中新(xin)網(wang)7月27日電 據(ju)中國政府網(wang)消息(xi),國務院日前(qian)印(yin)發(fa)(fa)《關(guan)于(yu)強化實(shi)施創(chuang)新(xin)驅動(dong)發(fa)(fa)展戰略(lve) 進一步推進大眾創(chuang)業(ye)萬眾創(chuang)新(xin)深(shen)入發(fa)(fa)展的意見》。意見明(ming)確(que),拓展企業(ye)融資渠道,完善債權、股權等融資服(fu)務機制(zhi),為科技型中小企業(ye)提供覆蓋全生(sheng)命周期的投融資服(fu)務。
意見要(yao)求,不(bu)斷(duan)完(wan)善金(jin)融財稅(shui)政策,創(chuang)新金(jin)融產品,擴大信貸支持,發(fa)展創(chuang)業(ye)投(tou)資,優化投(tou)入方式,推動破解(jie)創(chuang)新創(chuang)業(ye)企業(ye)融資難題。
意見強調,在(zai)有效防(fang)控風險的(de)前提下,合理賦予大型銀行(xing)(xing)(xing)縣(xian)支(zhi)行(xing)(xing)(xing)信貸業(ye)務權限(xian)。支(zhi)持(chi)地方性法人銀行(xing)(xing)(xing)在(zai)符合條件的(de)情況下在(zai)基層區域增設(she)小微支(zhi)行(xing)(xing)(xing)、社區支(zhi)行(xing)(xing)(xing),提供普惠金融服務。支(zhi)持(chi)商(shang)業(ye)銀行(xing)(xing)(xing)改造(zao)小微企業(ye)信貸流程(cheng)和信用評價(jia)模型,提高(gao)審(shen)批效率。
同時,完善債權(quan)(quan)、股權(quan)(quan)等(deng)融(rong)(rong)資(zi)(zi)服務機(ji)制(zhi),為(wei)科(ke)技(ji)型(xing)中(zhong)小(xiao)企業提(ti)供(gong)覆蓋全生命周期的投融(rong)(rong)資(zi)(zi)服務。穩(wen)妥推進投貸聯動(dong)試(shi)點(dian)工作(zuo)。推廣(guang)專利(li)權(quan)(quan)質(zhi)押等(deng)知識(shi)產權(quan)(quan)融(rong)(rong)資(zi)(zi)模式,鼓(gu)勵保(bao)(bao)(bao)險(xian)公(gong)司(si)為(wei)科(ke)技(ji)型(xing)中(zhong)小(xiao)企業知識(shi)產權(quan)(quan)融(rong)(rong)資(zi)(zi)提(ti)供(gong)保(bao)(bao)(bao)證保(bao)(bao)(bao)險(xian)服務,對(dui)符合(he)條(tiao)件的由地(di)方(fang)各級(ji)人民政府提(ti)供(gong)風(feng)險(xian)補償(chang)或保(bao)(bao)(bao)費補貼。持續(xu)優化(hua)科(ke)技(ji)型(xing)中(zhong)小(xiao)企業直接(jie)融(rong)(rong)資(zi)(zi)機(ji)制(zhi),穩(wen)步擴大創新創業公(gong)司(si)債券試(shi)點(dian)規模。支持政府性(xing)融(rong)(rong)資(zi)(zi)擔保(bao)(bao)(bao)機(ji)構為(wei)科(ke)技(ji)型(xing)中(zhong)小(xiao)企業發債提(ti)供(gong)擔保(bao)(bao)(bao)。鼓(gu)勵地(di)方(fang)各級(ji)人民政府建立政銀(yin)擔、政銀(yin)保(bao)(bao)(bao)等(deng)不(bu)同類型(xing)的風(feng)險(xian)補償(chang)機(ji)制(zhi)。
意見還指出,改革財政資(zi)金(jin)(jin)、國有(you)資(zi)本參與(yu)創(chuang)業投(tou)(tou)資(zi)的(de)(de)投(tou)(tou)入(ru)、管理與(yu)退出標準和規則,建(jian)立完善(shan)與(yu)其特點相適應的(de)(de)績(ji)效評價(jia)體系。依法(fa)依規豁免國有(you)創(chuang)業投(tou)(tou)資(zi)機構和國有(you)創(chuang)業投(tou)(tou)資(zi)引導基金(jin)(jin)國有(you)股轉持義務。
意見(jian)明確(que),適時(shi)推(tui)廣(guang)創(chuang)業(ye)(ye)投(tou)資(zi)(zi)(zi)企(qi)業(ye)(ye)和天使投(tou)資(zi)(zi)(zi)個人有關稅收試點政策,引(yin)導(dao)社會資(zi)(zi)(zi)本參(can)與創(chuang)業(ye)(ye)投(tou)資(zi)(zi)(zi)。推(tui)動(dong)創(chuang)業(ye)(ye)投(tou)資(zi)(zi)(zi)企(qi)業(ye)(ye)、創(chuang)業(ye)(ye)投(tou)資(zi)(zi)(zi)管理企(qi)業(ye)(ye)及其從業(ye)(ye)人員在第三(san)方(fang)征信(xin)(xin)機構(gou)完善(shan)信(xin)(xin)用記錄(lu),實現創(chuang)業(ye)(ye)投(tou)資(zi)(zi)(zi)領(ling)域信(xin)(xin)用記錄(lu)全覆蓋。