中證網訊（記者 歐陽劍環）銀保監會(hui)網站11月19日消息，為規范保險(xian)資(zi)(zi)金(jin)債券投資(zi)(zi)行為，防范資(zi)(zi)金(jin)運用(yong)風險(xian)，銀保監會(hui)日前(qian)發布了《關(guan)于調(diao)整(zheng)保險(xian)資(zi)(zi)金(jin)投資(zi)(zi)債券信用(yong)評級要求等有關(guan)事(shi)項的通知》（以下簡稱(cheng)《通知》）。

　　《通知》主(zhu)要(yao)(yao)內容有(you)：一是(shi)取消保險(xian)(xian)(xian)資(zi)金可投金融企業（公(gong)司(si)）債券白(bai)名單要(yao)(yao)求(qiu)以(yi)及外(wai)部信用(yong)評(ping)級(ji)(ji)要(yao)(yao)求(qiu)。二是(shi)根據保險(xian)(xian)(xian)機(ji)構(gou)信用(yong)風險(xian)(xian)(xian)管理能(neng)力和抗(kang)風險(xian)(xian)(xian)能(neng)力，分類設置可投非金融企業（公(gong)司(si)）債券最低外(wai)部信用(yong)評(ping)級(ji)(ji)要(yao)(yao)求(qiu)。三是(shi)明(ming)確(que)保險(xian)(xian)(xian)公(gong)司(si)投資(zi)BBB級(ji)(ji)（含(han)）以(yi)下債券的集中度(du)要(yao)(yao)求(qiu)。四是(shi)明(ming)確(que)保險(xian)(xian)(xian)公(gong)司(si)投資(zi)債券的大類比例核(he)算(suan)。五(wu)是(shi)要(yao)(yao)求(qiu)保險(xian)(xian)(xian)機(ji)構(gou)切(qie)實(shi)履行主(zhu)體責任，完善內部評(ping)級(ji)(ji)，審慎開展投資(zi)。

　　銀(yin)保(bao)(bao)(bao)監會表(biao)示，《通知》的(de)發布(bu)實(shi)施，有(you)(you)利(li)于拓寬(kuan)保(bao)(bao)(bao)險(xian)資金運用范圍，優化保(bao)(bao)(bao)險(xian)資產配置；有(you)(you)利(li)于擴大(da)保(bao)(bao)(bao)險(xian)機(ji)構自主決(jue)策空間(jian)，強化自身風險(xian)管(guan)理(li)能力(li)建設(she)；有(you)(you)利(li)于建立(li)健全(quan)分(fen)類(lei)監管(guan)機(ji)制，推行差異化監管(guan)；有(you)(you)利(li)于降(jiang)低監管(guan)對外部信(xin)用評級依賴，助(zhu)力(li)債券(quan)市(shi)場(chang)高質量健康發展。