中證(zheng)網訊（記者(zhe) 趙白執(zhi)南）銀(yin)保監會(hui)(hui)網站12月7日消息，日前(qian)，中國銀(yin)保監會(hui)(hui)召開償付能力監管委(wei)員會(hui)(hui)第(di)十七次工作會(hui)(hui)議(yi)，分(fen)析了(le)保險業(ye)償付能力和風(feng)險狀況(kuang)，研(yan)究(jiu)了(le)2022年第(di)三季度保險公司(si)風(feng)險綜(zong)合評級結果。第三(san)季度(du)末(mo)，納入會議審議的181家(jia)(jia)保(bao)險(xian)(xian)(xian)公(gong)司平(ping)均綜合(he)償(chang)付(fu)(fu)(fu)能(neng)(neng)力充足率為(wei)(wei)(wei)(wei)212%，平(ping)均核(he)心償(chang)付(fu)(fu)(fu)能(neng)(neng)力充足率為(wei)(wei)(wei)(wei)139.7%；實際資本為(wei)(wei)(wei)(wei)4.71萬億元，最低資本為(wei)(wei)(wei)(wei)2.22萬億元。財(cai)產險(xian)(xian)(xian)公(gong)司、人身險(xian)(xian)(xian)公(gong)司、再保(bao)險(xian)(xian)(xian)公(gong)司的平(ping)均綜合(he)償(chang)付(fu)(fu)(fu)能(neng)(neng)力充足率分(fen)別為(wei)(wei)(wei)(wei)238.9%、204%和(he)309.1%；平(ping)均核(he)心償(chang)付(fu)(fu)(fu)能(neng)(neng)力充足率分(fen)別為(wei)(wei)(wei)(wei)205.3%、123.8%和(he)278.5%。43家(jia)(jia)保(bao)險(xian)(xian)(xian)公(gong)司風險(xian)(xian)(xian)綜合(he)評(ping)級被(bei)評(ping)為(wei)(wei)(wei)(wei)A類，114家(jia)(jia)保(bao)險(xian)(xian)(xian)公(gong)司被(bei)評(ping)為(wei)(wei)(wei)(wei)B類，15家(jia)(jia)保(bao)險(xian)(xian)(xian)公(gong)司被(bei)評(ping)為(wei)(wei)(wei)(wei)C類，9家(jia)(jia)保(bao)險(xian)(xian)(xian)公(gong)司被(bei)評(ping)為(wei)(wei)(wei)(wei)D類。

　　會議指(zhi)出，銀保(bao)(bao)監(jian)(jian)會堅持(chi)(chi)和(he)加(jia)強黨中(zhong)央對金融工作的(de)集(ji)中(zhong)統一領導，持(chi)(chi)續完善(shan)(shan)現代金融監(jian)(jian)管(guan)(guan)，保(bao)(bao)險(xian)(xian)業償付(fu)(fu)能力充足率(lv)指(zhi)標保(bao)(bao)持(chi)(chi)在合理(li)區間，行業風(feng)險(xian)(xian)總體(ti)可(ke)控(kong)。下一步，將常態化開展保(bao)(bao)險(xian)(xian)公(gong)司財務(wu)會計(ji)和(he)償付(fu)(fu)能力現場(chang)檢(jian)查，嚴肅查處(chu)數據造假行為，夯(hang)實監(jian)(jian)管(guan)(guan)數據基礎；加(jia)強資(zi)(zi)金運用(yong)監(jian)(jian)管(guan)(guan)和(he)償付(fu)(fu)能力監(jian)(jian)管(guan)(guan)，完善(shan)(shan)非(fei)標投資(zi)(zi)相(xiang)關(guan)監(jian)(jian)管(guan)(guan)標準，提升資(zi)(zi)產估值的(de)準確(que)性，防范資(zi)(zi)金運用(yong)風(feng)險(xian)(xian)；加(jia)強風(feng)險(xian)(xian)預(yu)警(jing)和(he)壓(ya)力測試(shi)，提高(gao)償付(fu)(fu)能力監(jian)(jian)管(guan)(guan)的(de)前瞻性；加(jia)強風(feng)險(xian)(xian)綜合評級通報和(he)約談力度，夯(hang)實保(bao)(bao)險(xian)(xian)公(gong)司風(feng)險(xian)(xian)防控(kong)的(de)主體(ti)責任(ren)。