中(zhong)證網(wang)訊（記者 歐陽劍環）北京(jing)銀保(bao)監局(ju)3月18日公布的數據顯示，截至(zhi)2021年(nian)末，北京(jing)保(bao)險業資產總規模1.3萬億元，較年(nian)初增長19.4%，排(pai)名全國第二(er)，占(zhan)全國比重5.1%，同比上升(sheng)0.3個百(bai)分點。

　　2021年，面(mian)對(dui)百年變局(ju)與世紀疫情交織的復雜嚴峻(jun)局(ju)面(mian)，北京保(bao)(bao)險業(ye)(ye)以服(fu)(fu)務首都經濟高質量發展為統領，全(quan)面(mian)貫徹新(xin)發展理念，立足保(bao)(bao)險保(bao)(bao)障主業(ye)(ye)，不斷優化業(ye)(ye)務結構，持續深化改(gai)革(ge)開放(fang)，全(quan)力(li)支(zhi)持穩(wen)定宏觀經濟大盤(pan)，呈現(xian)出業(ye)(ye)務規模與服(fu)(fu)務能力(li)雙(shuang)升的特(te)點，行業(ye)(ye)實力(li)穩(wen)居(ju)全(quan)國前列。

　　2021年，以(yi)貨物運輸保(bao)(bao)(bao)(bao)險(xian)(xian)、特殊風險(xian)(xian)保(bao)(bao)(bao)(bao)險(xian)(xian)以(yi)及農業保(bao)(bao)(bao)(bao)險(xian)(xian)為代(dai)表的服務經(jing)濟社(she)會發展險(xian)(xian)種(zhong)實現(xian)(xian)快(kuai)速增(zeng)(zeng)長，北(bei)京財產險(xian)(xian)公(gong)司非車險(xian)(xian)業務實現(xian)(xian)增(zeng)(zeng)速和占比(bi)(bi)雙升(sheng)，同(tong)(tong)比(bi)(bi)增(zeng)(zeng)速12.6%，業務占比(bi)(bi)接近六成(cheng)，同(tong)(tong)比(bi)(bi)上(shang)(shang)(shang)升(sheng)5.4個(ge)(ge)百(bai)(bai)分(fen)點(dian)(dian)；車險(xian)(xian)綜合(he)改革(ge)實現(xian)(xian)“降價(jia)、增(zeng)(zeng)保(bao)(bao)(bao)(bao)、提(ti)質”，商業車險(xian)(xian)單均保(bao)(bao)(bao)(bao)費(fei)較改革(ge)前下降近兩成(cheng)，車險(xian)(xian)綜合(he)成(cheng)本(ben)率(lv)低于全國1.7個(ge)(ge)百(bai)(bai)分(fen)點(dian)(dian)。人身險(xian)(xian)公(gong)司新單業務呈期交化、長期化發展特征(zheng)，其(qi)中新單期交率(lv)同(tong)(tong)比(bi)(bi)上(shang)(shang)(shang)升(sheng)4.8個(ge)(ge)百(bai)(bai)分(fen)點(dian)(dian)；五(wu)年期及以(yi)上(shang)(shang)(shang)標準(zhun)保(bao)(bao)(bao)(bao)費(fei)收入占比(bi)(bi)超四成(cheng)，同(tong)(tong)比(bi)(bi)上(shang)(shang)(shang)升(sheng)2.2個(ge)(ge)百(bai)(bai)分(fen)點(dian)(dian)。

　　在(zai)發(fa)揮社會穩定器作用方面，北(bei)京(jing)保險(xian)(xian)業(ye)積(ji)極(ji)(ji)參與災(zai)害(hai)救助(zhu)，在(zai)處置極(ji)(ji)端天氣災(zai)害(hai)、生產(chan)事(shi)(shi)故(gu)、交通事(shi)(shi)故(gu)等各類(lei)(lei)災(zai)害(hai)事(shi)(shi)故(gu)以及支(zhi)持疫(yi)情(qing)防(fang)控中(zhong)發(fa)揮了(le)積(ji)極(ji)(ji)作用。2021年(nian)(nian)，北(bei)京(jing)保險(xian)(xian)業(ye)累計為全(quan)社會提供風險(xian)(xian)保障同(tong)比(bi)漲幅達2.9倍；支(zhi)付(fu)(fu)各類(lei)(lei)賠款838.5億元，同(tong)比(bi)增長(chang)13.6%。北(bei)京(jing)保險(xian)(xian)業(ye)積(ji)極(ji)(ji)做好(hao)防(fang)災(zai)防(fang)損服務(wu)，為企業(ye)和(he)保戶提供災(zai)害(hai)預(yu)防(fang)的建(jian)議(yi)，幫(bang)助(zhu)減少(shao)災(zai)害(hai)事(shi)(shi)故(gu)帶來(lai)的經濟損失，全(quan)年(nian)(nian)預(yu)付(fu)(fu)賠付(fu)(fu)款和(he)防(fang)災(zai)防(fang)損費同(tong)比(bi)增幅分別為24.3%和(he)11.1%；全(quan)力支(zhi)持疫(yi)情(qing)防(fang)控，率先實現一、二類(lei)(lei)疫(yi)苗接(jie)種(zhong)異常反應基礎保險(xian)(xian)全(quan)覆蓋，承保全(quan)國(guo)超90%新冠(guan)疫(yi)苗接(jie)種(zhong)劑(ji)次。

　　此外，北京保(bao)(bao)(bao)(bao)險業不(bu)斷深化健康(kang)(kang)、養老領域探索研(yan)究(jiu)，有(you)效補充(chong)完(wan)善北京多(duo)層次醫療保(bao)(bao)(bao)(bao)障體(ti)系(xi)。2021年，壽險和長期(qi)健康(kang)(kang)險全年為1575.0萬人(ren)次提(ti)供(gong)風險保(bao)(bao)(bao)(bao)障，同比增(zeng)(zeng)長7.7%，人(ren)均保(bao)(bao)(bao)(bao)障額度(du)36.4萬元，同比增(zeng)(zeng)幅接近六成；為人(ren)民群眾(zhong)未來的養老和健康(kang)(kang)積累(lei)準備金8168.0億元，同比增(zeng)(zeng)長16.1%。首次推(tui)動(dong)開(kai)發城市(shi)定制型商業醫療保(bao)(bao)(bao)(bao)險“北京普惠健康(kang)(kang)保(bao)(bao)(bao)(bao)”，整(zheng)體(ti)保(bao)(bao)(bao)(bao)障程度(du)全國(guo)最優，參(can)保(bao)(bao)(bao)(bao)人(ren)數超300萬人(ren)。推(tui)動(dong)涉(she)老適老保(bao)(bao)(bao)(bao)險創新，長期(qi)護理保(bao)(bao)(bao)(bao)險試點保(bao)(bao)(bao)(bao)障覆蓋超過40萬人(ren)。