中證網(wang)訊(xun)（記者(zhe) 歐陽劍環）銀保(bao)監(jian)會網(wang)站10月14日(ri)消息，為(wei)進(jin)一步(bu)加強(qiang)股(gu)東(dong)股(gu)權監(jian)管，完(wan)善銀行(xing)保(bao)險機構公司治理(li)，有效防(fang)范金(jin)融風(feng)險，銀保(bao)監(jian)會制(zhi)定(ding)了(le)《銀行(xing)保(bao)險機構大股(gu)東(dong)行(xing)為(wei)監(jian)管辦(ban)法(fa)（試行(xing)）》（簡(jian)稱《辦(ban)法(fa)》），自印發之(zhi)日(ri)起施行(xing)。

　　《辦(ban)法(fa)》共八(ba)章五十八(ba)條，主(zhu)要(yao)內容包括：一(yi)是(shi)(shi)明確《辦(ban)法(fa)》的(de)(de)(de)法(fa)律依(yi)據、適用對(dui)象和(he)大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)認定(ding)標(biao)準(zhun)，銀(yin)(yin)保(bao)(bao)監會及其派出機(ji)構(gou)(gou)依(yi)法(fa)對(dui)銀(yin)(yin)行(xing)保(bao)(bao)險(xian)(xian)(xian)機(ji)構(gou)(gou)大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)行(xing)為(wei)進行(xing)監管(guan)(guan)(guan)。二是(shi)(shi)嚴格(ge)規范約束大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)行(xing)為(wei)，明確禁止大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)不當干(gan)預銀(yin)(yin)行(xing)保(bao)(bao)險(xian)(xian)(xian)機(ji)構(gou)(gou)正常(chang)經(jing)營(ying)、利用持牌機(ji)構(gou)(gou)名義(yi)進行(xing)不當宣(xuan)傳、委托他(ta)人或(huo)接受他(ta)人委托參(can)加股(gu)(gu)東(dong)(dong)大(da)(da)(da)(da)(da)會、用股(gu)(gu)權(quan)為(wei)非關(guan)(guan)聯方的(de)(de)(de)債務提(ti)供擔保(bao)(bao)等(deng)。三(san)是(shi)(shi)進一(yi)步強化(hua)大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)責任義(yi)務，要(yao)求(qiu)大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)認真學習(xi)了解監管(guan)(guan)(guan)規定(ding)和(he)政策，配合開展關(guan)(guan)聯交(jiao)易動態管(guan)(guan)(guan)理(li)(li)，制定(ding)完善內部工作程(cheng)序，支持資本不足、風險(xian)(xian)(xian)較(jiao)大(da)(da)(da)(da)(da)的(de)(de)(de)銀(yin)(yin)行(xing)保(bao)(bao)險(xian)(xian)(xian)機(ji)構(gou)(gou)減少或(huo)不進行(xing)現金分(fen)紅等(deng)。四是(shi)(shi)統一(yi)銀(yin)(yin)行(xing)保(bao)(bao)險(xian)(xian)(xian)機(ji)構(gou)(gou)的(de)(de)(de)監管(guan)(guan)(guan)標(biao)準(zhun)，明確股(gu)(gu)權(quan)質押比例超過50%的(de)(de)(de)大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)不得(de)行(xing)使(shi)表決權(quan)，禁止銀(yin)(yin)行(xing)保(bao)(bao)險(xian)(xian)(xian)機(ji)構(gou)(gou)購買大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)非公開發行(xing)的(de)(de)(de)債券(quan)或(huo)為(wei)其提(ti)供擔保(bao)(bao)、與大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)直(zhi)接或(huo)間接交(jiao)叉持股(gu)(gu)等(deng)。五是(shi)(shi)壓實(shi)銀(yin)(yin)行(xing)保(bao)(bao)險(xian)(xian)(xian)機(ji)構(gou)(gou)的(de)(de)(de)主(zhu)體(ti)責任，《辦(ban)法(fa)》細(xi)化(hua)了股(gu)(gu)權(quan)管(guan)(guan)(guan)理(li)(li)要(yao)求(qiu)和(he)流程(cheng)，鼓勵(li)銀(yin)(yin)行(xing)保(bao)(bao)險(xian)(xian)(xian)機(ji)構(gou)(gou)制定(ding)大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)權(quan)利義(yi)務清單(dan)和(he)負面(mian)行(xing)為(wei)清單(dan)，要(yao)求(qiu)其定(ding)期核(he)實(shi)掌握大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)信息，每(mei)年(nian)對(dui)大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)開展評估(gu)并進行(xing)通報，對(dui)濫用股(gu)(gu)東(dong)(dong)權(quan)利給銀(yin)(yin)行(xing)保(bao)(bao)險(xian)(xian)(xian)機(ji)構(gou)(gou)造成(cheng)損失(shi)的(de)(de)(de)大(da)(da)(da)(da)(da)股(gu)(gu)東(dong)(dong)，要(yao)依(yi)法(fa)追償(chang)，積極維護自身權(quan)益。

　　銀保監會表(biao)示，下一(yi)步將持(chi)續強化(hua)監管，指導各銀行保險(xian)機構及其大股東(dong)(dong)做(zuo)好《辦法》的貫徹(che)落實，推動大股東(dong)(dong)依法履行義務，規范行使權(quan)利，切(qie)實提(ti)升公(gong)司(si)治理水平。