記者(zhe)從(cong)保險(xian)(xian)(xian)行業協會獲悉：近年來(lai)，我國保險(xian)(xian)(xian)業對外開放力度加大，出臺(tai)了一系列保險(xian)(xian)(xian)業對外開放措施，穩步取(qu)消外資(zi)股比限制，大幅減少外資(zi)準入數量型(xing)門檻。2012年到(dao)2021年，外資(zi)保險(xian)(xian)(xian)公司市(shi)場(chang)(chang)份(fen)(fen)額從(cong)3.5%增(zeng)長(chang)到(dao)7.8%。在(zai)北京(jing)、上海等地區(qu)，外資(zi)保險(xian)(xian)(xian)公司市(shi)場(chang)(chang)份(fen)(fen)額已(yi)達到(dao)20%。

　　保(bao)險(xian)(xian)(xian)(xian)業(ye)供給側結構(gou)性改(gai)革持續推(tui)(tui)進。穩步推(tui)(tui)進車(che)險(xian)(xian)(xian)(xian)綜(zong)合(he)改(gai)革，財險(xian)(xian)(xian)(xian)產(chan)品結構(gou)不斷優(you)化(hua)，2012年到(dao)2021年，商業(ye)車(che)險(xian)(xian)(xian)(xian)收入所(suo)(suo)占財險(xian)(xian)(xian)(xian)比重從(cong)72.4%下降到(dao)56.9%。不斷提升(sheng)(sheng)農(nong)業(ye)保(bao)險(xian)(xian)(xian)(xian)保(bao)障范圍(wei)和水平，引(yin)導和規范互聯網保(bao)險(xian)(xian)(xian)(xian)、責(ze)(ze)任(ren)保(bao)險(xian)(xian)(xian)(xian)、保(bao)證(zheng)保(bao)險(xian)(xian)(xian)(xian)等(deng)發展，責(ze)(ze)任(ren)保(bao)險(xian)(xian)(xian)(xian)、農(nong)業(ye)保(bao)險(xian)(xian)(xian)(xian)收入所(suo)(suo)占財險(xian)(xian)(xian)(xian)比重分別從(cong)3.3%、4.4%上(shang)升(sheng)(sheng)到(dao)7.4%、7.1%。加快推(tui)(tui)進市場化(hua)的人身險(xian)(xian)(xian)(xian)費率形成機(ji)制(zhi)，大力發展商業(ye)健(jian)康(kang)保(bao)險(xian)(xian)(xian)(xian)，加強養(yang)老保(bao)險(xian)(xian)(xian)(xian)第(di)三支柱建設，人身險(xian)(xian)(xian)(xian)公司健(jian)康(kang)險(xian)(xian)(xian)(xian)收入所(suo)(suo)占人身險(xian)(xian)(xian)(xian)比重從(cong)8.49%上(shang)升(sheng)(sheng)到(dao)22.6%，保(bao)障性不強的中短存續期產(chan)品和投資理財產(chan)品大幅(fu)下滑。

　　我國(guo)保(bao)(bao)險(xian)(xian)業國(guo)際影響穩步提(ti)升。2012年(nian)(nian)(nian)到(dao)2021年(nian)(nian)(nian)，我國(guo)保(bao)(bao)險(xian)(xian)業保(bao)(bao)費收入(ru)占(zhan)全(quan)(quan)球市場份額(e)從5.34%上升至12.2%。2017年(nian)(nian)(nian)以來我國(guo)成為(wei)全(quan)(quan)球第二大保(bao)(bao)險(xian)(xian)市場。2021年(nian)(nian)(nian)世界500強企業排(pai)名中，我國(guo)10家保(bao)(bao)險(xian)(xian)公(gong)司(si)入(ru)選。（記者屈信明）