打好防(fang)范化解重(zhong)大風(feng)險(xian)攻堅(jian)戰,重(zhong)點是防(fang)控(kong)金(jin)融(rong)風(feng)險(xian)。金(jin)融(rong)是實體(ti)經濟(ji)的血脈(mo),積極防(fang)范化解金(jin)融(rong)風(feng)險(xian),守住(zhu)不發生(sheng)系統性金(jin)融(rong)風(feng)險(xian)底線,是我國建設(she)現代化經濟(ji)體(ti)系、實現高質量(liang)發展(zhan)的必然要求(qiu)。
一、高度重視防范化解各類金融風險
黨(dang)的十八大(da)以來,金(jin)(jin)(jin)(jin)(jin)融(rong)改革發(fa)(fa)(fa)展(zhan)取(qu)得歷史性(xing)成就,金(jin)(jin)(jin)(jin)(jin)融(rong)服務實(shi)(shi)體(ti)經濟(ji)的能力(li)和(he)水平顯著(zhu)提升,保(bao)障了(le)(le)經濟(ji)社會持(chi)續穩(wen)定健康發(fa)(fa)(fa)展(zhan),為打好防范化(hua)解金(jin)(jin)(jin)(jin)(jin)融(rong)風險(xian)(xian)攻堅(jian)戰奠(dian)定了(le)(le)堅(jian)實(shi)(shi)基礎。比如,多(duo)種貨幣政(zheng)策工具的使(shi)用為宏觀調控(kong)框架轉(zhuan)型創造了(le)(le)條件,貨幣政(zheng)策調控(kong)日趨(qu)靈(ling)活精準,有效地(di)(di)(di)維(wei)護了(le)(le)金(jin)(jin)(jin)(jin)(jin)融(rong)穩(wen)定,并為經濟(ji)社會發(fa)(fa)(fa)展(zhan)營造了(le)(le)適宜的貨幣金(jin)(jin)(jin)(jin)(jin)融(rong)環境;金(jin)(jin)(jin)(jin)(jin)融(rong)機(ji)構整體(ti)實(shi)(shi)力(li)明顯增(zeng)強(qiang),多(duo)層次(ci)金(jin)(jin)(jin)(jin)(jin)融(rong)市場(chang)(chang)體(ti)系(xi)日臻完善,金(jin)(jin)(jin)(jin)(jin)融(rong)產品日益(yi)豐富;金(jin)(jin)(jin)(jin)(jin)融(rong)市場(chang)(chang)定價機(ji)制(zhi)不斷(duan)完善,利(li)率和(he)匯率市場(chang)(chang)化(hua)改革取(qu)得重(zhong)要(yao)進展(zhan),為進一步發(fa)(fa)(fa)揮市場(chang)(chang)在金(jin)(jin)(jin)(jin)(jin)融(rong)資源配置(zhi)中的決定性(xing)作用、更(geng)好地(di)(di)(di)支持(chi)實(shi)(shi)體(ti)經濟(ji)發(fa)(fa)(fa)展(zhan)創造了(le)(le)條件;人民幣國際化(hua)水平顯著(zhu)提高,金(jin)(jin)(jin)(jin)(jin)融(rong)業對外(wai)開(kai)放取(qu)得新進展(zhan),我(wo)(wo)國在國際金(jin)(jin)(jin)(jin)(jin)融(rong)領域正扮演著(zhu)越(yue)來越(yue)重(zhong)要(yao)的角色,等等。當然(ran),我(wo)(wo)們(men)也要(yao)清醒(xing)認識到,雖然(ran)我(wo)(wo)國已成為重(zhong)要(yao)的金(jin)(jin)(jin)(jin)(jin)融(rong)大(da)國,但目前(qian)我(wo)(wo)國金(jin)(jin)(jin)(jin)(jin)融(rong)和(he)實(shi)(shi)體(ti)經濟(ji)、金(jin)(jin)(jin)(jin)(jin)融(rong)和(he)房地(di)(di)(di)產、金(jin)(jin)(jin)(jin)(jin)融(rong)體(ti)系(xi)內部還(huan)存在多(duo)重(zhong)風險(xian)(xian)隱患,由金(jin)(jin)(jin)(jin)(jin)融(rong)大(da)國向(xiang)金(jin)(jin)(jin)(jin)(jin)融(rong)強(qiang)國的轉(zhuan)變(bian)依然(ran)任(ren)重(zhong)道(dao)遠。
從國內(nei)看(kan),金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)險(xian)源頭主要(yao)來自三(san)個方面。一(yi)是(shi)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)與實(shi)(shi)體(ti)(ti)經(jing)濟(ji)(ji)(ji)循環(huan)不暢。我國實(shi)(shi)體(ti)(ti)經(jing)濟(ji)(ji)(ji)的(de)(de)(de)主要(yao)風(feng)險(xian)集(ji)中(zhong)體(ti)(ti)現為(wei)民間(jian)投資(zi)(zi)(zi)(zi)增速下(xia)(xia)(xia)滑、產(chan)(chan)(chan)能過(guo)(guo)(guo)剩、企(qi)(qi)(qi)業(ye)(ye)困難加(jia)(jia)劇和失(shi)業(ye)(ye)率上升。金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)作為(wei)實(shi)(shi)體(ti)(ti)經(jing)濟(ji)(ji)(ji)的(de)(de)(de)鏡像,在經(jing)濟(ji)(ji)(ji)周期(qi)(qi)、結構失(shi)衡、體(ti)(ti)制(zhi)轉軌等(deng)因素疊加(jia)(jia)共振之下(xia)(xia)(xia),將面臨(lin)杠(gang)桿(gan)率高(gao)(gao)(gao)位盤桓以及商業(ye)(ye)銀行(xing)不良資(zi)(zi)(zi)(zi)產(chan)(chan)(chan)風(feng)險(xian)、房(fang)(fang)(fang)(fang)地(di)(di)(di)產(chan)(chan)(chan)市(shi)場(chang)(chang)風(feng)險(xian)、互聯網金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)險(xian)和外部沖擊風(feng)險(xian)等(deng)各(ge)(ge)類(lei)風(feng)險(xian)相(xiang)互交織(zhi)、錯(cuo)綜復雜的(de)(de)(de)嚴峻形勢。資(zi)(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)脫實(shi)(shi)向(xiang)虛(xu)既妨礙(ai)了實(shi)(shi)體(ti)(ti)經(jing)濟(ji)(ji)(ji)轉型升級,也惡(e)化(hua)了實(shi)(shi)體(ti)(ti)企(qi)(qi)(qi)業(ye)(ye)的(de)(de)(de)資(zi)(zi)(zi)(zi)產(chan)(chan)(chan)負(fu)債表。實(shi)(shi)體(ti)(ti)經(jing)濟(ji)(ji)(ji)下(xia)(xia)(xia)行(xing)則會加(jia)(jia)大(da)信用風(feng)險(xian)暴露(lu),在經(jing)濟(ji)(ji)(ji)周期(qi)(qi)和流(liu)動(dong)(dong)性(xing)(xing)(xing)收緊的(de)(de)(de)催(cui)化(hua)下(xia)(xia)(xia),侵蝕金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構抵御(yu)風(feng)險(xian)的(de)(de)(de)能力(li)。二是(shi)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)與房(fang)(fang)(fang)(fang)地(di)(di)(di)產(chan)(chan)(chan)循環(huan)不暢。金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)資(zi)(zi)(zi)(zi)源過(guo)(guo)(guo)多集(ji)中(zhong)于房(fang)(fang)(fang)(fang)地(di)(di)(di)產(chan)(chan)(chan),導(dao)致(zhi)房(fang)(fang)(fang)(fang)地(di)(di)(di)產(chan)(chan)(chan)部門呈(cheng)現出高(gao)(gao)(gao)價(jia)(jia)格、高(gao)(gao)(gao)庫存(cun)(cun)、高(gao)(gao)(gao)杠(gang)桿(gan)、高(gao)(gao)(gao)度金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)化(hua)和高(gao)(gao)(gao)度關聯性(xing)(xing)(xing)等(deng)特(te)征。而高(gao)(gao)(gao)房(fang)(fang)(fang)(fang)價(jia)(jia)又吸引各(ge)(ge)種(zhong)社會資(zi)(zi)(zi)(zi)本涌入(ru),加(jia)(jia)劇房(fang)(fang)(fang)(fang)地(di)(di)(di)產(chan)(chan)(chan)市(shi)場(chang)(chang)的(de)(de)(de)扭曲。房(fang)(fang)(fang)(fang)地(di)(di)(di)產(chan)(chan)(chan)市(shi)場(chang)(chang)一(yi)旦深(shen)度調整,必然(ran)影響(xiang)相(xiang)關行(xing)業(ye)(ye),導(dao)致(zhi)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構資(zi)(zi)(zi)(zi)產(chan)(chan)(chan)質量惡(e)化(hua)、地(di)(di)(di)方財(cai)政負(fu)擔加(jia)(jia)重,甚至可能出現系(xi)統性(xing)(xing)(xing)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)險(xian),引發整個經(jing)濟(ji)(ji)(ji)體(ti)(ti)系(xi)的(de)(de)(de)波動(dong)(dong)。三(san)是(shi)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)體(ti)(ti)系(xi)內(nei)部循環(huan)不暢。一(yi)些(xie)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構和企(qi)(qi)(qi)業(ye)(ye)“打(da)擦邊球”,存(cun)(cun)在套利(li)行(xing)為(wei);理財(cai)業(ye)(ye)務多層嵌套,資(zi)(zi)(zi)(zi)產(chan)(chan)(chan)負(fu)債期(qi)(qi)限(xian)錯(cuo)配,存(cun)(cun)在隱(yin)性(xing)(xing)(xing)剛性(xing)(xing)(xing)兌付,責權利(li)扭曲。各(ge)(ge)類(lei)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)控股公司快速發展(zhan),部分實(shi)(shi)體(ti)(ti)企(qi)(qi)(qi)業(ye)(ye)熱衷于投資(zi)(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)(ye),通(tong)過(guo)(guo)(guo)內(nei)幕交易(yi)(yi)、關聯交易(yi)(yi)等(deng)賺快錢。這些(xie)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)險(xian)隱(yin)患大(da)都具有(you)隱(yin)蔽性(xing)(xing)(xing)、突(tu)發性(xing)(xing)(xing)、傳染性(xing)(xing)(xing)和危害性(xing)(xing)(xing),容易(yi)(yi)引發系(xi)統性(xing)(xing)(xing)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)險(xian),必須有(you)效(xiao)加(jia)(jia)以防范(fan)并逐(zhu)步(bu)化(hua)解。
從國(guo)(guo)際看,一(yi)些國(guo)(guo)家的(de)(de)貨(huo)(huo)幣(bi)(bi)政(zheng)策和財政(zheng)政(zheng)策調整將(jiang)形成(cheng)風險外(wai)溢效應,有可(ke)能對我(wo)國(guo)(guo)金(jin)融(rong)安(an)全造成(cheng)外(wai)部(bu)沖擊。2008年國(guo)(guo)際金(jin)融(rong)危機以(yi)來,全球主要國(guo)(guo)家實行量(liang)化(hua)(hua)寬松(song)政(zheng)策,帶來的(de)(de)貨(huo)(huo)幣(bi)(bi)增量(liang)中的(de)(de)相當部(bu)分并未進(jin)(jin)入實體經濟,而是在金(jin)融(rong)體系內(nei)“空轉”,逐利而動,大量(liang)資(zi)(zi)(zi)本(ben)(ben)的(de)(de)國(guo)(guo)際流(liu)動加劇了全球金(jin)融(rong)市場的(de)(de)動蕩。美(mei)(mei)國(guo)(guo)量(liang)化(hua)(hua)寬松(song)政(zheng)策的(de)(de)逐步(bu)退(tui)出及隨后的(de)(de)加息、縮表(biao)、減(jian)稅政(zheng)策將(jiang)迫使其他主要經濟體跟進(jin)(jin),以(yi)避免資(zi)(zi)(zi)本(ben)(ben)流(liu)失和投(tou)資(zi)(zi)(zi)下降、失業加劇的(de)(de)出現,將(jiang)有可(ke)能引發全球加息減(jian)稅浪潮(chao)。強勢美(mei)(mei)元疊加資(zi)(zi)(zi)本(ben)(ben)外(wai)流(liu),對人民幣(bi)(bi)構(gou)成(cheng)雙重減(jian)值壓力(li);而美(mei)(mei)國(guo)(guo)政(zheng)府加息、縮表(biao)、減(jian)稅等一(yi)系列政(zheng)策的(de)(de)持(chi)續推(tui)進(jin)(jin),也會使以(yi)人民幣(bi)(bi)計價的(de)(de)資(zi)(zi)(zi)產價值承受被(bei)動萎縮的(de)(de)壓力(li)。對這些外(wai)部(bu)風險,我(wo)們必須(xu)保持(chi)足夠(gou)警惕,妥善應對化(hua)(hua)解。
二、打好攻堅戰要戰而有策、戰而有備、戰而有術
習(xi)近平總書記指出,面對(dui)波譎云詭的(de)國際形勢、復雜敏感的(de)周(zhou)邊環(huan)境、艱巨繁重(zhong)的(de)改(gai)革發展穩定任務,我們(men)既要有(you)防(fang)范(fan)風險(xian)的(de)先手,也(ye)要有(you)應(ying)對(dui)和化解(jie)風險(xian)挑(tiao)戰(zhan)的(de)高(gao)招(zhao);既要打好防(fang)范(fan)和抵御風險(xian)的(de)有(you)準備之戰(zhan),也(ye)要打好化險(xian)為夷、轉危(wei)為機的(de)戰(zhan)略主動戰(zhan)。高(gao)質量(liang)發展離(li)不開高(gao)效(xiao)安全(quan)的(de)金(jin)融(rong)。打好防(fang)范(fan)化解(jie)金(jin)融(rong)風險(xian)攻堅戰(zhan),必須做到戰(zhan)而(er)有(you)策(ce)、戰(zhan)而(er)有(you)備、戰(zhan)而(er)有(you)術。
“戰而(er)有(you)策”,就是要(yao)(yao)立足(zu)我國經(jing)(jing)濟社會(hui)發(fa)(fa)展全局,以黨(dang)中央的(de)(de)政策方(fang)針為指引,把服(fu)務(wu)實(shi)體(ti)(ti)經(jing)(jing)濟作(zuo)為防(fang)(fang)控金(jin)(jin)(jin)(jin)融(rong)(rong)風(feng)險的(de)(de)根(gen)本。一(yi)(yi)是要(yao)(yao)加(jia)強(qiang)黨(dang)的(de)(de)領導(dao),確(que)(que)(que)保金(jin)(jin)(jin)(jin)融(rong)(rong)改革發(fa)(fa)展的(de)(de)正確(que)(que)(que)方(fang)向。按照高質量發(fa)(fa)展的(de)(de)要(yao)(yao)求部署新(xin)時代防(fang)(fang)范(fan)化解金(jin)(jin)(jin)(jin)融(rong)(rong)風(feng)險攻堅(jian)戰,確(que)(que)(que)保國家金(jin)(jin)(jin)(jin)融(rong)(rong)安全。二(er)是要(yao)(yao)堅(jian)持(chi)金(jin)(jin)(jin)(jin)融(rong)(rong)服(fu)務(wu)實(shi)體(ti)(ti)經(jing)(jing)濟這一(yi)(yi)根(gen)本。全面(mian)提(ti)升金(jin)(jin)(jin)(jin)融(rong)(rong)服(fu)務(wu)實(shi)體(ti)(ti)經(jing)(jing)濟的(de)(de)效(xiao)(xiao)率和水平,提(ti)高直接融(rong)(rong)資(zi)(zi)比(bi)重和金(jin)(jin)(jin)(jin)融(rong)(rong)資(zi)(zi)源配置效(xiao)(xiao)率,充分(fen)發(fa)(fa)揮金(jin)(jin)(jin)(jin)融(rong)(rong)在服(fu)務(wu)供(gong)給側結構(gou)性(xing)改革、促進(jin)產(chan)(chan)業(ye)轉型升級(ji)、支持(chi)國家戰略推進(jin)等方(fang)面(mian)的(de)(de)重要(yao)(yao)作(zuo)用(yong)。繼續(xu)采取措施(shi),減(jian)(jian)少(shao)資(zi)(zi)金(jin)(jin)(jin)(jin)空(kong)轉、層(ceng)層(ceng)嵌套和監管套利,減(jian)(jian)少(shao)由(you)此產(chan)(chan)生的(de)(de)跨市場(chang)、跨行業(ye)、跨區域的(de)(de)金(jin)(jin)(jin)(jin)融(rong)(rong)風(feng)險。更(geng)(geng)加(jia)有(you)力地(di)支持(chi)實(shi)施(shi)重大(da)戰略和培育新(xin)動能,更(geng)(geng)加(jia)精準地(di)補(bu)足(zu)薄弱領域金(jin)(jin)(jin)(jin)融(rong)(rong)服(fu)務(wu)短板,更(geng)(geng)加(jia)有(you)效(xiao)(xiao)地(di)降低實(shi)體(ti)(ti)經(jing)(jing)濟融(rong)(rong)資(zi)(zi)成本。三是要(yao)(yao)緊(jin)緊(jin)抓(zhua)住(zhu)三個良(liang)性(xing)循環的(de)(de)“牛鼻子(zi)”。實(shi)體(ti)(ti)經(jing)(jing)濟一(yi)(yi)端(duan)要(yao)(yao)深入推進(jin)供(gong)給側結構(gou)性(xing)改革,房地(di)產(chan)(chan)一(yi)(yi)端(duan)要(yao)(yao)改革完善住(zhu)房制度、建立房地(di)產(chan)(chan)市場(chang)可持(chi)續(xu)發(fa)(fa)展的(de)(de)長效(xiao)(xiao)機制,金(jin)(jin)(jin)(jin)融(rong)(rong)體(ti)(ti)系內部一(yi)(yi)端(duan)要(yao)(yao)嚴防(fang)(fang)嚴控風(feng)險,三方(fang)面(mian)協(xie)同(tong)發(fa)(fa)力從根(gen)本上防(fang)(fang)控金(jin)(jin)(jin)(jin)融(rong)(rong)風(feng)險。
“戰(zhan)而有(you)備”,就是(shi)要(yao)對(dui)存在的(de)(de)(de)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風險點做到胸(xiong)中(zhong)有(you)數,未雨綢繆,密切監測,準確(que)預判,有(you)效(xiao)防范(fan)。一(yi)是(shi)要(yao)健全金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風險預警體(ti)(ti)系(xi)。加強(qiang)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風險監測與評估,強(qiang)化(hua)對(dui)重點領(ling)域的(de)(de)(de)風險監測和(he)(he)防范(fan)。針對(dui)阻礙“三個良性(xing)循環(huan)”的(de)(de)(de)風險因素,梳理(li)排查每個風險點的(de)(de)(de)成因、機理(li)、傳(chuan)染(ran)渠道及外部性(xing),有(you)效(xiao)降低(di)(di)信(xin)息(xi)不對(dui)稱程度(du)(du)。二是(shi)加大(da)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)基(ji)礎設施(shi)建(jian)(jian)設力(li)度(du)(du)。繼續(xu)(xu)完善(shan)(shan)會計(ji)審計(ji)制(zhi)度(du)(du),控制(zhi)企業(ye)的(de)(de)(de)風險承擔傾向(xiang)。加快推(tui)進金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)信(xin)息(xi)化(hua)建(jian)(jian)設,逐步增(zeng)加在國際金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)領(ling)域的(de)(de)(de)規則制(zhi)定權和(he)(he)話語權。加快推(tui)進防范(fan)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風險的(de)(de)(de)立(li)法工作,加強(qiang)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機構公司治理(li)機制(zhi)的(de)(de)(de)建(jian)(jian)設,完善(shan)(shan)有(you)關資本配(pei)(pei)置的(de)(de)(de)法律制(zhi)度(du)(du)。三是(shi)繼續(xu)(xu)推(tui)進金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)市(shi)(shi)(shi)場基(ji)礎制(zhi)度(du)(du)的(de)(de)(de)建(jian)(jian)設和(he)(he)完善(shan)(shan)。要(yao)筑牢金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)業(ye)發展和(he)(he)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風險防范(fan)的(de)(de)(de)根基(ji),特別是(shi)針對(dui)“脫實向(xiang)虛”問題,要(yao)通過改革不斷優化(hua)營(ying)(ying)商環(huan)境,切實降低(di)(di)企業(ye)經(jing)營(ying)(ying)成本和(he)(he)制(zhi)度(du)(du)性(xing)成本,激發實體(ti)(ti)經(jing)濟活力(li)。加快建(jian)(jian)設開(kai)放、有(you)序、公平競爭的(de)(de)(de)市(shi)(shi)(shi)場體(ti)(ti)系(xi),維(wei)護市(shi)(shi)(shi)場正常秩序,提高金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)資源配(pei)(pei)置效(xiao)率(lv)。
“戰而有(you)(you)術”,就(jiu)是(shi)要(yao)做(zuo)到目的(de)(de)(de)明確、重點突出、密切(qie)協同,形成全(quan)(quan)(quan)國(guo)(guo)一(yi)(yi)(yi)盤棋的(de)(de)(de)金(jin)融(rong)風(feng)(feng)險(xian)防控(kong)格局。一(yi)(yi)(yi)是(shi)要(yao)形成風(feng)(feng)險(xian)防控(kong)的(de)(de)(de)合力,充分發揮監管(guan)協調機制的(de)(de)(de)作用(yong)。進(jin)一(yi)(yi)(yi)步(bu)健全(quan)(quan)(quan)貨(huo)幣政策(ce)和(he)(he)宏觀審慎(shen)政策(ce)雙支(zhi)柱(zhu)調控(kong)框架(jia),建立(li)全(quan)(quan)(quan)面統一(yi)(yi)(yi)、基礎(chu)設施共享(xiang)、協調有(you)(you)效(xiao)的(de)(de)(de)監管(guan)框架(jia),加強(qiang)國(guo)(guo)際金(jin)融(rong)監管(guan)協作,完(wan)善全(quan)(quan)(quan)球金(jin)融(rong)治理(li)體系。二是(shi)要(yao)加強(qiang)薄弱環節監管(guan)制度建設,建立(li)良(liang)好的(de)(de)(de)金(jin)融(rong)秩序。突出功(gong)能監管(guan),統一(yi)(yi)(yi)資產管(guan)理(li)業務(wu)(wu)的(de)(de)(de)標準(zhun)規制,強(qiang)化實(shi)質(zhi)性(xing)和(he)(he)穿透式(shi)(shi)監管(guan)。全(quan)(quan)(quan)面實(shi)施金(jin)融(rong)機構和(he)(he)業務(wu)(wu)的(de)(de)(de)持牌經營,規范產融(rong)結合,強(qiang)化影子銀行監管(guan),減少監管(guan)漏(lou)洞和(he)(he)監管(guan)空白。三是(shi)要(yao)各個擊破,做(zuo)好重點領域(yu)金(jin)融(rong)風(feng)(feng)險(xian)防控(kong)工作。貨(huo)幣政策(ce)要(yao)保持穩(wen)健中性(xing),適應(ying)貨(huo)幣供(gong)應(ying)方式(shi)(shi)的(de)(de)(de)新變化,有(you)(you)效(xiao)運用(yong)創新型流(liu)動性(xing)管(guan)理(li)工具,調節好貨(huo)幣供(gong)給閘門。有(you)(you)效(xiao)防控(kong)信用(yong)風(feng)(feng)險(xian),妥善化解地方政府隱性(xing)債(zhai)務(wu)(wu)風(feng)(feng)險(xian),積極防控(kong)房地產領域(yu)風(feng)(feng)險(xian),進(jin)一(yi)(yi)(yi)步(bu)規范交叉性(xing)金(jin)融(rong)業務(wu)(wu),確保金(jin)融(rong)安(an)全(quan)(quan)(quan)高效(xiao)穩(wen)健運行。
(來源: 《求是》2018/13 作者: 何(he)德旭 中(zhong)國社(she)會科學(xue)院(yuan)財經戰(zhan)略研究院(yuan)院(yuan)長,中(zhong)國社(she)會科學(xue)院(yuan)習近(jin)平新時代中(zhong)國特色社(she)會主義思想研究中(zhong)心(xin)特約研究員)
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