中(zhong)證網訊（記者 歐陽劍環(huan)）銀(yin)保(bao)(bao)監會(hui)網站6月(yue)8日(ri)消息(xi)，為推(tui)動銀(yin)行保(bao)(bao)險(xian)機構提高公(gong)司治理質效，促(cu)進銀(yin)行保(bao)(bao)險(xian)機構科(ke)學健(jian)康發展，根據《中(zhong)華(hua)人(ren)民共和(he)(he)國公(gong)司法(fa)(fa)》《中(zhong)華(hua)人(ren)民共和(he)(he)國商業銀(yin)行法(fa)(fa)》《中(zhong)華(hua)人(ren)民共和(he)(he)國銀(yin)行業監督管理法(fa)(fa)》《中(zhong)華(hua)人(ren)民共和(he)(he)國保(bao)(bao)險(xian)法(fa)(fa)》等法(fa)(fa)律法(fa)(fa)規，銀(yin)保(bao)(bao)監會(hui)制定了《銀(yin)行保(bao)(bao)險(xian)機構公(gong)司治理準(zhun)則》（以(yi)下(xia)簡稱《準(zhun)則》）。《準(zhun)則》自印發之日(ri)起(qi)施行。

　　《準(zhun)則》是(shi)(shi)我國(guo)(guo)銀行(xing)保(bao)(bao)險(xian)(xian)機構(gou)共同(tong)遵(zun)循的(de)(de)公(gong)(gong)司(si)治(zhi)理綱領性監(jian)管(guan)(guan)制(zhi)度。《準(zhun)則》主要(yao)創新在于：一是(shi)(shi)將黨的(de)(de)領導(dao)與公(gong)(gong)司(si)治(zhi)理有(you)機融(rong)(rong)合(he)(he)的(de)(de)要(yao)求正式寫(xie)入監(jian)管(guan)(guan)制(zhi)度。首次在監(jian)管(guan)(guan)制(zhi)度層面(mian)對國(guo)(guo)有(you)機構(gou)黨的(de)(de)領導(dao)與公(gong)(gong)司(si)治(zhi)理有(you)機融(rong)(rong)合(he)(he)提出(chu)總體要(yao)求，同(tong)時明確(que)民營機構(gou)要(yao)積極發揮(hui)黨組織的(de)(de)政(zheng)治(zhi)核心作(zuo)用。二(er)是(shi)(shi)吸收整合(he)(he)現有(you)銀行(xing)業監(jian)管(guan)(guan)規制(zhi)與保(bao)(bao)險(xian)(xian)業監(jian)管(guan)(guan)規制(zhi)的(de)(de)核心內容，進一步(bu)健(jian)全完善了銀行(xing)保(bao)(bao)險(xian)(xian)機構(gou)的(de)(de)公(gong)(gong)司(si)治(zhi)理監(jian)管(guan)(guan)規則。三是(shi)(shi)借(jie)鑒引入《二(er)十國(guo)(guo)集團/經合(he)(he)組織公(gong)(gong)司(si)治(zhi)理原則》所倡導(dao)的(de)(de)良(liang)好做法，如(ru)要(yao)求董事公(gong)(gong)平(ping)對待所有(you)股東(dong)，明確(que)董事會應當執行(xing)高標準(zhun)的(de)(de)職業道德(de)準(zhun)則，注重保(bao)(bao)護利益(yi)相關者合(he)(he)法權益(yi)，鼓勵支持員工參(can)與公(gong)(gong)司(si)治(zhi)理，落實環境社(she)會治(zhi)理責(ze)任，發展綠色金融(rong)(rong)等。

　　《準則》共11章117條，包(bao)括總則、黨的(de)(de)領導(dao)、股(gu)東與(yu)(yu)股(gu)東大(da)會(hui)(hui)(hui)、董(dong)事(shi)(shi)與(yu)(yu)董(dong)事(shi)(shi)會(hui)(hui)(hui)、監事(shi)(shi)與(yu)(yu)監事(shi)(shi)會(hui)(hui)(hui)、高級管(guan)理層、利(li)益相(xiang)關者(zhe)與(yu)(yu)社會(hui)(hui)(hui)責任(ren)、激勵約束(shu)機(ji)制(zhi)(zhi)、信息披(pi)露(lu)、風險管(guan)理與(yu)(yu)內部控制(zhi)(zhi)、附則。《準則》明(ming)確(que)了各治理主體的(de)(de)職責，強化了治理機(ji)制(zhi)(zhi)運行(xing)的(de)(de)規范(fan)性，重點包(bao)括：明(ming)確(que)股(gu)東的(de)(de)權(quan)利(li)義務、股(gu)東大(da)會(hui)(hui)(hui)的(de)(de)職權(quan)、股(gu)東大(da)會(hui)(hui)(hui)會(hui)(hui)(hui)議及(ji)(ji)表決等(deng)相(xiang)關規則；強調董(dong)事(shi)(shi)特別是(shi)獨(du)立(li)董(dong)事(shi)(shi)的(de)(de)選(xuan)任(ren)、職責及(ji)(ji)履(lv)職保障，明(ming)確(que)董(dong)事(shi)(shi)會(hui)(hui)(hui)及(ji)(ji)其專門委員會(hui)(hui)(hui)的(de)(de)組成、職權(quan)及(ji)(ji)會(hui)(hui)(hui)議表決等(deng)要(yao)求；規范(fan)監事(shi)(shi)選(xuan)任(ren)履(lv)職以及(ji)(ji)監事(shi)(shi)會(hui)(hui)(hui)、高管(guan)層的(de)(de)設(she)置(zhi)和運行(xing)；要(yao)求銀行(xing)保險機(ji)構完善激勵約束(shu)機(ji)制(zhi)(zhi)，健全信息披(pi)露(lu)制(zhi)(zhi)度與(yu)(yu)機(ji)制(zhi)(zhi)，加強風險管(guan)理與(yu)(yu)內部控制(zhi)(zhi)及(ji)(ji)內外部審計。

　　銀(yin)保(bao)監會稱，《準則》的(de)發布實施(shi)是(shi)銀(yin)保(bao)監會貫徹(che)落實中(zhong)央經濟工(gong)作(zuo)會議精(jing)神、健全(quan)銀(yin)行(xing)(xing)業(ye)保(bao)險業(ye)公(gong)(gong)司治理(li)的(de)重要(yao)舉措，對推動銀(yin)行(xing)(xing)保(bao)險機(ji)構(gou)(gou)(gou)強化風險防控、實現(xian)高質量發展、更好服務構(gou)(gou)(gou)建(jian)新發展格局具有重要(yao)意義。下一步(bu)，銀(yin)保(bao)監會將指導督促各銀(yin)行(xing)(xing)保(bao)險機(ji)構(gou)(gou)(gou)認真做(zuo)好《準則》的(de)貫徹(che)落實，持續強化公(gong)(gong)司治理(li)監管(guan)，不斷提(ti)升(sheng)我國(guo)銀(yin)行(xing)(xing)保(bao)險機(ji)構(gou)(gou)(gou)公(gong)(gong)司治理(li)的(de)科學性和有效性，奮力構(gou)(gou)(gou)建(jian)中(zhong)國(guo)特色銀(yin)行(xing)(xing)業(ye)保(bao)險業(ye)公(gong)(gong)司治理(li)機(ji)制(zhi)。