中國(guo)人民(min)銀行金(jin)融(rong)科技(ji)委員會會議(yi)日前在北(bei)京召開(kai)。會議(yi)強調，2020年(nian)要(yao)(yao)加(jia)大金(jin)融(rong)科技(ji)監管力(li)度，出臺個人金(jin)融(rong)信息保護、區塊鏈等金(jin)融(rong)科技(ji)系列(lie)監管規則。專家表示(shi)，金(jin)融(rong)科技(ji)現在已經成(cheng)為(wei)金(jin)融(rong)機構(gou)轉型發展重要(yao)(yao)推(tui)動力(li)，可能將成(cheng)為(wei)助力(li)現代金(jin)融(rong)體系建設的重要(yao)(yao)引擎(qing)。

　　持續推動金融科技行穩致遠

　　會(hui)議強(qiang)(qiang)調，2020年要(yao)堅持(chi)發(fa)(fa)展(zhan)與監(jian)(jian)管(guan)(guan)“兩手(shou)抓”，持(chi)續推(tui)動(dong)金(jin)(jin)融(rong)(rong)(rong)(rong)科(ke)技(ji)(ji)(ji)行穩致遠。一是(shi)(shi)跟(gen)蹤發(fa)(fa)展(zhan)規(gui)劃實施，引導金(jin)(jin)融(rong)(rong)(rong)(rong)機構(gou)(gou)加快(kuai)體(ti)制機制改革(ge)、推(tui)進(jin)數(shu)字化轉(zhuan)型，進(jin)一步發(fa)(fa)揮技(ji)(ji)(ji)術(shu)、數(shu)據(ju)等(deng)生(sheng)產要(yao)素的(de)(de)重要(yao)作用(yong)(yong)(yong)，助力紓(shu)解(jie)小微企業融(rong)(rong)(rong)(rong)資(zi)難融(rong)(rong)(rong)(rong)資(zi)貴(gui)問題，增強(qiang)(qiang)金(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)務實體(ti)經濟能(neng)力。二是(shi)(shi)加強(qiang)(qiang)金(jin)(jin)融(rong)(rong)(rong)(rong)數(shu)據(ju)治(zhi)理，加快(kuai)推(tui)動(dong)涉企信(xin)息的(de)(de)安全共享(xiang)，促進(jin)數(shu)據(ju)資(zi)源有(you)效整合和規(gui)范(fan)利(li)用(yong)(yong)(yong)，提(ti)(ti)升(sheng)金(jin)(jin)融(rong)(rong)(rong)(rong)惠民服(fu)務能(neng)力。三是(shi)(shi)加大金(jin)(jin)融(rong)(rong)(rong)(rong)科(ke)技(ji)(ji)(ji)監(jian)(jian)管(guan)(guan)力度(du)，出臺個(ge)人金(jin)(jin)融(rong)(rong)(rong)(rong)信(xin)息保護、區塊鏈(lian)等(deng)金(jin)(jin)融(rong)(rong)(rong)(rong)科(ke)技(ji)(ji)(ji)系列監(jian)(jian)管(guan)(guan)規(gui)則，發(fa)(fa)揮標準規(gui)則、檢測認(ren)證作用(yong)(yong)(yong)，構(gou)(gou)建涵(han)蓋行業監(jian)(jian)管(guan)(guan)、社(she)會(hui)監(jian)(jian)督、協(xie)會(hui)自律(lv)、機構(gou)(gou)自治(zhi)的(de)(de)金(jin)(jin)融(rong)(rong)(rong)(rong)科(ke)技(ji)(ji)(ji)創(chuang)新管(guan)(guan)理“四(si)道(dao)防線”。四(si)是(shi)(shi)加強(qiang)(qiang)數(shu)字化監(jian)(jian)管(guan)(guan)能(neng)力建設，健全多層次、系統(tong)化的(de)(de)金(jin)(jin)融(rong)(rong)(rong)(rong)科(ke)技(ji)(ji)(ji)風險治(zhi)理體(ti)系，增強(qiang)(qiang)風險的(de)(de)態(tai)勢感知、分析評估(gu)和預警處置水(shui)平。五是(shi)(shi)推(tui)動(dong)金(jin)(jin)融(rong)(rong)(rong)(rong)APP備案(an)全覆蓋，規(gui)范(fan)開放應用(yong)(yong)(yong)程序接(jie)口管(guan)(guan)理，提(ti)(ti)升(sheng)線上金(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)務渠道(dao)安全應用(yong)(yong)(yong)水(shui)平。六(liu)是(shi)(shi)推(tui)動(dong)金(jin)(jin)融(rong)(rong)(rong)(rong)與科(ke)技(ji)(ji)(ji)產用(yong)(yong)(yong)對接(jie)，加強(qiang)(qiang)金(jin)(jin)融(rong)(rong)(rong)(rong)業關鍵共性技(ji)(ji)(ji)術(shu)聯合攻關和成果轉(zhuan)化，提(ti)(ti)升(sheng)金(jin)(jin)融(rong)(rong)(rong)(rong)業先(xian)進(jin)信(xin)息技(ji)(ji)(ji)術(shu)應用(yong)(yong)(yong)能(neng)力，為金(jin)(jin)融(rong)(rong)(rong)(rong)高質量發(fa)(fa)展(zhan)注入創(chuang)新活力和科(ke)技(ji)(ji)(ji)動(dong)力。

　　“金(jin)融科(ke)技(ji)將(jiang)成為助(zhu)力現(xian)代金(jin)融體系建設的真正引擎。”中國互(hu)聯網金(jin)融協(xie)會(hui)副會(hui)長(chang)、度小滿(man)金(jin)融CEO朱(zhu)光認為，發(fa)展金(jin)融科(ke)技(ji)要秉承(cheng)四個原則：以(yi)風險管理為核心，以(yi)金(jin)融實踐為基礎，以(yi)服務實體經濟為目的，以(yi)開放共贏為路徑，積極助(zhu)力現(xian)代金(jin)融體系建設。

　　中國人民銀行(xing)(xing)副行(xing)(xing)長范一(yi)飛(fei)日前透露，為規(gui)范引導新技術應用，人工智能、區塊鏈、大數據、云計(ji)算等17項金融行(xing)(xing)業(ye)標準已經立項，正(zheng)在(zai)加緊(jin)研究制定(ding)。