、工業(ye)(ye)節(jie)(jie)能(neng)節(jie)(jie)水(shui)環保(bao)項目(mu)貸款余(yu)額較大(da)并且增幅居(ju)前。風險(xian)(xian)保(bao)障(zhang)方面，高風險(xian)(xian)領域環境(jing)污染強(qiang)制(zhi)責任(ren)保(bao)險(xian)(xian)試點擴(kuo)展至30個省區市，2017年(nian)為16000余(yu)家企業(ye)(ye)提(ti)供(gong)風險(xian)(xian)保(bao)障(zhang)306億元，今年(nian)1－5月為7930家企業(ye)(ye)提(ti)供(gong)風險(xian)(xian)保(bao)障(zhang)182億元，涉及(ji)重金(jin)屬、石化、危險(xian)(xian)化學等多個領域。三是建(jian)立(li)了金(jin)融(rong)(rong)(rong)工作(zuo)(zuo)考評(ping)體系(xi)。堅持(chi)(chi)扶優限劣、合理引(yin)導，建(jian)立(li)信(xin)貸統(tong)計監(jian)測體系(xi)，制(zhi)定綠(lv)(lv)色(se)信(xin)貸關(guan)鍵評(ping)價(jia)指(zhi)(zhi)標和評(ping)價(jia)實施方案，完善(shan)保(bao)險(xian)(xian)資(zi)金(jin)投(tou)資(zi)目(mu)錄指(zhi)(zhi)引(yin)，引(yin)導金(jin)融(rong)(rong)(rong)業(ye)(ye)積極投(tou)身綠(lv)(lv)色(se)金(jin)融(rong)(rong)(rong)服務(wu)。

　　下(xia)一步(bu)，銀(yin)(yin)保(bao)監會(hui)將(jiang)深(shen)入貫徹(che)習(xi)近平生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)思(si)想，深(shen)刻把握(wo)“綠(lv)(lv)水青山(shan)就(jiu)是(shi)(shi)金(jin)山(shan)銀(yin)(yin)山(shan)”的(de)(de)(de)(de)(de)理(li)念，全面落(luo)(luo)實(shi)黨(dang)中央國務(wu)(wu)院(yuan)決策部署，推(tui)(tui)動銀(yin)(yin)行業(ye)(ye)(ye)(ye)保(bao)險(xian)業(ye)(ye)(ye)(ye)更好(hao)地(di)(di)支持(chi)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)建(jian)(jian)設(she)(she)(she)。一是(shi)(shi)推(tui)(tui)動優化(hua)與(yu)(yu)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)建(jian)(jian)設(she)(she)(she)相(xiang)(xiang)適(shi)應(ying)的(de)(de)(de)(de)(de)現代(dai)經濟(ji)(ji)布局。建(jian)(jian)設(she)(she)(she)主(zhu)體(ti)功(gong)能(neng)(neng)(neng)區是(shi)(shi)我國經濟(ji)(ji)發展(zhan)和(he)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)環(huan)(huan)境保(bao)護的(de)(de)(de)(de)(de)大戰(zhan)略(lve)(lve)。我們(men)將(jiang)引導(dao)銀(yin)(yin)行業(ye)(ye)(ye)(ye)保(bao)險(xian)業(ye)(ye)(ye)(ye)嚴格(ge)執(zhi)行主(zhu)體(ti)功(gong)能(neng)(neng)(neng)區的(de)(de)(de)(de)(de)規(gui)劃，加(jia)大對重點(dian)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)功(gong)能(neng)(neng)(neng)區的(de)(de)(de)(de)(de)金(jin)融支持(chi)，推(tui)(tui)動主(zhu)體(ti)功(gong)能(neng)(neng)(neng)區戰(zhan)略(lve)(lve)布局精準落(luo)(luo)地(di)(di)。二是(shi)(shi)推(tui)(tui)動構建(jian)(jian)與(yu)(yu)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)建(jian)(jian)設(she)(she)(she)相(xiang)(xiang)適(shi)應(ying)的(de)(de)(de)(de)(de)高(gao)(gao)質量(liang)發展(zhan)模(mo)式。推(tui)(tui)動銀(yin)(yin)行業(ye)(ye)(ye)(ye)保(bao)險(xian)業(ye)(ye)(ye)(ye)落(luo)(luo)實(shi)高(gao)(gao)質量(liang)發展(zhan)要求，圍繞(rao)現代(dai)化(hua)經濟(ji)(ji)體(ti)系(xi)(xi)建(jian)(jian)設(she)(she)(she)，聚焦供給(gei)側結構性改(gai)革，提高(gao)(gao)金(jin)融資源配置效(xiao)率，創(chuang)新(xin)金(jin)融產(chan)(chan)品服務(wu)(wu)，促進經濟(ji)(ji)結構調整(zheng)和(he)轉型升級。三是(shi)(shi)推(tui)(tui)動完(wan)善(shan)與(yu)(yu)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)建(jian)(jian)設(she)(she)(she)相(xiang)(xiang)適(shi)應(ying)的(de)(de)(de)(de)(de)綠(lv)(lv)色信貸(dai)機制(zhi)。堅(jian)持(chi)扶優限(xian)劣原則，繼續完(wan)善(shan)綠(lv)(lv)色信貸(dai)政策，完(wan)善(shan)綠(lv)(lv)色信貸(dai)激勵(li)機制(zhi)和(he)抑制(zhi)高(gao)(gao)污染、高(gao)(gao)耗能(neng)(neng)(neng)和(he)產(chan)(chan)能(neng)(neng)(neng)過(guo)(guo)剩行業(ye)(ye)(ye)(ye)信貸(dai)的(de)(de)(de)(de)(de)約束(shu)機制(zhi)，引導(dao)實(shi)體(ti)經濟(ji)(ji)向綠(lv)(lv)色清(qing)潔循環(huan)(huan)低碳方向發展(zhan)。四是(shi)(shi)推(tui)(tui)動健(jian)全與(yu)(yu)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)建(jian)(jian)設(she)(she)(she)相(xiang)(xiang)適(shi)應(ying)的(de)(de)(de)(de)(de)風(feng)險(xian)防(fang)范治理(li)體(ti)系(xi)(xi)。加(jia)快發展(zhan)環(huan)(huan)境污染責(ze)任險(xian)等綠(lv)(lv)色保(bao)險(xian)，推(tui)(tui)進重點(dian)領域(yu)建(jian)(jian)立(li)強制(zhi)責(ze)任保(bao)險(xian)制(zhi)度，運用好(hao)保(bao)險(xian)的(de)(de)(de)(de)(de)保(bao)障功(gong)能(neng)(neng)(neng)和(he)保(bao)費的(de)(de)(de)(de)(de)杠(gang)桿機制(zhi)，完(wan)善(shan)市場化(hua)的(de)(de)(de)(de)(de)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)補償機制(zhi)，助力構建(jian)(jian)全過(guo)(guo)程的(de)(de)(de)(de)(de)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)環(huan)(huan)境風(feng)險(xian)防(fang)范體(ti)系(xi)(xi)。五是(shi)(shi)推(tui)(tui)動發展(zhan)與(yu)(yu)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)建(jian)(jian)設(she)(she)(she)相(xiang)(xiang)適(shi)應(ying)的(de)(de)(de)(de)(de)現代(dai)環(huan)(huan)保(bao)產(chan)(chan)業(ye)(ye)(ye)(ye)。加(jia)大對湖泊濕地(di)(di)保(bao)護修(xiu)復、流域(yu)治理(li)、重大生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)修(xiu)復等項目和(he)節能(neng)(neng)(neng)環(huan)(huan)保(bao)產(chan)(chan)業(ye)(ye)(ye)(ye)、清(qing)潔生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)產(chan)(chan)產(chan)(chan)業(ye)(ye)(ye)(ye)、清(qing)潔能(neng)(neng)(neng)源產(chan)(chan)業(ye)(ye)(ye)(ye)、綠(lv)(lv)色技(ji)術創(chuang)新(xin)的(de)(de)(de)(de)(de)金(jin)融支持(chi)，培(pei)育壯大生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)產(chan)(chan)業(ye)(ye)(ye)(ye)體(ti)系(xi)(xi)，促進經濟(ji)(ji)社會(hui)綠(lv)(lv)色轉型和(he)生(sheng)(sheng)(sheng)(sheng)(sheng)(sheng)態(tai)(tai)文(wen)(wen)(wen)明(ming)(ming)建(jian)(jian)設(she)(she)(she)。

　　女士(shi)們，先生們！

　　貴(gui)(gui)(gui)州(zhou)(zhou)是我國首(shou)批國家生(sheng)態文(wen)明試(shi)驗區(qu)之一(yi)，已經(jing)成立了貴(gui)(gui)(gui)安(an)新(xin)(xin)區(qu)“綠(lv)(lv)色(se)(se)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)改革(ge)創新(xin)(xin)試(shi)驗區(qu)”，近兩(liang)年(nian)在生(sheng)態文(wen)明建設(she)和(he)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)改革(ge)創新(xin)(xin)等方面積極探索，是我國發(fa)展綠(lv)(lv)色(se)(se)經(jing)濟(ji)、打造(zao)綠(lv)(lv)色(se)(se)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)的(de)(de)“試(shi)驗田”。銀(yin)保(bao)(bao)監會將進(jin)一(yi)步(bu)加(jia)(jia)大(da)政(zheng)策(ce)支持(chi)力度，因地制(zhi)宜制(zhi)定(ding)適(shi)合(he)(he)貴(gui)(gui)(gui)州(zhou)(zhou)發(fa)展特(te)色(se)(se)的(de)(de)銀(yin)行(xing)保(bao)(bao)險監管政(zheng)策(ce)，一(yi)如既往地支持(chi)貴(gui)(gui)(gui)州(zhou)(zhou)經(jing)濟(ji)轉型(xing)升級和(he)生(sheng)態文(wen)明建設(she)；引導銀(yin)行(xing)業(ye)(ye)(ye)保(bao)(bao)險業(ye)(ye)(ye)機構(gou)樹立綠(lv)(lv)色(se)(se)發(fa)展理念，加(jia)(jia)大(da)對貴(gui)(gui)(gui)州(zhou)(zhou)節能環保(bao)(bao)、新(xin)(xin)能源、綠(lv)(lv)色(se)(se)低碳產業(ye)(ye)(ye)的(de)(de)融(rong)(rong)(rong)(rong)資(zi)支持(chi)和(he)保(bao)(bao)險保(bao)(bao)障力度，鼓(gu)(gu)勵符合(he)(he)條件的(de)(de)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機構(gou)在貴(gui)(gui)(gui)安(an)新(xin)(xin)區(qu)設(she)立綠(lv)(lv)色(se)(se)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)事業(ye)(ye)(ye)部和(he)各類(lei)分(fen)支機構(gou)，結合(he)(he)貴(gui)(gui)(gui)州(zhou)(zhou)經(jing)濟(ji)供給側結構(gou)性改革(ge)需(xu)要(yao)，加(jia)(jia)快綠(lv)(lv)色(se)(se)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)保(bao)(bao)險產品服務創新(xin)(xin)，鼓(gu)(gu)勵各類(lei)銀(yin)行(xing)業(ye)(ye)(ye)保(bao)(bao)險業(ye)(ye)(ye)創新(xin)(xin)在貴(gui)(gui)(gui)安(an)新(xin)(xin)區(qu)先行(xing)先試(shi)；加(jia)(jia)強與地方黨政(zheng)及有關部門的(de)(de)溝通協調，加(jia)(jia)快構(gou)建全方位(wei)的(de)(de)貴(gui)(gui)(gui)州(zhou)(zhou)綜合(he)(he)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)支持(chi)體系，形成政(zheng)策(ce)合(he)(he)力，全力支持(chi)貴(gui)(gui)(gui)州(zhou)(zhou)實(shi)體經(jing)濟(ji)發(fa)展，實(shi)現(xian)轉型(xing)發(fa)展新(xin)(xin)跨越。

　　最后(hou)，預祝(zhu)本次論壇(tan)圓滿(man)成功，謝(xie)謝(xie)大家(jia)！