中新社北京1月17日電(dian) (記者 王恩(en)博)中國保(bao)監(jian)會(hui)17日公布2017年償(chang)付能(neng)力(li)風險(xian)(xian)管理能(neng)力(li)現(xian)場(chang)評(ping)估(SARMRA)結果顯示,中國保(bao)險(xian)(xian)公司普遍通過完善風險(xian)(xian)管理組織架(jia)構、加強人員配備(bei)、健(jian)全風險(xian)(xian)管理體系、建設風險(xian)(xian)管理系統等方式,有效提升了公司風險(xian)(xian)管理能(neng)力(li)。
中國保險監督管理委員會(hui)。(資料圖)中新社發 王(wang)子瑞 攝 圖片來(lai)源(yuan):CNSPHOTO
SARMRA是(shi)償二代(中國風(feng)(feng)險(xian)導向的(de)償付能(neng)(neng)力體系)定性(xing)監管要(yao)(yao)求(qiu)的(de)重要(yao)(yao)內容(rong),其(qi)將(jiang)保險(xian)公(gong)司的(de)風(feng)(feng)險(xian)管理能(neng)(neng)力與資(zi)本要(yao)(yao)求(qiu)相(xiang)掛(gua)鉤:公(gong)司風(feng)(feng)險(xian)管理能(neng)(neng)力越(yue)強(qiang),資(zi)本要(yao)(yao)求(qiu)越(yue)低(di);風(feng)(feng)險(xian)管理能(neng)(neng)力越(yue)差(cha),資(zi)本要(yao)(yao)求(qiu)越(yue)高。
從評估(gu)(gu)(gu)平均分(fen)看,172家(jia)保(bao)險公(gong)(gong)司2017年的(de)平均得(de)(de)分(fen)為75.45分(fen),比2016年提(ti)升1.43分(fen)。從得(de)(de)分(fen)分(fen)布區(qu)間看,上述保(bao)險公(gong)(gong)司中,得(de)(de)分(fen)高于80分(fen)的(de)公(gong)(gong)司有(you)(you)47家(jia),比2016年增加(jia)12家(jia);得(de)(de)分(fen)70分(fen)以下的(de)公(gong)(gong)司僅28家(jia),占(zhan)比不到20%。參(can)加(jia)2017年評估(gu)(gu)(gu)的(de)公(gong)(gong)司中,剔除首次參(can)加(jia)評估(gu)(gu)(gu)的(de)14家(jia)公(gong)(gong)司,有(you)(you)80家(jia)保(bao)險公(gong)(gong)司得(de)(de)分(fen)較2016年有(you)(you)所提(ti)升。
盡管中國保險(xian)業(ye)運行趨(qu)穩,但(dan)防風(feng)險(xian)依然被(bei)監管方視(shi)為頭號(hao)工(gong)作。
保(bao)(bao)監會同日公(gong)布《打贏(ying)保(bao)(bao)險(xian)業(ye)(ye)防范化解重大風險(xian)攻堅戰的(de)總體方案》指出,行業(ye)(ye)正(zheng)處(chu)于防范化解風險(xian)攻堅期(qi)、多(duo)年積累深層次矛盾釋放期(qi)和保(bao)(bao)險(xian)增長(chang)模(mo)式(shi)轉型陣痛期(qi)的(de)“三期(qi)疊(die)加”階段,一些(xie)重點領域和重點公(gong)司的(de)風險(xian)逐步暴露,各類違法違規亂象叢生。
為此,該(gai)方案就(jiu)未來保(bao)(bao)(bao)險(xian)(xian)業(ye)防風(feng)險(xian)(xian)工(gong)作設定了總體目標,包括(kuo)系(xi)統性風(feng)險(xian)(xian)得到有效(xiao)防控、保(bao)(bao)(bao)險(xian)(xian)監管制度(du)短(duan)板持續補齊、保(bao)(bao)(bao)險(xian)(xian)市場秩序明顯好轉、保(bao)(bao)(bao)險(xian)(xian)消費(fei)者滿意度(du)普遍提高、保(bao)(bao)(bao)險(xian)(xian)業(ye)服(fu)務實體經(jing)濟(ji)的能力顯著提升(sheng)等(deng)。
保(bao)監會表示,計劃在3年(nian)內完成做好(hao)重點(dian)領(ling)域風(feng)(feng)險(xian)(xian)(xian)防控與處(chu)(chu)(chu)置、堅決打(da)擊違法(fa)違規保(bao)險(xian)(xian)(xian)經營活(huo)動、加強(qiang)薄(bo)弱環(huan)節監管制度建設三(san)個方面的(de)工作任務。其中,防控和(he)處(chu)(chu)(chu)置少數(shu)問(wen)題公(gong)司風(feng)(feng)險(xian)(xian)(xian)、防控和(he)處(chu)(chu)(chu)置公(gong)司治(zhi)理(li)失(shi)效風(feng)(feng)險(xian)(xian)(xian)、防控和(he)處(chu)(chu)(chu)置資金運用風(feng)(feng)險(xian)(xian)(xian)等一系列工作將得到優先處(chu)(chu)(chu)理(li)。(完)
中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)網(wang)(wang)聲(sheng)明(ming):凡本網(wang)(wang)注明(ming)“來源(yuan):中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)券報(bao)(bao)·中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)網(wang)(wang)”的(de)所(suo)有作(zuo)(zuo)(zuo)品(pin),版權(quan)(quan)均(jun)屬于中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)券報(bao)(bao)、中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)網(wang)(wang)。中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)券報(bao)(bao)·中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)網(wang)(wang)與(yu)作(zuo)(zuo)(zuo)品(pin)作(zuo)(zuo)(zuo)者聯合聲(sheng)明(ming),任何(he)組織未經中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)券報(bao)(bao)、中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)網(wang)(wang)以及作(zuo)(zuo)(zuo)者書(shu)面授權(quan)(quan)不得轉(zhuan)(zhuan)(zhuan)載、摘編或利用其它方(fang)式使用上述作(zuo)(zuo)(zuo)品(pin)。凡本網(wang)(wang)注明(ming)來源(yuan)非中(zhong)(zhong)(zhong)(zhong)國證(zheng)(zheng)券報(bao)(bao)·中(zhong)(zhong)(zhong)(zhong)證(zheng)(zheng)網(wang)(wang)的(de)作(zuo)(zuo)(zuo)品(pin),均(jun)轉(zhuan)(zhuan)(zhuan)載自其它媒體,轉(zhuan)(zhuan)(zhuan)載目的(de)在于更好服務讀者、傳遞(di)信息之需,并不代表本網(wang)(wang)贊(zan)同其觀點,本網(wang)(wang)亦不對其真實(shi)性負(fu)責,持異議者應與(yu)原出處單位主(zhu)張(zhang)權(quan)(quan)利。
特別鏈接:政府部門交易機構證券期貨四所兩司新聞發布平臺友情鏈接版權聲明
關于報社關于本站廣告發布免責條款
中國證券報社版權所有,未經書面授權不得復制或建立鏡像 經營許可證編號:京B2-20180749 京公網安備0-1
Copyright 2001-2018 China Securities Journal. All Rights Reserved
中國證券報社版權所有,未經書面授權不得復制(zhi)或建立鏡像(xiang)
經營(ying)許可證編(bian)號:京B2-20180749 京公(gong)網安備0-1
Copyright 2001-2018 China Securities Journal. All Rights Reserved