中證(zheng)網訊（記者 薛瑾(jin)）5月12日，銀保(bao)監(jian)(jian)(jian)(jian)會發布關于(yu)2020年(nian)保(bao)險(xian)(xian)業(ye)償(chang)(chang)付(fu)能力監(jian)(jian)(jian)(jian)管(guan)工作情況(kuang)的通報。2020年(nian)，銀保(bao)監(jian)(jian)(jian)(jian)從多方面開展償(chang)(chang)付(fu)能力監(jian)(jian)(jian)(jian)管(guan)工作，包括防范化(hua)解(jie)重(zhong)點公司風(feng)險(xian)(xian)、防范化(hua)解(jie)重(zhong)點領域風(feng)險(xian)(xian)、強化(hua)償(chang)(chang)付(fu)能力風(feng)險(xian)(xian)分析和監(jian)(jian)(jian)(jian)測預警、加(jia)強償(chang)(chang)二(er)代(dai)第(di)三支柱監(jian)(jian)(jian)(jian)管(guan)、推進(jin)償(chang)(chang)付(fu)能力監(jian)(jian)(jian)(jian)管(guan)交流合作、全面推進(jin)償(chang)(chang)二(er)代(dai)二(er)期工程建設(she)等(deng)。

　　在防(fang)范化解重(zhong)點(dian)(dian)(dian)公(gong)司(si)風(feng)(feng)(feng)(feng)險(xian)方(fang)面(mian)，在黨中央、國務(wu)院領導下，銀保監會有序處(chu)置重(zhong)點(dian)(dian)(dian)公(gong)司(si)風(feng)(feng)(feng)(feng)險(xian)。結束對(dui)安(an)邦保險(xian)集團的(de)接管(guan)；依法接管(guan)4家明天系高(gao)風(feng)(feng)(feng)(feng)險(xian)保險(xian)機(ji)構。積極化解部(bu)分保險(xian)公(gong)司(si)償(chang)付(fu)能力風(feng)(feng)(feng)(feng)險(xian)。對(dui)于償(chang)付(fu)能力充足率不達標的(de)公(gong)司(si)，采取(qu)約談(tan)股東(dong)、責(ze)令增(zeng)加資本金、停止接受新(xin)業務(wu)、限(xian)制高(gao)管(guan)薪酬水平等監管(guan)措施。2020年末，1家公(gong)司(si)償(chang)付(fu)能力已重(zhong)新(xin)達標。對(dui)于風(feng)(feng)(feng)(feng)險(xian)較大(da)的(de)重(zhong)點(dian)(dian)(dian)關(guan)注(zhu)公(gong)司(si)，進行風(feng)(feng)(feng)(feng)險(xian)提(ti)示(shi)、監管(guan)談(tan)話21家次，督促公(gong)司(si)整改風(feng)(feng)(feng)(feng)險(xian)問題(ti)。

　　在防范(fan)化解重(zhong)點領域風險(xian)(xian)(xian)(xian)(xian)方(fang)面，銀保(bao)(bao)(bao)(bao)監(jian)(jian)會加(jia)強互(hu)聯網保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)業(ye)(ye)(ye)務(wu)(wu)監(jian)(jian)管，出臺《互(hu)聯網保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)業(ye)(ye)(ye)務(wu)(wu)監(jian)(jian)管辦法(fa)(fa)》，及時(shi)清除風險(xian)(xian)(xian)(xian)(xian)隱患。加(jia)強信(xin)用保(bao)(bao)(bao)(bao)證保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)業(ye)(ye)(ye)務(wu)(wu)監(jian)(jian)管，修訂出臺《信(xin)用保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)和保(bao)(bao)(bao)(bao)證保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)業(ye)(ye)(ye)務(wu)(wu)監(jian)(jian)管辦法(fa)(fa)》，對高風險(xian)(xian)(xian)(xian)(xian)的(de)融資(zi)(zi)性(xing)信(xin)用保(bao)(bao)(bao)(bao)證保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)業(ye)(ye)(ye)務(wu)(wu)開展重(zhong)點風險(xian)(xian)(xian)(xian)(xian)排(pai)查。強化保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)資(zi)(zi)金運用監(jian)(jian)管，出臺《保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)資(zi)(zi)產(chan)管理產(chan)品管理暫行(xing)辦法(fa)(fa)》等部(bu)門規章(zhang)和規范(fan)性(xing)文件(jian)，全面加(jia)強保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)資(zi)(zi)管產(chan)品和保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)資(zi)(zi)管機構監(jian)(jian)管。進行(xing)公(gong)司(si)(si)治理風險(xian)(xian)(xian)(xian)(xian)專項整治。發布(bu)《健全銀行(xing)業(ye)(ye)(ye)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)業(ye)(ye)(ye)公(gong)司(si)(si)治理三(san)年行(xing)動方(fang)案（2020－2022年）》；首(shou)次開展覆(fu)蓋全部(bu)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)機構的(de)公(gong)司(si)(si)治理監(jian)(jian)管評(ping)估(gu)。防范(fan)資(zi)(zi)本不(bu)足風險(xian)(xian)(xian)(xian)(xian)。支持保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)司(si)(si)通過市場化方(fang)式(shi)補(bu)充資(zi)(zi)本1044億(yi)(yi)元(yuan)，其中18家(jia)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)司(si)(si)股東增資(zi)(zi)264億(yi)(yi)元(yuan)，20家(jia)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)司(si)(si)發行(xing)資(zi)(zi)本補(bu)充債券780億(yi)(yi)元(yuan)。從嚴查處(chu)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)業(ye)(ye)(ye)違法(fa)(fa)違規行(xing)為。2020年共(gong)作出行(xing)政處(chu)罰(fa)決(jue)定2084件(jian)，處(chu)罰(fa)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)司(si)(si)1226家(jia)次，處(chu)罰(fa)責任人員1674人次，警告1992家(jia)/人次，處(chu)罰(fa)金額(e)合計2.6億(yi)(yi)元(yuan)。