中證網訊（記(ji)者 王(wang)方圓）銀保(bao)監(jian)會(hui)(hui)官網8月5日消息，為進一步(bu)深化金融供(gong)給(gei)側結構(gou)性改革，強化保(bao)險資(zi)產(chan)(chan)管(guan)理(li)(li)公(gong)(gong)司(si)監(jian)管(guan)，促進保(bao)險資(zi)產(chan)(chan)管(guan)理(li)(li)行業高質量發展，銀保(bao)監(jian)會(hui)(hui)對《保(bao)險資(zi)產(chan)(chan)管(guan)理(li)(li)公(gong)(gong)司(si)管(guan)理(li)(li)暫行規定》（保(bao)監(jian)會(hui)(hui)令〔2004〕2號(hao)）進行修訂(ding)并征求了有關方面(mian)和(he)社會(hui)(hui)公(gong)(gong)眾意見建議，形成了《保(bao)險資(zi)產(chan)(chan)管(guan)理(li)(li)公(gong)(gong)司(si)管(guan)理(li)(li)規定》（以下簡稱《規定》），現正(zheng)式發布，自2022年9月1日起施行。

　　《規(gui)(gui)定(ding)》共計7章、85條，主要內容(rong)：一(yi)是(shi)新增(zeng)公司(si)(si)治理(li)專(zhuan)門章節(jie)。結合近年來監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)實踐，從總體(ti)要求、股(gu)(gu)東義務(wu)(wu)、激勵約(yue)(yue)束機制、股(gu)(gu)東會及董(dong)監(jian)(jian)事(shi)會運作、專(zhuan)業(ye)委(wei)員會設(she)置、獨立董(dong)事(shi)制度、首(shou)席風(feng)險(xian)(xian)(xian)(xian)管(guan)(guan)(guan)(guan)(guan)理(li)執(zhi)行(xing)官、高管(guan)(guan)(guan)(guan)(guan)兼(jian)職等方(fang)面(mian)(mian)明確了(le)(le)要求，提升保險(xian)(xian)(xian)(xian)資(zi)(zi)產管(guan)(guan)(guan)(guan)(guan)理(li)公司(si)(si)獨立性(xing)，全(quan)面(mian)(mian)強化(hua)(hua)公司(si)(si)治理(li)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)的(de)制度約(yue)(yue)束。二(er)是(shi)將(jiang)風(feng)險(xian)(xian)(xian)(xian)管(guan)(guan)(guan)(guan)(guan)理(li)作為專(zhuan)門章節(jie)，從風(feng)險(xian)(xian)(xian)(xian)管(guan)(guan)(guan)(guan)(guan)理(li)體(ti)系、風(feng)險(xian)(xian)(xian)(xian)管(guan)(guan)(guan)(guan)(guan)理(li)要求、內控(kong)審計、子公司(si)(si)風(feng)險(xian)(xian)(xian)(xian)管(guan)(guan)(guan)(guan)(guan)理(li)、關聯交(jiao)易管(guan)(guan)(guan)(guan)(guan)理(li)、從業(ye)人員管(guan)(guan)(guan)(guan)(guan)理(li)、風(feng)險(xian)(xian)(xian)(xian)準(zhun)備金、應急管(guan)(guan)(guan)(guan)(guan)理(li)等方(fang)面(mian)(mian)進行(xing)全(quan)面(mian)(mian)增(zeng)補，著力增(zeng)強保險(xian)(xian)(xian)(xian)資(zi)(zi)產管(guan)(guan)(guan)(guan)(guan)理(li)公司(si)(si)風(feng)險(xian)(xian)(xian)(xian)管(guan)(guan)(guan)(guan)(guan)理(li)能力，切實維護保險(xian)(xian)(xian)(xian)資(zi)(zi)金等長期(qi)資(zi)(zi)金安全(quan)。三是(shi)優化(hua)(hua)股(gu)(gu)權(quan)結構(gou)設(she)計。落(luo)實國務(wu)(wu)院(yuan)金融委(wei)擴(kuo)大(da)對外開放決(jue)策部署，對保險(xian)(xian)(xian)(xian)資(zi)(zi)產管(guan)(guan)(guan)(guan)(guan)理(li)公司(si)(si)的(de)境內外保險(xian)(xian)(xian)(xian)公司(si)(si)股(gu)(gu)東一(yi)視同仁(ren)，取消(xiao)外資(zi)(zi)持股(gu)(gu)比例上限。此(ci)外，對所有類(lei)型股(gu)(gu)東明確和(he)設(she)定(ding)了(le)(le)統一(yi)適(shi)用的(de)條件，嚴(yan)格(ge)對非金融企業(ye)股(gu)(gu)東的(de)管(guan)(guan)(guan)(guan)(guan)理(li)。四是(shi)優化(hua)(hua)經營原則及相關要求。細化(hua)(hua)保險(xian)(xian)(xian)(xian)資(zi)(zi)產管(guan)(guan)(guan)(guan)(guan)理(li)公司(si)(si)的(de)業(ye)務(wu)(wu)范圍，增(zeng)加受托管(guan)(guan)(guan)(guan)(guan)理(li)各類(lei)資(zi)(zi)金的(de)基本原則，明確要求建立托管(guan)(guan)(guan)(guan)(guan)機制，完善資(zi)(zi)產獨立性(xing)和(he)禁止債務(wu)(wu)抵(di)消(xiao)表述，嚴(yan)禁開展(zhan)通道業(ye)務(wu)(wu)，并對銷售管(guan)(guan)(guan)(guan)(guan)理(li)、審慎經營等作了(le)(le)規(gui)(gui)定(ding)。五是(shi)增(zeng)補監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)手段和(he)違規(gui)(gui)約(yue)(yue)束。增(zeng)補了(le)(le)分級監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)、信息披露、重大(da)事(shi)項報告等內容(rong)，豐富了(le)(le)監(jian)(jian)督(du)檢查(cha)方(fang)式方(fang)法(fa)和(he)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)措施，增(zeng)加了(le)(le)違規(gui)(gui)檔案(an)記錄、專(zhuan)業(ye)機構(gou)違規(gui)(gui)責任、財務(wu)(wu)狀況監(jian)(jian)控(kong)和(he)自律管(guan)(guan)(guan)(guan)(guan)理(li)等內容(rong)。

　　《規定》統(tong)籌考慮了(le)保(bao)險資(zi)產管理(li)公司(si)(si)當前(qian)發展(zhan)(zhan)存(cun)在的(de)(de)問(wen)題和未來一段(duan)時(shi)期(qi)的(de)(de)發展(zhan)(zhan)方向，形成了(le)體系相(xiang)對完備(bei)、特色更(geng)(geng)加鮮明的(de)(de)機構(gou)監管制度框架，為保(bao)險資(zi)產管理(li)公司(si)(si)市(shi)場(chang)化(hua)運作和差(cha)異(yi)化(hua)發展(zhan)(zhan)提供了(le)空間(jian)，有利于引(yin)導和促進保(bao)險資(zi)產管理(li)公司(si)(si)規范(fan)化(hua)運作和高(gao)(gao)質量(liang)發展(zhan)(zhan)，有利于更(geng)(geng)好(hao)滿足(zu)保(bao)險資(zi)金等長期(qi)資(zi)金的(de)(de)保(bao)值(zhi)增(zeng)值(zhi)需(xu)求(qiu)，有利于為資(zi)本市(shi)場(chang)平穩健康運行和實體經濟高(gao)(gao)質量(liang)發展(zhan)(zhan)培育更(geng)(geng)多穩健型的(de)(de)機構(gou)投資(zi)者(zhe)。