中證網訊（記者(zhe) 歐陽劍(jian)環）8月27日，北京(jing)(jing)銀(yin)保(bao)(bao)監(jian)局(ju)、北京(jing)(jing)市公安局(ju)經偵總隊、北京(jing)(jing)保(bao)(bao)險(xian)行(xing)業協會、中國銀(yin)行(xing)保(bao)(bao)險(xian)信(xin)息技術管理有限公司四方聯合簽署了(le)《保(bao)(bao)險(xian)反欺(qi)詐交(jiao)流會商機制(zhi)》（以下簡稱《會商機制(zhi)》），開(kai)啟了(le)北京(jing)(jing)地區(qu)保(bao)(bao)險(xian)反欺(qi)詐警保(bao)(bao)協作(zuo)的新篇(pian)章。

　　《會商(shang)機(ji)制(zhi)(zhi)》依托保(bao)(bao)險(xian)業(ye)(ye)和公(gong)安機(ji)關(guan)相(xiang)(xiang)關(guan)信息(xi)平臺，明確了四方在信息(xi)共(gong)享(xiang)、線(xian)索(suo)(suo)互通(tong)、科技工具建(jian)設等環(huan)節的具體(ti)職責，建(jian)立了監(jian)管部(bu)(bu)門、保(bao)(bao)險(xian)行(xing)(xing)業(ye)(ye)與經(jing)偵(zhen)部(bu)(bu)門的信息(xi)溝通(tong)機(ji)制(zhi)(zhi)。北京銀保(bao)(bao)監(jian)局立足(zu)金(jin)融監(jian)督管理職能(neng)，指導(dao)保(bao)(bao)險(xian)反欺詐組織體(ti)系建(jian)設，健全制(zhi)(zhi)度機(ji)制(zhi)(zhi)。經(jing)偵(zhen)部(bu)(bu)門發揮執法部(bu)(bu)門工作優(you)勢(shi)(shi)，針對各(ge)方反饋的信息(xi)及提供的案(an)件(jian)(jian)線(xian)索(suo)(suo)，開(kai)展研判(pan)核查及落地打擊，通(tong)報相(xiang)(xiang)關(guan)情況及風險(xian)預警。北京保(bao)(bao)險(xian)行(xing)(xing)業(ye)(ye)協(xie)會借助區域業(ye)(ye)務(wu)資(zi)源(yuan)協(xie)調(diao)優(you)勢(shi)(shi)，集中行(xing)(xing)業(ye)(ye)力量，組織本區域內保(bao)(bao)險(xian)主(zhu)體(ti)開(kai)展線(xian)索(suo)(suo)串并。中國(guo)銀保(bao)(bao)信公(gong)司利用行(xing)(xing)業(ye)(ye)信息(xi)平臺資(zi)源(yuan)優(you)勢(shi)(shi)，配合公(gong)安機(ji)關(guan)開(kai)展線(xian)索(suo)(suo)研判(pan)、案(an)件(jian)(jian)打擊、模型建(jian)設等保(bao)(bao)險(xian)反欺詐工作。

　　長(chang)期以來(lai)(lai)，北(bei)京(jing)銀(yin)保(bao)(bao)(bao)(bao)監(jian)(jian)局(ju)與北(bei)京(jing)市公(gong)安(an)局(ju)保(bao)(bao)(bao)(bao)持密切合作，在(zai)金(jin)融案件風險(xian)防控(kong)等領域不斷加強信(xin)(xin)息(xi)(xi)互(hu)聯(lian)互(hu)通(tong)。今年以來(lai)(lai)，北(bei)京(jing)銀(yin)保(bao)(bao)(bao)(bao)監(jian)(jian)局(ju)指導(dao)轄內保(bao)(bao)(bao)(bao)險(xian)業精準研判排查行業風險(xian)，積極配(pei)合北(bei)京(jing)市公(gong)安(an)局(ju)經偵(zhen)總隊開展保(bao)(bao)(bao)(bao)險(xian)犯罪領域專項(xiang)打擊行動(dong)。截至目前，已破(po)獲(huo)各類保(bao)(bao)(bao)(bao)險(xian)詐騙(pian)案件170余起，成(cheng)(cheng)功(gong)打掉犯罪團伙20余個(ge)，抓獲(huo)犯罪嫌疑人130名，涉案金(jin)額合計1200余萬元，取得初步(bu)成(cheng)(cheng)果。此次《會商機制(zhi)》的(de)簽署，將在(zai)此基(ji)礎上進一步(bu)加強保(bao)(bao)(bao)(bao)險(xian)業在(zai)保(bao)(bao)(bao)(bao)險(xian)反(fan)欺詐領域與公(gong)安(an)部門(men)的(de)合作，實(shi)現保(bao)(bao)(bao)(bao)險(xian)承保(bao)(bao)(bao)(bao)理賠信(xin)(xin)息(xi)(xi)與公(gong)安(an)業務信(xin)(xin)息(xi)(xi)雙重驗證、交叉互(hu)補、關聯(lian)穿(chuan)透，提升(sheng)保(bao)(bao)(bao)(bao)險(xian)反(fan)欺詐能力。

　　下一(yi)(yi)步，北京銀(yin)保監局(ju)將與北京市公(gong)安(an)局(ju)經偵(zhen)總(zong)隊進一(yi)(yi)步加(jia)強溝通協作(zuo)，一(yi)(yi)方面以車(che)險(xian)反欺詐(zha)為起點，逐步拓(tuo)展至健康險(xian)、財產險(xian)等其他險(xian)種的反欺詐(zha)合(he)作(zuo)，另一(yi)(yi)方面拓(tuo)寬合(he)作(zuo)領(ling)域，在防(fang)范打擊信用卡詐(zha)騙(pian)、貸款詐(zha)騙(pian)、非(fei)法集資等方面開展合(he)作(zuo)，切實防(fang)范化解金(jin)融風險(xian)。