中證網訊(xun)（記者 歐(ou)陽(yang)劍環）銀保監會網站12月17日消息，銀保監會制定(ding)了《理(li)(li)(li)(li)財(cai)(cai)公(gong)司理(li)(li)(li)(li)財(cai)(cai)產(chan)(chan)(chan)品(pin)流(liu)動(dong)性(xing)(xing)風(feng)(feng)(feng)(feng)險(xian)(xian)管理(li)(li)(li)(li)辦法(fa)》。《辦法(fa)》強調將(jiang)流(liu)動(dong)性(xing)(xing)風(feng)(feng)(feng)(feng)險(xian)(xian)管理(li)(li)(li)(li)貫穿于(yu)理(li)(li)(li)(li)財(cai)(cai)業務(wu)運行(xing)的(de)全(quan)流(liu)程(cheng)。一是理(li)(li)(li)(li)財(cai)(cai)公(gong)司應(ying)當(dang)(dang)在(zai)理(li)(li)(li)(li)財(cai)(cai)產(chan)(chan)(chan)品(pin)設(she)計階段，綜合(he)評估投(tou)(tou)資資產(chan)(chan)(chan)流(liu)動(dong)性(xing)(xing)、投(tou)(tou)資者類型與(yu)風(feng)(feng)(feng)(feng)險(xian)(xian)偏(pian)好(hao)等(deng)(deng)因(yin)素，審慎確定(ding)開(kai)放式、封(feng)閉(bi)式等(deng)(deng)產(chan)(chan)(chan)品(pin)運作方(fang)式，合(he)理(li)(li)(li)(li)設(she)計認購和贖回安排。二是理(li)(li)(li)(li)財(cai)(cai)公(gong)司應(ying)當(dang)(dang)持(chi)(chi)續做好(hao)低流(liu)動(dong)性(xing)(xing)資產(chan)(chan)(chan)、流(liu)動(dong)性(xing)(xing)受限資產(chan)(chan)(chan)和高流(liu)動(dong)性(xing)(xing)資產(chan)(chan)(chan)的(de)投(tou)(tou)資管理(li)(li)(li)(li)，提高資產(chan)(chan)(chan)流(liu)動(dong)性(xing)(xing)與(yu)產(chan)(chan)(chan)品(pin)運作方(fang)式的(de)匹(pi)配(pei)程(cheng)度。三是理(li)(li)(li)(li)財(cai)(cai)公(gong)司應(ying)當(dang)(dang)持(chi)(chi)續監測理(li)(li)(li)(li)財(cai)(cai)產(chan)(chan)(chan)品(pin)流(liu)動(dong)性(xing)(xing)風(feng)(feng)(feng)(feng)險(xian)(xian)，審慎評估產(chan)(chan)(chan)品(pin)所投(tou)(tou)資各類資產(chan)(chan)(chan)的(de)估值計價和變現能力，充(chong)分考慮聲譽風(feng)(feng)(feng)(feng)險(xian)(xian)、信用風(feng)(feng)(feng)(feng)險(xian)(xian)、市場風(feng)(feng)(feng)(feng)險(xian)(xian)、交易對手風(feng)(feng)(feng)(feng)險(xian)(xian)等(deng)(deng)的(de)可能影響，并(bing)提前(qian)作出應(ying)對安排。