中證網訊(xun)（記者 彭揚）中國人民銀行有關部門負(fu)責人26日(ri)就(jiu)《金(jin)融控(kong)股(gu)公司監督管理(li)試行辦法（征求意見稿）》（下稱《辦法》）答記者問時(shi)表示(shi)，近年(nian)來，一些企(qi)業通過層層控(kong)股(gu)、交叉持股(gu)金(jin)融機(ji)構，以負(fu)債資金(jin)出資，推升(sheng)整體杠(gang)桿率(lv)，操(cao)控(kong)殼公司進行虛假(jia)注資、循環注資，導(dao)致整個集團(tuan)沒有多少能夠抵御(yu)風險(xian)的真實資本。為此，金(jin)融控(kong)股(gu)公司的資金(jin)來源監管強調真實性(xing)。

　　具(ju)體(ti)看，該(gai)負(fu)責(ze)人表示，一(yi)是(shi)(shi)資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)來(lai)源(yuan)真(zhen)實可(ke)靠。金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)公司(si)(si)股(gu)(gu)(gu)東(dong)應(ying)當(dang)以(yi)合法(fa)自(zi)有(you)資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)投資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)公司(si)(si)，不(bu)得(de)以(yi)委(wei)托資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)、債務資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)等非(fei)自(zi)有(you)資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)以(yi)及投資(zi)(zi)(zi)基金(jin)(jin)(jin)(jin)(jin)等方式投資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)公司(si)(si)，不(bu)得(de)委(wei)托他(ta)人或者接受他(ta)人委(wei)托持(chi)有(you)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)公司(si)(si)的(de)(de)股(gu)(gu)(gu)權。二是(shi)(shi)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)公司(si)(si)應(ying)當(dang)以(yi)合法(fa)自(zi)有(you)資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)投資(zi)(zi)(zi)控(kong)(kong)股(gu)(gu)(gu)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)機構(gou)(gou)，不(bu)得(de)對金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)機構(gou)(gou)進行虛(xu)假注資(zi)(zi)(zi)、循環注資(zi)(zi)(zi)，不(bu)得(de)抽(chou)逃金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)機構(gou)(gou)資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)。三是(shi)(shi)對金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)公司(si)(si)的(de)(de)資(zi)(zi)(zi)本合規性實施穿透管(guan)理，向上核(he)查投資(zi)(zi)(zi)控(kong)(kong)股(gu)(gu)(gu)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)公司(si)(si)的(de)(de)資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)來(lai)源(yuan)，向下核(he)查金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)公司(si)(si)投資(zi)(zi)(zi)控(kong)(kong)股(gu)(gu)(gu)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)機構(gou)(gou)的(de)(de)資(zi)(zi)(zi)金(jin)(jin)(jin)(jin)(jin)來(lai)源(yuan)。四是(shi)(shi)建立資(zi)(zi)(zi)本充足性監(jian)管(guan)制(zhi)度(du)。《辦法(fa)》要求金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)集團應(ying)當(dang)具(ju)備與其資(zi)(zi)(zi)產規模和風險水平(ping)相適應(ying)的(de)(de)資(zi)(zi)(zi)本。下一(yi)步將以(yi)并(bing)表管(guan)理為基礎，制(zhi)定金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)控(kong)(kong)股(gu)(gu)(gu)集團資(zi)(zi)(zi)本充足性監(jian)管(guan)的(de)(de)具(ju)體(ti)細則。

　　此外，在金(jin)融(rong)(rong)(rong)(rong)控股(gu)(gu)(gu)(gu)公司的(de)(de)(de)(de)股(gu)(gu)(gu)(gu)權(quan)結構(gou)(gou)上，上述負(fu)責(ze)人(ren)(ren)表示，針(zhen)對一些企業(ye)集(ji)團存在的(de)(de)(de)(de)股(gu)(gu)(gu)(gu)權(quan)結構(gou)(gou)復(fu)雜、交叉(cha)持(chi)股(gu)(gu)(gu)(gu)、多層持(chi)股(gu)(gu)(gu)(gu)、信(xin)息披露不足、受(shou)益所(suo)有(you)人(ren)(ren)不明確、集(ji)團內(nei)又嵌(qian)套集(ji)團等(deng)情況(kuang)，《辦(ban)法》規定，金(jin)融(rong)(rong)(rong)(rong)控股(gu)(gu)(gu)(gu)公司應(ying)當具有(you)簡明、清晰、可穿透的(de)(de)(de)(de)股(gu)(gu)(gu)(gu)權(quan)結構(gou)(gou)，實際(ji)控制人(ren)(ren)和最終受(shou)益人(ren)(ren)可識別(bie)，法人(ren)(ren)層級合理(li)(li)，與(yu)自(zi)身資(zi)本規模(mo)、經(jing)營管(guan)理(li)(li)能力(li)和風險管(guan)控水平相適應(ying)，其所(suo)控股(gu)(gu)(gu)(gu)金(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)不得反向持(chi)股(gu)(gu)(gu)(gu)、交叉(cha)持(chi)股(gu)(gu)(gu)(gu)。對于近年來已經(jing)形成的(de)(de)(de)(de)企業(ye)集(ji)團所(suo)控股(gu)(gu)(gu)(gu)金(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)下又控股(gu)(gu)(gu)(gu)多類(lei)金(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)問題，按照(zhao)兼顧發揮協同(tong)效(xiao)應(ying)和防范風險的(de)(de)(de)(de)思(si)路，金(jin)融(rong)(rong)(rong)(rong)控股(gu)(gu)(gu)(gu)公司直接控股(gu)(gu)(gu)(gu)的(de)(de)(de)(de)金(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)不得再成為(wei)其他類(lei)型金(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)的(de)(de)(de)(de)主(zhu)要股(gu)(gu)(gu)(gu)東，但該金(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)控股(gu)(gu)(gu)(gu)與(yu)自(zi)身同(tong)類(lei)型的(de)(de)(de)(de)或(huo)者屬業(ye)務延伸的(de)(de)(de)(de)金(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)并(bing)經(jing)金(jin)融(rong)(rong)(rong)(rong)管(guan)理(li)(li)部門認可的(de)(de)(de)(de)除外，如(ru)商業(ye)銀行控股(gu)(gu)(gu)(gu)村鎮銀行或(huo)開展資(zi)產管(guan)理(li)(li)業(ye)務的(de)(de)(de)(de)理(li)(li)財子公司等(deng)。

　　在《辦法》實(shi)施(shi)之日起應(ying)(ying)申請(qing)設(she)立金(jin)(jin)(jin)融(rong)(rong)控(kong)股(gu)(gu)(gu)(gu)(gu)公司，但股(gu)(gu)(gu)(gu)(gu)權(quan)結構(gou)不符合要求的(de)企業集(ji)(ji)團(tuan)，應(ying)(ying)當制定股(gu)(gu)(gu)(gu)(gu)權(quan)整改計劃，經金(jin)(jin)(jin)融(rong)(rong)管理部(bu)門認可(ke)后，在過渡(du)期內(nei)降低組織架構(gou)復雜(za)程(cheng)度(du)，簡化法人層(ceng)級(ji)(ji)。股(gu)(gu)(gu)(gu)(gu)權(quan)轉讓過程(cheng)中，企業集(ji)(ji)團(tuan)內(nei)部(bu)的(de)股(gu)(gu)(gu)(gu)(gu)權(quan)整合、劃轉、轉讓涉及的(de)資產評估增值等，符合稅收政(zheng)策(ce)規定的(de)，可(ke)以享受相(xiang)應(ying)(ying)的(de)稅收優惠政(zheng)策(ce)；涉及股(gu)(gu)(gu)(gu)(gu)東資格(ge)核準的(de)，金(jin)(jin)(jin)融(rong)(rong)管理部(bu)門應(ying)(ying)當適用(yong)與金(jin)(jin)(jin)融(rong)(rong)控(kong)股(gu)(gu)(gu)(gu)(gu)公司相(xiang)適應(ying)(ying)的(de)股(gu)(gu)(gu)(gu)(gu)東資格(ge)條件。對于《辦法》實(shi)施(shi)后，新(xin)增的(de)金(jin)(jin)(jin)融(rong)(rong)控(kong)股(gu)(gu)(gu)(gu)(gu)公司，金(jin)(jin)(jin)融(rong)(rong)控(kong)股(gu)(gu)(gu)(gu)(gu)公司股(gu)(gu)(gu)(gu)(gu)東、金(jin)(jin)(jin)融(rong)(rong)控(kong)股(gu)(gu)(gu)(gu)(gu)公司和所控(kong)股(gu)(gu)(gu)(gu)(gu)金(jin)(jin)(jin)融(rong)(rong)機(ji)構(gou)法人層(ceng)級(ji)(ji)原則上不得超過三(san)級(ji)(ji)。