我(wo)國大宗(zong)商(shang)(shang)(shang)(shang)(shang)品(pin)電(dian)(dian)子交(jiao)易(yi)市(shi)場經過清理整(zheng)頓，逐步走上健康(kang)有序的(de)發(fa)展(zhan)軌道。隨(sui)著《商(shang)(shang)(shang)(shang)(shang)品(pin)現(xian)貨(huo)市(shi)場交(jiao)易(yi)特別規定(ding)》的(de)發(fa)布，以及商(shang)(shang)(shang)(shang)(shang)務部《關于促進(jin)電(dian)(dian)子商(shang)(shang)(shang)(shang)(shang)務應用的(de)實(shi)施意見》的(de)出臺，我(wo)國大宗(zong)商(shang)(shang)(shang)(shang)(shang)品(pin)現(xian)貨(huo)交(jiao)易(yi)市(shi)場將獲得更好的(de)電(dian)(dian)子商(shang)(shang)(shang)(shang)(shang)務發(fa)展(zhan)環境。大宗(zong)商(shang)(shang)(shang)(shang)(shang)品(pin)現(xian)貨(huo)交(jiao)易(yi)市(shi)場結合(he)地區特色產(chan)業(ye)優(you)勢，發(fa)展(zhan)電(dian)(dian)子商(shang)(shang)(shang)(shang)(shang)務，依托平(ping)臺運(yun)營所(suo)具有的(de)網絡、用戶、渠道以及數據(ju)等多方面的(de)優(you)勢，創新供應鏈服務模式，帶動倉儲、物流產(chan)業(ye)發(fa)展(zhan)，有利于推(tui)動商(shang)(shang)(shang)(shang)(shang)品(pin)流通與物流體系(xi)的(de)建設，切(qie)實(shi)地服務于實(shi)體經濟。

　　大(da)宗商品(pin)現貨交易市場(chang)是我國現代(dai)商品(pin)市場(chang)流(liu)通(tong)體系的支(zhi)撐與(yu)基礎，其規(gui)范建設與(yu)發(fa)展，有(you)利于促進現貨商品(pin)流(liu)通(tong)以(yi)及經(jing)濟的穩定運行(xing)。金(jin)(jin)(jin)融和(he)(he)實體經(jing)濟密不可分，金(jin)(jin)(jin)融對于穩增長(chang)、調結構(gou)、促轉型(xing)發(fa)揮重要作用(yong)，我國政府發(fa)布有(you)關政策提高金(jin)(jin)(jin)融服務實體經(jing)濟的質量(liang)和(he)(he)水平。今年7月，國務院辦公廳出臺了《關于金(jin)(jin)(jin)融支(zhi)持經(jing)濟結構(gou)調整(zheng)和(he)(he)轉型(xing)升級的指導(dao)(dao)意見(jian)》，提出“引導(dao)(dao)、推動重點領域與(yu)行(xing)業(ye)(ye)轉型(xing)和(he)(he)調整(zheng)，整(zheng)合金(jin)(jin)(jin)融資(zi)源支(zhi)持小(xiao)微(wei)企業(ye)(ye)發(fa)展，加(jia)快發(fa)展多(duo)層次(ci)資(zi)本(ben)市場(chang)，加(jia)快發(fa)展多(duo)層次(ci)資(zi)本(ben)市場(chang)，擴大(da)民間資(zi)本(ben)進入金(jin)(jin)(jin)融業(ye)(ye)”等多(duo)項指導(dao)(dao)意見(jian)，鼓勵金(jin)(jin)(jin)融發(fa)揮經(jing)濟結構(gou)調整(zheng)和(he)(he)轉型(xing)升級的支(zhi)持作用(yong)。

　　近年來，為(wei)(wei)了(le)降(jiang)低(di)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)門檻(jian)，化解企業(ye)(ye)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)難題，我國(guo)各(ge)大(da)國(guo)有及商業(ye)(ye)銀行(xing)也開展(zhan)(zhan)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)業(ye)(ye)務創(chuang)新，推出金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)產品，使資(zi)(zi)金(jin)(jin)(jin)(jin)能(neng)夠高(gao)效(xiao)、快速(su)地(di)注入(ru)到(dao)供(gong)(gong)(gong)應鏈條中(zhong)的(de)(de)(de)相關企業(ye)(ye)，為(wei)(wei)企業(ye)(ye)提(ti)(ti)供(gong)(gong)(gong)快速(su)、全面(mian)的(de)(de)(de)財務融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)方案(an)。同時，互聯網金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)在我國(guo)得到(dao)快速(su)發(fa)展(zhan)(zhan)，為(wei)(wei)資(zi)(zi)金(jin)(jin)(jin)(jin)需求方與資(zi)(zi)金(jin)(jin)(jin)(jin)供(gong)(gong)(gong)給方之間提(ti)(ti)供(gong)(gong)(gong)了(le)有別于(yu)傳(chuan)統銀行(xing)業(ye)(ye)和證券市場的(de)(de)(de)新渠道(dao)，有效(xiao)緩解了(le)中(zhong)小微企業(ye)(ye)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)難的(de)(de)(de)壓力，提(ti)(ti)高(gao)了(le)資(zi)(zi)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)通的(de)(de)(de)效(xiao)率。金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服(fu)務的(de)(de)(de)良好(hao)的(de)(de)(de)支持環境與創(chuang)新發(fa)展(zhan)(zhan)，為(wei)(wei)大(da)宗商品現貨交易行(xing)業(ye)(ye)提(ti)(ti)供(gong)(gong)(gong)了(le)新的(de)(de)(de)發(fa)展(zhan)(zhan)空間。

　　大宗(zong)(zong)商品(pin)電子交易(yi)(yi)市(shi)場(chang)要想更好的(de)(de)(de)服(fu)務于(yu)現(xian)貨市(shi)場(chang)，金融服(fu)務和(he)物流(liu)服(fu)務是(shi)關鍵，資(zi)金的(de)(de)(de)融通(tong)與貨物的(de)(de)(de)監管決(jue)定了大宗(zong)(zong)商品(pin)現(xian)貨交易(yi)(yi)市(shi)場(chang)生存發展。隨著現(xian)代流(liu)通(tong)方式的(de)(de)(de)創新(xin)發展，供(gong)(gong)應(ying)鏈管理意識的(de)(de)(de)不斷提(ti)升，從事大宗(zong)(zong)商品(pin)生產(chan)、貿易(yi)(yi)、倉(cang)儲(chu)與物流(liu)等(deng)企(qi)業越來越深刻的(de)(de)(de)認識到，未來的(de)(de)(de)競爭即是(shi)供(gong)(gong)應(ying)鏈間的(de)(de)(de)競爭，企(qi)業需(xu)要通(tong)過改善上(shang)、下(xia)游供(gong)(gong)應(ying)鏈關系，優化、整(zheng)合供(gong)(gong)應(ying)鏈條(tiao)中的(de)(de)(de)商流(liu)、物流(liu)和(he)資(zi)金流(liu)，有效的(de)(de)(de)降低企(qi)業的(de)(de)(de)融資(zi)成本，解決(jue)供(gong)(gong)應(ying)鏈上(shang)下(xia)游企(qi)業的(de)(de)(de)融資(zi)難問題(ti)，才能(neng)獲得持續(xu)發展的(de)(de)(de)生命(ming)力(li)。

　　大宗商(shang)(shang)品現(xian)(xian)貨(huo)交易市場(chang)建立電子(zi)商(shang)(shang)務平臺，發(fa)展(zhan)供應(ying)鏈(lian)(lian)在(zai)線融(rong)(rong)(rong)(rong)資(zi)(zi)業(ye)務，為從事大宗商(shang)(shang)品經(jing)營企業(ye)解決融(rong)(rong)(rong)(rong)資(zi)(zi)難，以及大宗現(xian)(xian)貨(huo)商(shang)(shang)品供應(ying)鏈(lian)(lian)失衡問(wen)(wen)題(ti)開辟了新的(de)(de)(de)途徑。對(dui)于企業(ye)面(mian)臨(lin)的(de)(de)(de)種種問(wen)(wen)題(ti)，如(ru)短期(qi)內自(zi)有資(zi)(zi)金(jin)有限(xian)，難以支(zhi)持(chi)大規模的(de)(de)(de)貿易結算；融(rong)(rong)(rong)(rong)資(zi)(zi)需求迫切，但自(zi)身實力(li)有限(xian)、抵(di)質(zhi)押物不足，較(jiao)難獲得銀行(xing)授信支(zhi)持(chi)等，供應(ying)鏈(lian)(lian)在(zai)線融(rong)(rong)(rong)(rong)資(zi)(zi)服務提供了更優的(de)(de)(de)方(fang)(fang)案。相比傳統線下融(rong)(rong)(rong)(rong)資(zi)(zi)方(fang)(fang)式，供應(ying)鏈(lian)(lian)在(zai)線融(rong)(rong)(rong)(rong)資(zi)(zi)為企業(ye)豐富了融(rong)(rong)(rong)(rong)資(zi)(zi)手(shou)段，拓寬了融(rong)(rong)(rong)(rong)資(zi)(zi)渠道，將(jiang)單個企業(ye)的(de)(de)(de)不可控風險轉變為供應(ying)鏈(lian)(lian)企業(ye)整體的(de)(de)(de)可控風險，并通過實現(xian)(xian)“隨(sui)接隨(sui)還”、“授信額(e)度循環使用”等，發(fa)揮獨特的(de)(de)(de)在(zai)線優勢，有效降低了融(rong)(rong)(rong)(rong)資(zi)(zi)成本，提高了融(rong)(rong)(rong)(rong)資(zi)(zi)效率。

　　大(da)宗(zong)商品(pin)電子(zi)商務(wu)平臺專業提(ti)供(gong)商時力科(ke)技推出(chu)的“For-eTrade現(xian)(xian)(xian)貨(huo)(huo)通(tong)”，是(shi)(shi)針對(dui)(dui)大(da)宗(zong)商品(pin)現(xian)(xian)(xian)貨(huo)(huo)市(shi)場設計的一(yi)(yi)體化解決方(fang)案，全面(mian)涵蓋了大(da)宗(zong)商品(pin)交(jiao)(jiao)易(yi)市(shi)場的管理和業務(wu)運營，“金(jin)融(rong)通(tong)”、“交(jiao)(jiao)易(yi)通(tong)”和“物流(liu)(liu)通(tong)”是(shi)(shi)主要組成部(bu)(bu)分。“金(jin)融(rong)通(tong)”專注于現(xian)(xian)(xian)貨(huo)(huo)交(jiao)(jiao)易(yi)在線結(jie)算與供(gong)應(ying)鏈(lian)金(jin)融(rong)服(fu)務(wu)，實現(xian)(xian)(xian)現(xian)(xian)(xian)貨(huo)(huo)交(jiao)(jiao)易(yi)信息流(liu)(liu)、資金(jin)流(liu)(liu)和物流(liu)(liu)的完全匹(pi)配(pei)，實現(xian)(xian)(xian)交(jiao)(jiao)易(yi)中心與銀行、第(di)三方(fang)支付(fu)(fu)、監管企業、倉儲(chu)企業、運輸(shu)企業、保險(xian)公司等外部(bu)(bu)合作機構(gou)的對(dui)(dui)接，為客戶提(ti)供(gong)一(yi)(yi)站式(shi)的供(gong)應(ying)鏈(lian)金(jin)融(rong)服(fu)務(wu)。“金(jin)融(rong)通(tong)”支持(chi)(chi)“實時結(jie)算”與“非實時結(jie)算”，支持(chi)(chi)“監管”模式(shi)與“存(cun)管”模式(shi)，目(mu)前已(yi)經與數(shu)十家(jia)商業銀行與第(di)三方(fang)支付(fu)(fu)機構(gou)的結(jie)算實現(xian)(xian)(xian)了對(dui)(dui)接。

　　“金(jin)融(rong)(rong)(rong)(rong)(rong)通”面向(xiang)供(gong)(gong)(gong)應(ying)鏈核心企業提(ti)供(gong)(gong)(gong)六類(lei)(lei)在(zai)線(xian)供(gong)(gong)(gong)應(ying)鏈金(jin)融(rong)(rong)(rong)(rong)(rong)與兩(liang)(liang)類(lei)(lei)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)類(lei)(lei)交易(yi)服(fu)務(wu)(wu)，在(zai)線(xian)供(gong)(gong)(gong)應(ying)鏈金(jin)融(rong)(rong)(rong)(rong)(rong)服(fu)務(wu)(wu)包括買(mai)方(fang)(fang)訂(ding)(ding)單(dan)(dan)(dan)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)、存貨(huo)質(zhi)押(ya)(ya)(ya)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)、倉單(dan)(dan)(dan)質(zhi)押(ya)(ya)(ya)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)、賣方(fang)(fang)訂(ding)(ding)單(dan)(dan)(dan)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)、保理(li)(li)(li)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)、信(xin)保融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)；兩(liang)(liang)類(lei)(lei)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)類(lei)(lei)交易(yi)服(fu)務(wu)(wu)包括委(wei)托代理(li)(li)(li)訂(ding)(ding)貨(huo)和現(xian)貨(huo)回購交易(yi)。買(mai)方(fang)(fang)訂(ding)(ding)單(dan)(dan)(dan)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)基于核心廠商(shang)與下(xia)游(you)經銷(xiao)商(shang)的(de)供(gong)(gong)(gong)銷(xiao)關系，下(xia)游(you)經銷(xiao)商(shang)通過銀行融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)提(ti)前支付貨(huo)款(kuan)，主要分為先質(zhi)押(ya)(ya)(ya)后放(fang)款(kuan)、先放(fang)款(kuan)后質(zhi)押(ya)(ya)(ya)兩(liang)(liang)大類(lei)(lei)。倉單(dan)(dan)(dan)質(zhi)押(ya)(ya)(ya)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)是授信(xin)申(shen)請人(ren)(ren)以其自有或第三方(fang)(fang)持有的(de)倉單(dan)(dan)(dan)作(zuo)為質(zhi)押(ya)(ya)(ya)物向(xiang)借貸人(ren)(ren)出質(zhi)，借貸人(ren)(ren)向(xiang)其提(ti)供(gong)(gong)(gong)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)的(de)授信(xin)業務(wu)(wu)。保理(li)(li)(li)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)是在(zai)國(guo)內(nei)賒銷(xiao)、托收貿易(yi)背(bei)景下(xia)，賣方(fang)(fang)將(jiang)在(zai)國(guo)內(nei)采用(yong)延期收款(kuan)的(de)方(fang)(fang)式銷(xiao)售商(shang)品或提(ti)供(gong)(gong)(gong)勞務(wu)(wu)所(suo)形成的(de)應(ying)收債權(quan)轉讓給保理(li)(li)(li)商(shang)，由(you)保理(li)(li)(li)商(shang)為其提(ti)供(gong)(gong)(gong)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)、信(xin)用(yong)風險控制、銷(xiao)售分賬戶(hu)管理(li)(li)(li)和應(ying)收賬款(kuan)催收及壞賬擔保等各項相關金(jin)融(rong)(rong)(rong)(rong)(rong)服(fu)務(wu)(wu)。通過“訂(ding)(ding)單(dan)(dan)(dan)+保理(li)(li)(li)”接力融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)可以完成面向(xiang)上游(you)供(gong)(gong)(gong)應(ying)商(shang)的(de)整套(tao)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)流程(cheng)。

　　傳統(tong)供應(ying)(ying)鏈(lian)融(rong)資(zi)由于(yu)資(zi)料審核完(wan)全(quan)采用通(tong)(tong)(tong)過人工方式，結算與融(rong)資(zi)分屬不同部門(men)，彼此信息(xi)不交互(hu)，各部門(men)的(de)(de)(de)考核標準(zhun)不盡相同等(deng)原因，導(dao)致(zhi)融(rong)資(zi)效率低下，一般(ban)需要1~2個(ge)月完(wan)成，難(nan)以滿足(zu)在(zai)線交易的(de)(de)(de)高時(shi)效性需求。“金(jin)(jin)融(rong)通(tong)(tong)(tong)”通(tong)(tong)(tong)過線上融(rong)資(zi)操作，可以實現秒(miao)級放款。供應(ying)(ying)鏈(lian)上下游的(de)(de)(de)中小企業可以借助在(zai)線供應(ying)(ying)鏈(lian)金(jin)(jin)融(rong)，享(xiang)有低成本的(de)(de)(de)融(rong)資(zi)服(fu)(fu)務(wu)(wu)。“金(jin)(jin)融(rong)通(tong)(tong)(tong)”通(tong)(tong)(tong)過互(hu)聯網(wang)金(jin)(jin)融(rong)服(fu)(fu)務(wu)(wu)模式，突破了傳統(tong)金(jin)(jin)融(rong)服(fu)(fu)務(wu)(wu)的(de)(de)(de)地域限制，實現面(mian)向全(quan)國市場的(de)(de)(de)金(jin)(jin)融(rong)服(fu)(fu)務(wu)(wu)，創(chuang)造了傳統(tong)融(rong)資(zi)方式無可比擬的(de)(de)(de)時(shi)間、空(kong)間及成本優勢，全(quan)面(mian)提升了企業服(fu)(fu)務(wu)(wu)客戶，服(fu)(fu)務(wu)(wu)現貨，乃至服(fu)(fu)務(wu)(wu)實體經濟的(de)(de)(de)綜(zong)合實力。