中(zhong)(zhong)證網(wang)訊(xun)（記者 彭揚(yang)）中(zhong)(zhong)國人民銀行(xing)網(wang)站11月19日消息，為完善保(bao)(bao)險(xian)公司(si)資(zi)本補充機(ji)制(zhi)，提高保(bao)(bao)險(xian)業風險(xian)抵(di)御(yu)能力(li)，保(bao)(bao)護投資(zi)者利益，中(zhong)(zhong)國人民銀行(xing)會(hui)同中(zhong)(zhong)國銀保(bao)(bao)監會(hui)起草(cao)了《關于(yu)保(bao)(bao)險(xian)公司(si)發行(xing)無固定期限資(zi)本債券有關事項的通知（征(zheng)(zheng)求意見稿(gao)）》（以下簡稱(cheng)《通知》），現向(xiang)社會(hui)公開征(zheng)(zheng)求意見。

　　《通知》起草說明表示，2015年1月(yue)，人(ren)民銀行(xing)與(yu)原保(bao)監會聯合印發(fa)(fa)了(le)(le)2015年第3號公(gong)告，允(yun)許保(bao)險(xian)(xian)(xian)公(gong)司(si)在銀行(xing)間市場(chang)發(fa)(fa)行(xing)資(zi)(zi)(zi)本補(bu)充(chong)債(zhai)券補(bu)充(chong)附屬(shu)一級資(zi)(zi)(zi)本，為保(bao)險(xian)(xian)(xian)公(gong)司(si)增(zeng)強資(zi)(zi)(zi)本實力(li)、提(ti)(ti)(ti)升服(fu)務實體(ti)經濟能力(li)提(ti)(ti)(ti)供了(le)(le)重要支持(chi)。近年來，我國保(bao)險(xian)(xian)(xian)行(xing)業持(chi)續發(fa)(fa)展，對保(bao)險(xian)(xian)(xian)公(gong)司(si)資(zi)(zi)(zi)本結構和資(zi)(zi)(zi)本質量提(ti)(ti)(ti)出了(le)(le)更高(gao)的(de)要求；與(yu)此同時，監管(guan)部門也不(bu)斷(duan)加強以償付(fu)能力(li)為核心的(de)資(zi)(zi)(zi)本監管(guan)。在此背(bei)景下，為進(jin)一步提(ti)(ti)(ti)高(gao)保(bao)險(xian)(xian)(xian)公(gong)司(si)風險(xian)(xian)(xian)抵御能力(li)，拓(tuo)寬保(bao)險(xian)(xian)(xian)公(gong)司(si)核心資(zi)(zi)(zi)本補(bu)充(chong)渠道，優化保(bao)險(xian)(xian)(xian)公(gong)司(si)資(zi)(zi)(zi)本結構，人(ren)民銀行(xing)、銀保(bao)監會共同起草了(le)(le)《通知》。

　　起草說明指出，《通知》在3號公(gong)(gong)告框(kuang)架下，對(dui)保(bao)(bao)險(xian)公(gong)(gong)司(si)發行無(wu)(wu)(wu)固(gu)(gu)定(ding)(ding)(ding)(ding)期(qi)(qi)限(xian)(xian)資(zi)本債(zhai)券(quan)(quan)的(de)相(xiang)關(guan)(guan)事(shi)項(xiang)進行了(le)(le)(le)規范(fan)。一是明確(que)了(le)(le)(le)保(bao)(bao)險(xian)公(gong)(gong)司(si)無(wu)(wu)(wu)固(gu)(gu)定(ding)(ding)(ding)(ding)期(qi)(qi)限(xian)(xian)資(zi)本債(zhai)券(quan)(quan)的(de)定(ding)(ding)(ding)(ding)義(yi)和發行、信息(xi)披露、登記托管(guan)的(de)相(xiang)關(guan)(guan)要(yao)(yao)求(qiu)。二是規范(fan)了(le)(le)(le)保(bao)(bao)險(xian)公(gong)(gong)司(si)無(wu)(wu)(wu)固(gu)(gu)定(ding)(ding)(ding)(ding)期(qi)(qi)限(xian)(xian)資(zi)本債(zhai)券(quan)(quan)的(de)相(xiang)關(guan)(guan)條(tiao)款，包括減記和轉(zhuan)股條(tiao)款、利息(xi)取消(xiao)條(tiao)款等，還明確(que)了(le)(le)(le)減記和轉(zhuan)股的(de)觸發事(shi)件(jian)。三(san)是取消(xiao)了(le)(le)(le)保(bao)(bao)險(xian)公(gong)(gong)司(si)無(wu)(wu)(wu)固(gu)(gu)定(ding)(ding)(ding)(ding)期(qi)(qi)限(xian)(xian)資(zi)本債(zhai)券(quan)(quan)的(de)強(qiang)制(zhi)評級要(yao)(yao)求(qiu)。四是強(qiang)調保(bao)(bao)險(xian)公(gong)(gong)司(si)應(ying)當提(ti)升無(wu)(wu)(wu)固(gu)(gu)定(ding)(ding)(ding)(ding)期(qi)(qi)限(xian)(xian)資(zi)本債(zhai)券(quan)(quan)的(de)市(shi)場(chang)化定(ding)(ding)(ding)(ding)價程度，豐富投(tou)資(zi)者類型，提(ti)高保(bao)(bao)險(xian)公(gong)(gong)司(si)的(de)資(zi)本質量。五是從宏觀角度出發，對(dui)保(bao)(bao)險(xian)公(gong)(gong)司(si)發行包含無(wu)(wu)(wu)固(gu)(gu)定(ding)(ding)(ding)(ding)期(qi)(qi)限(xian)(xian)資(zi)本債(zhai)券(quan)(quan)在內的(de)資(zi)本補充債(zhai)券(quan)(quan)實行余額管(guan)理。