中(zhong)(zhong)證(zheng)(zheng)網訊（記(ji)者 昝秀(xiu)麗）全(quan)國(guo)人大代(dai)表(biao)、陜(shan)西省林(lin)業局副局長昝林(lin)森近日(ri)在接(jie)受中(zhong)(zhong)國(guo)證(zheng)(zheng)券(quan)報記(ji)者采訪時表(biao)示，建議有關(guan)部委在中(zhong)(zhong)央(yang)財政保(bao)險(xian)獎補試點及相關(guan)政策中(zhong)(zhong)將“保(bao)險(xian)+期貨”明(ming)確(que)作為重點支持的保(bao)險(xian)創新形式，同時支持陜(shan)西開展蘋(pin)果“保(bao)險(xian)+期貨”項目。

　　昝林森指(zhi)出(chu)，作為金融(rong)支農(nong)(nong)的(de)(de)有益探索和重要模(mo)式創(chuang)新，“保險(xian)+期(qi)貨(huo)”構成了(le)(le)兩套“保護體系”：一是保險(xian)公司(si)(si)向農(nong)(nong)戶提(ti)(ti)供的(de)(de)價格保險(xian)產品(pin)；二(er)是期(qi)貨(huo)公司(si)(si)為保險(xian)公司(si)(si)提(ti)(ti)供的(de)(de)價格風險(xian)敞口(kou)對沖服務。其中，保險(xian)公司(si)(si)起到了(le)(le)中介作用，打通了(le)(le)農(nong)(nong)戶與(yu)期(qi)貨(huo)市(shi)場之間的(de)(de)聯(lian)系，期(qi)貨(huo)公司(si)(si)則提(ti)(ti)供滿(man)足項目實際需求的(de)(de)場外(wai)期(qi)權產品(pin)，是保險(xian)賠付(fu)的(de)(de)主要來源。

　　昝林森說，2019年(nian)以(yi)來，陜西省通(tong)過積極(ji)利(li)用中央(yang)財(cai)政(zheng)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)獎補資金，連續兩年(nian)將蘋(pin)(pin)(pin)果作為(wei)中央(yang)財(cai)政(zheng)獎補試(shi)點(dian)(dian)品(pin)種，并以(yi)成本險(xian)(xian)(xian)(xian)形(xing)式進(jin)行承保(bao)(bao)(bao)，努(nu)力擴大對蘋(pin)(pin)(pin)果種植戶的保(bao)(bao)(bao)障。此外，為(wei)積極(ji)推動(dong)農(nong)業保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)由“保(bao)(bao)(bao)成本”向(xiang)“保(bao)(bao)(bao)價(jia)(jia)格(ge)、保(bao)(bao)(bao)收(shou)入”轉型升級，防范自然災害和市場價(jia)(jia)格(ge)波動(dong)雙重風(feng)險(xian)(xian)(xian)(xian)，陜西省將蘋(pin)(pin)(pin)果價(jia)(jia)格(ge)指(zhi)數(shu)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)納(na)入省級政(zheng)策(ce)性農(nong)業保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)創新(xin)試(shi)點(dian)(dian)品(pin)種。通(tong)過交(jiao)易所試(shi)點(dian)(dian)、中央(yang)財(cai)政(zheng)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)獎補試(shi)點(dian)(dian)、省級財(cai)政(zheng)價(jia)(jia)格(ge)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)費補貼支持，陜西省不(bu)但在蘋(pin)(pin)(pin)果成本保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)方面(mian)(mian)強基礎、固基本，同時在價(jia)(jia)格(ge)險(xian)(xian)(xian)(xian)方面(mian)(mian)進(jin)行大膽(dan)嘗試(shi)和探索(suo)，多措并舉為(wei)蘋(pin)(pin)(pin)果產(chan)業發展(zhan)構建完備保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)體系。

　　他表示，相對于(yu)傳(chuan)統(tong)的蘋(pin)(pin)果(guo)成本險，蘋(pin)(pin)果(guo)“保(bao)險+期貨”價(jia)格險的費率(lv)及保(bao)額具有明(ming)顯優勢。在財政資金支(zhi)持下(xia)，“保(bao)險+期貨”可進一(yi)步擴大(da)覆蓋(gai)范圍。

　　昝林森認為，在陜西(xi)推(tui)廣蘋(pin)果(guo)(guo)(guo)“保險(xian)(xian)+期(qi)貨”試點，可以(yi)為果(guo)(guo)(guo)農(nong)(nong)提供更加(jia)全(quan)面的風(feng)險(xian)(xian)保障(zhang)服務，推(tui)動當地(di)蘋(pin)果(guo)(guo)(guo)產業持續健康(kang)發展，助(zhu)力鄉村(cun)振興戰略實施。同時，良(liang)好(hao)的風(feng)險(xian)(xian)保障(zhang)能夠(gou)穩(wen)定(ding)果(guo)(guo)(guo)農(nong)(nong)種植意愿，提高果(guo)(guo)(guo)農(nong)(nong)改善蘋(pin)果(guo)(guo)(guo)質量的積極(ji)性，有(you)助(zhu)于產業穩(wen)健地(di)向高質量發展。

　　昝(zan)林森表(biao)示，在(zai)進一(yi)步推(tui)廣價格(ge)險(xian)的(de)(de)過程中，由于地方(fang)財(cai)政(zheng)配套(tao)能(neng)(neng)力有(you)限(xian)，目前(qian)地方(fang)財(cai)政(zheng)支持(chi)(chi)的(de)(de)試(shi)(shi)點覆蓋范(fan)圍依然較小，不能(neng)(neng)有(you)效滿足蘋(pin)果主產區龐大(da)的(de)(de)保(bao)(bao)險(xian)需求。因此，他建(jian)議(yi)有(you)關部(bu)委在(zai)中央財(cai)政(zheng)保(bao)(bao)險(xian)獎(jiang)補試(shi)(shi)點及相關政(zheng)策中將“保(bao)(bao)險(xian)+期(qi)(qi)貨”明確(que)作為重點支持(chi)(chi)的(de)(de)保(bao)(bao)險(xian)創新形式，同時支持(chi)(chi)陜西(xi)開展蘋(pin)果“保(bao)(bao)險(xian)+期(qi)(qi)貨”項目。一(yi)方(fang)面，可以緩解當前(qian)“保(bao)(bao)險(xian)+期(qi)(qi)貨”試(shi)(shi)點推(tui)廣資金受(shou)限(xian)問(wen)題；另一(yi)方(fang)面，可以更大(da)程度上發揮“保(bao)(bao)險(xian)+期(qi)(qi)貨”在(zai)助力農民增收穩收和(he)服(fu)務鄉(xiang)村(cun)產業(ye)興(xing)旺的(de)(de)作用。