上證報中國證券網訊(xun)（記(ji)者 韓宋輝）按照《銀(yin)(yin)行保(bao)險機構(gou)(gou)公(gong)(gong)司治(zhi)理監管(guan)評(ping)(ping)估(gu)辦法（試行）》，銀(yin)(yin)保(bao)監會(hui)組織對保(bao)險集團（控股）公(gong)(gong)司（下(xia)稱保(bao)險集團）本級(ji)(ji)(ji)(ji)開展了2020年公(gong)(gong)司治(zhi)理監管(guan)評(ping)(ping)估(gu)工作。2月3日，銀(yin)(yin)保(bao)監會(hui)公(gong)(gong)布(bu)了評(ping)(ping)估(gu)結(jie)果情(qing)況：參評(ping)(ping)機構(gou)(gou)共計10家(jia)，評(ping)(ping)級(ji)(ji)(ji)(ji)結(jie)果為(wei)B 級(ji)(ji)(ji)(ji)（較好）的(de)(de)有(you)6家(jia)，評(ping)(ping)級(ji)(ji)(ji)(ji)結(jie)果為(wei)C級(ji)(ji)(ji)(ji)（合格）的(de)(de)有(you)4家(jia)。

　　評級結(jie)果為(wei)B 級的分別為(wei)中(zhong)(zhong)國人民保(bao)險(xian)(xian)集團(tuan)(tuan)(tuan)股(gu)(gu)份(fen)(fen)有(you)(you)限(xian)(xian)(xian)公(gong)司、中(zhong)(zhong)國再保(bao)險(xian)(xian)（集團(tuan)(tuan)(tuan)）股(gu)(gu)份(fen)(fen)有(you)(you)限(xian)(xian)(xian)公(gong)司、中(zhong)(zhong)國太平(ping)保(bao)險(xian)(xian)集團(tuan)(tuan)(tuan)有(you)(you)限(xian)(xian)(xian)責(ze)任公(gong)司、中(zhong)(zhong)國太平(ping)洋(yang)保(bao)險(xian)(xian)（集團(tuan)(tuan)(tuan)）股(gu)(gu)份(fen)(fen)有(you)(you)限(xian)(xian)(xian)公(gong)司、中(zhong)(zhong)國平(ping)安保(bao)險(xian)(xian)（集團(tuan)(tuan)(tuan)）股(gu)(gu)份(fen)(fen)有(you)(you)限(xian)(xian)(xian)公(gong)司和泰康保(bao)險(xian)(xian)集團(tuan)(tuan)(tuan)股(gu)(gu)份(fen)(fen)有(you)(you)限(xian)(xian)(xian)公(gong)司；評級結(jie)果為(wei)C級分別為(wei)中(zhong)(zhong)國人壽保(bao)險(xian)(xian)（集團(tuan)(tuan)(tuan)）公(gong)司、中(zhong)(zhong)華聯合保(bao)險(xian)(xian)集團(tuan)(tuan)(tuan)股(gu)(gu)份(fen)(fen)有(you)(you)限(xian)(xian)(xian)公(gong)司、陽光保(bao)險(xian)(xian)集團(tuan)(tuan)(tuan)股(gu)(gu)份(fen)(fen)有(you)(you)限(xian)(xian)(xian)公(gong)司和華泰保(bao)險(xian)(xian)集團(tuan)(tuan)(tuan)股(gu)(gu)份(fen)(fen)有(you)(you)限(xian)(xian)(xian)公(gong)司。

　　總體來(lai)看，參評機(ji)構基本(ben)按照現(xian)代(dai)企業制(zhi)度要求建(jian)立(li)(li)了以(yi)股(gu)(gu)東大會(hui)、董(dong)事(shi)會(hui)、監事(shi)會(hui)和(he)高級管(guan)理(li)(li)(li)(li)層為(wei)主(zhu)體的(de)公(gong)司(si)治理(li)(li)(li)(li)組(zu)織(zhi)架構，公(gong)司(si)治理(li)(li)(li)(li)機(ji)制(zhi)逐步(bu)完(wan)善，公(gong)司(si)治理(li)(li)(li)(li)運作(zuo)(zuo)持續規(gui)范(fan)，良(liang)好(hao)公(gong)司(si)治理(li)(li)(li)(li)文化逐漸養成。但是(shi)(shi)，仍(reng)(reng)存在(zai)(zai)諸多問(wen)題需要持續改進(jin)，主(zhu)要表現(xian)在(zai)(zai)：一是(shi)(shi)部分(fen)公(gong)司(si)行政(zheng)化色(se)彩(cai)濃(nong)厚，市場化機(ji)制(zhi)不健全；二是(shi)(shi)股(gu)(gu)權(quan)管(guan)理(li)(li)(li)(li)不夠規(gui)范(fan)，股(gu)(gu)東股(gu)(gu)權(quan)糾紛仍(reng)(reng)然存在(zai)(zai)，股(gu)(gu)東行為(wei)約(yue)束亟需加強；三是(shi)(shi)未(wei)能(neng)充分(fen)發揮董(dong)事(shi)會(hui)核(he)心作(zuo)(zuo)用，仍(reng)(reng)存在(zai)(zai)大股(gu)(gu)東過度干(gan)預(yu)、董(dong)事(shi)會(hui)職權(quan)違規(gui)授權(quan)或籠(long)統授權(quan)等問(wen)題；四是(shi)(shi)集團公(gong)司(si)對子(zi)公(gong)司(si)管(guan)控不到位，未(wei)建(jian)立(li)(li)健全全面風(feng)險合規(gui)管(guan)理(li)(li)(li)(li)體系，子(zi)公(gong)司(si)之間防火墻不嚴；五是(shi)(shi)未(wei)建(jian)立(li)(li)有效的(de)長期激勵(li)約(yue)束機(ji)制(zhi)，薪酬(chou)延期支(zhi)付和(he)股(gu)(gu)權(quan)期權(quan)激勵(li)的(de)雙(shuang)向驅(qu)動未(wei)能(neng)實現(xian)。

　　下(xia)一(yi)步，銀保(bao)監會將繼(ji)續(xu)做好(hao)評估后續(xu)工作，將評估結(jie)果與日常非現場監管(guan)相結(jie)合，持(chi)續(xu)加強風險(xian)監測，壓實主體責任，督(du)促保(bao)險(xian)集團公(gong)司進一(yi)步采(cai)取有效措施提高公(gong)司治(zhi)理(li)有效性，爭做行業(ye)公(gong)司治(zhi)理(li)良好(hao)實踐的排頭兵。