中證網(wang)(wang)訊（記者 彭揚(yang)）4月(yue)18日，中國(guo)人民(min)銀行、國(guo)家外(wai)匯管理(li)局印發《關于做好(hao)疫情(qing)防控和經濟社(she)會發展(zhan)金融(rong)(rong)服(fu)(fu)務(wu)的通(tong)知(zhi)》。《通(tong)知(zhi)》提(ti)出，引導平臺(tai)(tai)企(qi)(qi)業(ye)(ye)依(yi)法(fa)合(he)規開展(zhan)普惠金融(rong)(rong)業(ye)(ye)務(wu)。在(zai)推動平臺(tai)(tai)企(qi)(qi)業(ye)(ye)網(wang)(wang)絡金融(rong)(rong)業(ye)(ye)務(wu)規范(fan)健康(kang)發展(zhan)的基礎(chu)上(shang)，發揮平臺(tai)(tai)企(qi)(qi)業(ye)(ye)金融(rong)(rong)服(fu)(fu)務(wu)的積極作(zuo)用(yong)。支(zhi)持平臺(tai)(tai)企(qi)(qi)業(ye)(ye)運用(yong)互聯網(wang)(wang)技術，優(you)化場景化線上(shang)融(rong)(rong)資產品(pin)，向平臺(tai)(tai)商戶和消(xiao)費者提(ti)供(gong)非接觸式金融(rong)(rong)服(fu)(fu)務(wu)。鼓勵平臺(tai)(tai)企(qi)(qi)業(ye)(ye)充分發揮獲客、數據、風控和技術優(you)勢，加大對“三農(nong)”、小微領域的首貸(dai)(dai)(dai)、信用(yong)貸(dai)(dai)(dai)支(zhi)持力(li)度。引導平臺(tai)(tai)企(qi)(qi)業(ye)(ye)穩(wen)步(bu)降低利(li)息和收費水(shui)平，為受疫情(qing)影(ying)響(xiang)的貸(dai)(dai)(dai)款客戶提(ti)供(gong)延期還本付息服(fu)(fu)務(wu)，最大化惠企(qi)(qi)利(li)民(min)。督促平臺(tai)(tai)企(qi)(qi)業(ye)(ye)規范(fan)開展(zhan)與金融(rong)(rong)機(ji)構業(ye)(ye)務(wu)合(he)作(zuo)，賦(fu)能金融(rong)(rong)機(ji)構加快數字化轉型，提(ti)升(sheng)金融(rong)(rong)服(fu)(fu)務(wu)效率和覆蓋面。