中(zhong)(zhong)證(zheng)網訊(xun)（記(ji)(ji)者 萬宇(yu)）12月7日，廣(guang)州(zhou)市(shi)(shi)地方金融監管局(ju)聯合(he)中(zhong)(zhong)國人(ren)民銀行(xing)廣(guang)州(zhou)分(fen)行(xing)、廣(guang)州(zhou)市(shi)(shi)公安局(ju)、廣(guang)州(zhou)海事局(ju)、廣(guang)州(zhou)市(shi)(shi)市(shi)(shi)場監管局(ju)等單位(wei)加(jia)強統(tong)籌合(he)力，正(zheng)式上線廣(guang)州(zhou)市(shi)(shi)機動(dong)車、船舶、知識(shi)產權相關擔保登(deng)記(ji)(ji)信(xin)息在中(zhong)(zhong)國人(ren)民銀行(xing)征信(xin)中(zhong)(zhong)心動(dong)產融資統(tong)一登(deng)記(ji)(ji)公示系統(tong)中(zhong)(zhong)的統(tong)一查詢功能，成功推動(dong)改革試點任務落地，實現各類登(deng)記(ji)(ji)信(xin)息統(tong)一查詢，提高動(dong)產和權利(li)擔保融資效率(lv)和可獲得性。 

　　目前，動(dong)(dong)產(chan)和(he)權(quan)利(li)融(rong)資(zi)逐步成為新型(xing)服(fu)務(wu)業(ye)(ye)和(he)技(ji)術密集型(xing)企業(ye)(ye)的(de)(de)重要融(rong)資(zi)方(fang)式之一(yi)。早在2020年(nian)(nian)2月(yue)，廣(guang)州(zhou)作為全(quan)國(guo)第三個試點城市(shi)(shi)(shi)(shi)，廣(guang)州(zhou)市(shi)(shi)(shi)(shi)地(di)方(fang)金融(rong)監管(guan)局(ju)聯(lian)合人民銀(yin)行廣(guang)州(zhou)分行、廣(guang)州(zhou)市(shi)(shi)(shi)(shi)市(shi)(shi)(shi)(shi)場監管(guan)局(ju)印發(fa)《關(guan)于動(dong)(dong)產(chan)擔(dan)(dan)保(bao)(bao)統(tong)一(yi)登(deng)(deng)記(ji)系統(tong)試點有關(guan)工作的(de)(de)通知(zhi)》，實現生產(chan)設備、原(yuan)材料(liao)、半成品(pin)、產(chan)品(pin)抵押，以及應(ying)收賬款(kuan)質押等(deng)七大類(lei)動(dong)(dong)產(chan)和(he)權(quan)利(li)擔(dan)(dan)保(bao)(bao)統(tong)一(yi)登(deng)(deng)記(ji)和(he)查詢，為2020年(nian)(nian)末該項(xiang)業(ye)(ye)務(wu)的(de)(de)全(quan)國(guo)推廣(guang)夯(hang)實了(le)基礎。截至(zhi)2022年(nian)(nian)11月(yue)末，廣(guang)州(zhou)市(shi)(shi)(shi)(shi)在動(dong)(dong)產(chan)融(rong)資(zi)統(tong)一(yi)登(deng)(deng)記(ji)公示系統(tong)內共發(fa)生登(deng)(deng)記(ji)404911筆、查詢1226332筆，切實為中小微(wei)企業(ye)(ye)動(dong)(dong)產(chan)融(rong)資(zi)服(fu)務(wu)提(ti)供了(le)有力抓手。2022年(nian)(nian)以來，按(an)照廣(guang)州(zhou)市(shi)(shi)(shi)(shi)建設營商環境(jing)創新試點城市(shi)(shi)(shi)(shi)有關(guan)工作部署(shu)，廣(guang)州(zhou)市(shi)(shi)(shi)(shi)地(di)方(fang)金融(rong)監管(guan)局(ju)和(he)相關(guan)單位努(nu)力克(ke)服(fu)數據共享障(zhang)礙，創新探索符合廣(guang)州(zhou)實際的(de)(de)實現模式，增(zeng)加機動(dong)(dong)車(che)、船舶、知(zhi)識產(chan)權(quan)（商標權(quan)和(he)專利(li)權(quan)）等(deng)三類(lei)動(dong)(dong)產(chan)和(he)權(quan)利(li)納入擔(dan)(dan)保(bao)(bao)登(deng)(deng)記(ji)統(tong)一(yi)查詢范圍，為全(quan)國(guo)發(fa)展(zhan)動(dong)(dong)產(chan)和(he)權(quan)利(li)融(rong)資(zi)業(ye)(ye)務(wu)貢獻了(le)寶貴的(de)(de)試點經驗。

　　廣(guang)州(zhou)(zhou)市地方金融(rong)(rong)(rong)監管局(ju)表示(shi)，動產(chan)(chan)和(he)權(quan)利(li)融(rong)(rong)(rong)資業(ye)務(wu)的發展，對優(you)(you)化(hua)廣(guang)州(zhou)(zhou)市營(ying)商(shang)(shang)環(huan)境具(ju)有重要意義：一是提升了企業(ye)動產(chan)(chan)和(he)權(quan)利(li)融(rong)(rong)(rong)資便利(li)度(du)。本次試點實現了廣(guang)州(zhou)(zhou)市機(ji)動車、船舶(bo)、知識產(chan)(chan)權(quan)等(deng)(deng)相(xiang)關擔保信(xin)(xin)息(xi)與人民銀(yin)行(xing)(xing)征(zheng)信(xin)(xin)中心(xin)動產(chan)(chan)融(rong)(rong)(rong)資統(tong)一登記公示(shi)系統(tong)共(gong)享(xiang)互通，為企業(ye)融(rong)(rong)(rong)資提供(gong)便利(li)。二是鼓勵廣(guang)州(zhou)(zhou)地區銀(yin)行(xing)(xing)機(ji)構探(tan)索開發針對機(ji)動車、船舶(bo)、商(shang)(shang)標、專利(li)領域(yu)的相(xiang)關產(chan)(chan)品和(he)服務(wu)，提高銀(yin)行(xing)(xing)機(ji)構對企業(ye)信(xin)(xin)譽評價的精確度(du)，增加風險(xian)評估渠道(dao)，促進對企業(ye)貸(dai)款的積極性。下(xia)一步，廣(guang)州(zhou)(zhou)市地方金融(rong)(rong)(rong)監管局(ju)將(jiang)把握廣(guang)州(zhou)(zhou)在推(tui)進動產(chan)(chan)和(he)權(quan)利(li)擔保登記統(tong)一查詢方面的先發優(you)(you)勢，聯合(he)人民銀(yin)行(xing)(xing)廣(guang)州(zhou)(zhou)分行(xing)(xing)等(deng)(deng)加強政策宣傳培訓力(li)度(du)，引導廣(guang)州(zhou)(zhou)地區銀(yin)行(xing)(xing)深化(hua)機(ji)動車、船舶(bo)和(he)知識產(chan)(chan)權(quan)等(deng)(deng)領域(yu)的融(rong)(rong)(rong)資業(ye)務(wu)創新，提高動產(chan)(chan)和(he)權(quan)利(li)融(rong)(rong)(rong)資服務(wu)能力(li)和(he)水平，助力(li)廣(guang)州(zhou)(zhou)持(chi)續優(you)(you)化(hua)獲得信(xin)(xin)貸(dai)營(ying)商(shang)(shang)環(huan)境、創建數據金融(rong)(rong)(rong)共(gong)享(xiang)應(ying)用先行(xing)(xing)區。