中證網訊(xun)（記(ji)者 薛瑾(jin)）銀(yin)保監會網站(zhan)2月(yue)3日消息，按照《銀(yin)行保險(xian)機構(gou)公(gong)司(si)治(zhi)理監管評(ping)估辦法（試行）》，銀(yin)保監會組織(zhi)對保險(xian)集團（控股）公(gong)司(si)（以(yi)下(xia)簡稱保險(xian)集團）本級開展了2020年(nian)公(gong)司(si)治(zhi)理監管評(ping)估工(gong)作，并對評(ping)估結果情況進(jin)行了發布。

　　銀保(bao)(bao)(bao)監會指(zhi)出，2020年保(bao)(bao)(bao)險(xian)集(ji)(ji)(ji)(ji)團(tuan)(tuan)本級(ji)(ji)公司(si)治(zhi)理監管評(ping)(ping)估參評(ping)(ping)機(ji)構共計10家(jia)。評(ping)(ping)級(ji)(ji)結果為B 級(ji)(ji)（較好）的(de)有(you)6家(jia)，包括(kuo)中(zhong)國(guo)(guo)人民(min)保(bao)(bao)(bao)險(xian)集(ji)(ji)(ji)(ji)團(tuan)(tuan)股(gu)份(fen)(fen)有(you)限(xian)(xian)公司(si)、中(zhong)國(guo)(guo)再保(bao)(bao)(bao)險(xian)（集(ji)(ji)(ji)(ji)團(tuan)(tuan)）股(gu)份(fen)(fen)有(you)限(xian)(xian)公司(si)、中(zhong)國(guo)(guo)太(tai)平保(bao)(bao)(bao)險(xian)集(ji)(ji)(ji)(ji)團(tuan)(tuan)有(you)限(xian)(xian)責(ze)任公司(si)、中(zhong)國(guo)(guo)太(tai)平洋保(bao)(bao)(bao)險(xian)（集(ji)(ji)(ji)(ji)團(tuan)(tuan)）股(gu)份(fen)(fen)有(you)限(xian)(xian)公司(si)、中(zhong)國(guo)(guo)平安保(bao)(bao)(bao)險(xian)（集(ji)(ji)(ji)(ji)團(tuan)(tuan)）股(gu)份(fen)(fen)有(you)限(xian)(xian)公司(si)和泰康(kang)保(bao)(bao)(bao)險(xian)集(ji)(ji)(ji)(ji)團(tuan)(tuan)股(gu)份(fen)(fen)有(you)限(xian)(xian)公司(si)；評(ping)(ping)級(ji)(ji)結果為C級(ji)(ji)（合格）的(de)有(you)4家(jia)，包括(kuo)中(zhong)國(guo)(guo)人壽保(bao)(bao)(bao)險(xian)（集(ji)(ji)(ji)(ji)團(tuan)(tuan)）公司(si)、中(zhong)華聯合保(bao)(bao)(bao)險(xian)集(ji)(ji)(ji)(ji)團(tuan)(tuan)股(gu)份(fen)(fen)有(you)限(xian)(xian)公司(si)、陽光保(bao)(bao)(bao)險(xian)集(ji)(ji)(ji)(ji)團(tuan)(tuan)股(gu)份(fen)(fen)有(you)限(xian)(xian)公司(si)和華泰保(bao)(bao)(bao)險(xian)集(ji)(ji)(ji)(ji)團(tuan)(tuan)股(gu)份(fen)(fen)有(you)限(xian)(xian)公司(si)。

　　銀保監會稱，總體(ti)來看，參評(ping)機(ji)構(gou)基本按照(zhao)現(xian)(xian)代企業(ye)制(zhi)(zhi)(zhi)度要(yao)求建立了以股(gu)東(dong)大會、董(dong)事(shi)(shi)會、監事(shi)(shi)會和(he)高級管(guan)(guan)理(li)(li)(li)層為主體(ti)的公(gong)司(si)治(zhi)(zhi)理(li)(li)(li)組織(zhi)架構(gou)，公(gong)司(si)治(zhi)(zhi)理(li)(li)(li)機(ji)制(zhi)(zhi)(zhi)逐步完善，公(gong)司(si)治(zhi)(zhi)理(li)(li)(li)運作(zuo)持(chi)續規(gui)范，良好公(gong)司(si)治(zhi)(zhi)理(li)(li)(li)文化(hua)(hua)逐漸養(yang)成。但(dan)是(shi)(shi)，仍存在(zai)(zai)諸(zhu)多問(wen)題(ti)需要(yao)持(chi)續改進(jin)，主要(yao)表(biao)現(xian)(xian)在(zai)(zai)：一是(shi)(shi)部分公(gong)司(si)行(xing)政化(hua)(hua)色彩(cai)濃(nong)厚，市(shi)場化(hua)(hua)機(ji)制(zhi)(zhi)(zhi)不(bu)健全；二是(shi)(shi)股(gu)權(quan)(quan)管(guan)(guan)理(li)(li)(li)不(bu)夠規(gui)范，股(gu)東(dong)股(gu)權(quan)(quan)糾(jiu)紛(fen)仍然存在(zai)(zai)，股(gu)東(dong)行(xing)為約束(shu)亟(ji)需加強；三是(shi)(shi)未能充分發揮董(dong)事(shi)(shi)會核心作(zuo)用(yong)，仍存在(zai)(zai)大股(gu)東(dong)過度干(gan)預(yu)、董(dong)事(shi)(shi)會職權(quan)(quan)違規(gui)授(shou)權(quan)(quan)或籠統(tong)授(shou)權(quan)(quan)等問(wen)題(ti)；四是(shi)(shi)集團公(gong)司(si)對子公(gong)司(si)管(guan)(guan)控不(bu)到(dao)位，未建立健全全面風險合規(gui)管(guan)(guan)理(li)(li)(li)體(ti)系，子公(gong)司(si)之間防火(huo)墻不(bu)嚴；五是(shi)(shi)未建立有效的長(chang)期(qi)激勵約束(shu)機(ji)制(zhi)(zhi)(zhi)，薪酬延期(qi)支付和(he)股(gu)權(quan)(quan)期(qi)權(quan)(quan)激勵的雙向驅(qu)動未能實現(xian)(xian)。

　　下一步，銀保(bao)監會將繼(ji)續(xu)做好(hao)評估后(hou)續(xu)工(gong)作，將評估結果與日常(chang)非現場監管相結合(he)，持續(xu)加強風險監測(ce)，壓實主體責任，督促保(bao)險集團公(gong)司(si)進一步采(cai)取有效(xiao)措施提高公(gong)司(si)治理有效(xiao)性，爭做行業公(gong)司(si)治理良好(hao)實踐的排頭兵。