中(zhong)證(zheng)網訊（記(ji)者 彭(peng)揚）央行網站30日(ri)消息，2021年4月(yue)29日(ri)，中(zhong)國人民銀行黨委委員、副行長劉(liu)桂平出席(xi)在(zai)江(jiang)西省(sheng)吉安市(shi)新干縣召(zhao)開(kai)的普(pu)惠(hui)金融改革(ge)試驗(yan)區建設推進座談會(hui)并講(jiang)話。劉(liu)桂平要(yao)(yao)求，要(yao)(yao)加快構建社(she)會(hui)信用體系，扎實做好風(feng)險防(fang)控，為試驗(yan)區營(ying)造良好的金融生態(tai)環境。

　　劉桂(gui)平指出，要不(bu)忘初心，以(yi)普惠金(jin)融(rong)改(gai)(gai)革(ge)(ge)試(shi)(shi)點(dian)為抓手(shou)助力革(ge)(ge)命(ming)老區振興發展。近年來，人民銀行高(gao)度重視，多措并舉做好對口支援新(xin)干縣工(gong)作，取得了(le)良好的經濟(ji)社(she)會效益。2020年8月，經國務(wu)院(yuan)批準，人民銀行牽頭相關部(bu)門印發了(le)《江(jiang)西省贛州(zhou)市、吉安(an)市普惠金(jin)融(rong)改(gai)(gai)革(ge)(ge)試(shi)(shi)驗區總體方案》。在贛南蘇(su)區開(kai)展普惠金(jin)融(rong)改(gai)(gai)革(ge)(ge)試(shi)(shi)點(dian)，是(shi)進一(yi)步推動贛南蘇(su)區振興發展的重要舉措。

　　劉桂平充分肯(ken)定了贛州、吉安(an)兩市普惠金融改革試驗(yan)區(qu)建設進展(zhan)。試驗(yan)區(qu)設立(li)以來，江西省和贛州、吉安(an)市兩級(ji)政府高度重視，加強組織(zhi)領導，健全工(gong)作機制，制定實施細則，落(luo)實任務分工(gong)，實施了一系列(lie)改革舉措，試驗(yan)區(qu)建設開局良好。

　　劉桂平(ping)(ping)要(yao)(yao)(yao)(yao)求，做(zuo)好(hao)下一階段(duan)試(shi)驗(yan)區(qu)建(jian)設(she)工(gong)作要(yao)(yao)(yao)(yao)把(ba)握好(hao)幾個方面(mian)(mian)。一是要(yao)(yao)(yao)(yao)用(yong)心(xin)用(yong)情。發(fa)展(zhan)(zhan)普(pu)惠(hui)(hui)金(jin)(jin)融(rong)(rong)(rong)(rong)是消(xiao)除(chu)貧困(kun)、落實(shi)(shi)共享發(fa)展(zhan)(zhan)理(li)念、實(shi)(shi)現社(she)會公平(ping)(ping)的(de)(de)重(zhong)(zhong)要(yao)(yao)(yao)(yao)手段(duan)，也是我(wo)們黨(dang)的(de)(de)初心(xin)的(de)(de)體現。相關(guan)部門要(yao)(yao)(yao)(yao)提高(gao)政治站位，充分認(ren)識到此項工(gong)作的(de)(de)重(zhong)(zhong)要(yao)(yao)(yao)(yao)意(yi)義，用(yong)心(xin)用(yong)情做(zuo)好(hao)各項工(gong)作。二(er)是要(yao)(yao)(yao)(yao)講究方法。試(shi)驗(yan)區(qu)改(gai)(gai)革(ge)(ge)(ge)重(zhong)(zhong)在搭平(ping)(ping)臺、建(jian)機制。要(yao)(yao)(yao)(yao)形(xing)成(cheng)(cheng)(cheng)“敢貸、愿貸、能貸、會貸”的(de)(de)良(liang)性機制，推動銀(yin)行、企(qi)業共同實(shi)(shi)現商業可持續發(fa)展(zhan)(zhan)。要(yao)(yao)(yao)(yao)加快構建(jian)社(she)會信(xin)用(yong)體系(xi)，扎實(shi)(shi)做(zuo)好(hao)風(feng)險防控，為(wei)試(shi)驗(yan)區(qu)營造良(liang)好(hao)的(de)(de)金(jin)(jin)融(rong)(rong)(rong)(rong)生(sheng)態(tai)環境。三(san)是要(yao)(yao)(yao)(yao)借(jie)勢蓄能。江(jiang)西(xi)省是我(wo)國重(zhong)(zhong)要(yao)(yao)(yao)(yao)的(de)(de)革(ge)(ge)(ge)命老(lao)區(qu)，紅色基(ji)因傳承深(shen)厚，信(xin)用(yong)基(ji)礎良(liang)好(hao)，近年(nian)來金(jin)(jin)融(rong)(rong)(rong)(rong)生(sheng)態(tai)持續優(you)化(hua)(hua)。江(jiang)西(xi)省在推動普(pu)惠(hui)(hui)金(jin)(jin)融(rong)(rong)(rong)(rong)和綠色金(jin)(jin)融(rong)(rong)(rong)(rong)融(rong)(rong)(rong)(rong)合發(fa)展(zhan)(zhan)方面(mian)(mian)具(ju)有良(liang)好(hao)的(de)(de)基(ji)礎。四是要(yao)(yao)(yao)(yao)善用(yong)金(jin)(jin)融(rong)(rong)(rong)(rong)科技(ji)(ji)手段(duan)。要(yao)(yao)(yao)(yao)充分發(fa)揮大(da)數據、云計(ji)算等(deng)在風(feng)險定價、精(jing)準獲客、降低服務成(cheng)(cheng)(cheng)本、解決信(xin)息不對稱等(deng)方面(mian)(mian)的(de)(de)優(you)勢，進一步提升金(jin)(jin)融(rong)(rong)(rong)(rong)服務小微(wei)企(qi)業和“三(san)農(nong)”的(de)(de)覆蓋面(mian)(mian)、便捷性和客戶體驗(yan)度。要(yao)(yao)(yao)(yao)統籌好(hao)實(shi)(shi)體網(wang)點和數字(zi)技(ji)(ji)術(shu)兩種(zhong)方式，既要(yao)(yao)(yao)(yao)以適當的(de)(de)物理(li)網(wang)點布局彌補“數字(zi)鴻(hong)溝”帶(dai)來的(de)(de)問(wen)題，更(geng)要(yao)(yao)(yao)(yao)善用(yong)金(jin)(jin)融(rong)(rong)(rong)(rong)科技(ji)(ji)手段(duan)提高(gao)普(pu)惠(hui)(hui)金(jin)(jin)融(rong)(rong)(rong)(rong)的(de)(de)服務水(shui)平(ping)(ping)和風(feng)險管控能力。五是要(yao)(yao)(yao)(yao)注重(zhong)(zhong)實(shi)(shi)效。試(shi)驗(yan)區(qu)建(jian)設(she)要(yao)(yao)(yao)(yao)堅持問(wen)題導向，圍繞革(ge)(ge)(ge)命老(lao)區(qu)發(fa)展(zhan)(zhan)中(zhong)的(de)(de)薄弱環節和重(zhong)(zhong)點領域深(shen)化(hua)(hua)普(pu)惠(hui)(hui)金(jin)(jin)融(rong)(rong)(rong)(rong)改(gai)(gai)革(ge)(ge)(ge)。要(yao)(yao)(yao)(yao)及(ji)時總(zong)結(jie)和提煉改(gai)(gai)革(ge)(ge)(ge)中(zhong)形(xing)成(cheng)(cheng)(cheng)的(de)(de)良(liang)好(hao)實(shi)(shi)踐和可復制可推廣經驗(yan)，為(wei)全局性改(gai)(gai)革(ge)(ge)(ge)提供借(jie)鑒(jian)。