中證(zheng)網訊（記者彭揚）中國(guo)人民銀(yin)(yin)行(xing)(xing)(xing)5月15日發布2023年(nian)第一(yi)季度中國(guo)貨幣政策執行(xing)(xing)(xing)報(bao)告。報(bao)告指出(chu)，我(wo)(wo)國(guo)金(jin)(jin)(jin)(jin)融(rong)機(ji)構對硅谷(gu)銀(yin)(yin)行(xing)(xing)(xing)風險(xian)敞口小，硅谷(gu)銀(yin)(yin)行(xing)(xing)(xing)破產(chan)對我(wo)(wo)國(guo)金(jin)(jin)(jin)(jin)融(rong)市場影響可控。當前我(wo)(wo)國(guo)金(jin)(jin)(jin)(jin)融(rong)體系運行(xing)(xing)(xing)穩健(jian)，金(jin)(jin)(jin)(jin)融(rong)業(ye)總(zong)資(zi)產(chan)中占比(bi)超過90%的(de)(de)銀(yin)(yin)行(xing)(xing)(xing)業(ye)總(zong)體穩定，絕大(da)多數銀(yin)(yin)行(xing)(xing)(xing)業(ye)金(jin)(jin)(jin)(jin)融(rong)機(ji)構處于安全邊界內，銀(yin)(yin)行(xing)(xing)(xing)業(ye)總(zong)資(zi)產(chan)中占比(bi)約七成的(de)(de)24家(jia)大(da)型銀(yin)(yin)行(xing)(xing)(xing)一(yi)直保(bao)持(chi)評級(ji)優(you)良。

　　同時，報告指出，對(dui)硅谷(gu)銀行事件的經驗教訓也(ye)要總(zong)結(jie)反思，包(bao)括貨幣政(zheng)策應(ying)避免大(da)放大(da)收；中小金(jin)融(rong)機構的監管(guan)應(ying)重視；處置(zhi)金(jin)融(rong)風險(xian)要迅速且強力；銀行資(zi)產負(fu)債結(jie)構的穩定性應(ying)關注。

　　展望下一(yi)(yi)步，報(bao)告提出，金(jin)(jin)(jin)(jin)融(rong)(rong)管(guan)理(li)部門(men)將(jiang)持(chi)續(xu)強化(hua)(hua)金(jin)(jin)(jin)(jin)融(rong)(rong)穩定(ding)保(bao)障體(ti)系(xi)建設(she)，牢牢守住(zhu)不(bu)發生系(xi)統性金(jin)(jin)(jin)(jin)融(rong)(rong)風(feng)險的底線(xian)。一(yi)(yi)是加快(kuai)推進金(jin)(jin)(jin)(jin)融(rong)(rong)穩定(ding)法制(zhi)建設(she)，推動(dong)金(jin)(jin)(jin)(jin)融(rong)(rong)穩定(ding)法出臺(tai)(tai)，健全(quan)市場化(hua)(hua)、法治化(hua)(hua)金(jin)(jin)(jin)(jin)融(rong)(rong)風(feng)險處置(zhi)(zhi)機制(zhi)。二(er)是加強金(jin)(jin)(jin)(jin)融(rong)(rong)風(feng)險監(jian)測、預警，充(chong)分發揮存(cun)款保(bao)險制(zhi)度的早期糾正和市場化(hua)(hua)風(feng)險處置(zhi)(zhi)平臺(tai)(tai)作用。三是不(bu)斷(duan)充(chong)實金(jin)(jin)(jin)(jin)融(rong)(rong)風(feng)險處置(zhi)(zhi)資源，完善金(jin)(jin)(jin)(jin)融(rong)(rong)穩定(ding)保(bao)障基金(jin)(jin)(jin)(jin)管(guan)理(li)機制(zhi)，與(yu)存(cun)款保(bao)險基金(jin)(jin)(jin)(jin)和相關行(xing)業(ye)保(bao)障基金(jin)(jin)(jin)(jin)雙層(ceng)運行(xing)、協(xie)同配合，共同維護金(jin)(jin)(jin)(jin)融(rong)(rong)穩定(ding)與(yu)安全(quan)。