中(zhong)證網訊（記者 歐陽(yang)劍環）6月18日，北(bei)京市金融(rong)(rong)監管局、人行(xing)營管部、北(bei)京銀保監局與豐臺區聯合(he)舉辦了小微金融(rong)(rong)服務顧問制(zhi)度啟動會(hui)暨支(zhi)行(xing)長座(zuo)談會(hui)。

　　近幾年，在(zai)銀(yin)保監會等(deng)(deng)國家(jia)金(jin)融監管部門(men)的指導支持下，北京(jing)(jing)市(shi)聚(ju)焦中小(xiao)(xiao)微(wei)企(qi)業(ye)(ye)金(jin)融服(fu)務(wu)(wu)供(gong)給，形成了(le)“1+3+N”的金(jin)融服(fu)務(wu)(wu)體(ti)系，即1個實(shi)體(ti)中心，北京(jing)(jing)市(shi)貸(dai)款(kuan)服(fu)務(wu)(wu)中心；3個對接平臺，“暢融工程”、北京(jing)(jing)市(shi)銀(yin)企(qi)對接系統和(he)北京(jing)(jing)小(xiao)(xiao)微(wei)企(qi)業(ye)(ye)金(jin)融綜(zong)合(he)服(fu)務(wu)(wu)平臺；此外還有多項(xiang)金(jin)融營(ying)商環境改(gai)革(ge)措(cuo)施(shi)。作(zuo)為(wei)(wei)北京(jing)(jing)金(jin)融供(gong)給側改(gai)革(ge)的重(zhong)大舉(ju)措(cuo)，北京(jing)(jing)市(shi)貸(dai)款(kuan)服(fu)務(wu)(wu)中心自去年4月運營(ying)以來，形成了(le)集首(shou)貸(dai)、續(xu)貸(dai)、確權融資、知識產權融資等(deng)(deng)功能(neng)為(wei)(wei)一體(ti)的綜(zong)合(he)服(fu)務(wu)(wu)平臺，能(neng)夠為(wei)(wei)辦理(li)首(shou)貸(dai)業(ye)(ye)務(wu)(wu)的小(xiao)(xiao)微(wei)企(qi)業(ye)(ye)提供(gong)貼(tie)息和(he)擔(dan)保費用補助，已成為(wei)(wei)為(wei)(wei)群眾(zhong)辦實(shi)事(shi)解難題的金(jin)融服(fu)務(wu)(wu)試驗田(tian)。

　　作為本次座談會的(de)(de)承辦(ban)單位，中(zhong)國民生銀行董事長高(gao)迎欣在(zai)座談會上(shang)表示，近年來國家支持小微(wei)(wei)企業(ye)發展的(de)(de)利好(hao)政策不斷，社會各(ge)界(jie)積(ji)極努力、加強合作，小微(wei)(wei)金融發展水平不斷提高(gao)，小微(wei)(wei)企業(ye)融資難融資貴問題正在(zai)得到有效(xiao)緩解(jie)，小微(wei)(wei)企業(ye)活(huo)力釋放對經濟社會貢獻不斷增長。他表示，金融服(fu)務(wu)顧(gu)問制度作為本市服(fu)務(wu)小微(wei)(wei)領域的(de)(de)一項重大創新(xin)和實踐探(tan)索，各(ge)方對此(ci)充滿(man)期(qi)待，商業(ye)銀行也希望積(ji)極參與(yu)其中(zhong)，貢獻自己的(de)(de)力量。

　　本(ben)次會議上，北(bei)京市(shi)金(jin)(jin)(jin)融(rong)(rong)(rong)監管(guan)(guan)局啟(qi)動(dong)了小微(wei)金(jin)(jin)(jin)融(rong)(rong)(rong)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)顧(gu)(gu)問(wen)制(zhi)(zhi)(zhi)(zhi)度(du)(du)，并建(jian)立了私募投(tou)(tou)資(zi)(zi)行業(ye)(ye)(ye)被投(tou)(tou)企(qi)(qi)業(ye)(ye)(ye)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)機制(zhi)(zhi)(zhi)(zhi)。其中(zhong)：小微(wei)金(jin)(jin)(jin)融(rong)(rong)(rong)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)顧(gu)(gu)問(wen)制(zhi)(zhi)(zhi)(zhi)度(du)(du)旨在培育一批資(zi)(zi)深、敬(jing)業(ye)(ye)(ye)的金(jin)(jin)(jin)融(rong)(rong)(rong)顧(gu)(gu)問(wen)隊伍，充(chong)分發揮其作(zuo)(zuo)為(wei)(wei)地(di)方(fang)政(zheng)府(fu)“金(jin)(jin)(jin)融(rong)(rong)(rong)智(zhi)庫”和(he)企(qi)(qi)業(ye)(ye)(ye)“保健醫生(sheng)”作(zuo)(zuo)用，為(wei)(wei)企(qi)(qi)業(ye)(ye)(ye)提供政(zheng)策宣導、金(jin)(jin)(jin)融(rong)(rong)(rong)問(wen)診、投(tou)(tou)融(rong)(rong)(rong)規劃、風(feng)險化(hua)解、上市(shi)輔導等(deng)綜合(he)(he)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)，并為(wei)(wei)地(di)方(fang)政(zheng)府(fu)和(he)地(di)方(fang)金(jin)(jin)(jin)融(rong)(rong)(rong)管(guan)(guan)理(li)部門提供金(jin)(jin)(jin)融(rong)(rong)(rong)咨詢服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)。北(bei)京市(shi)金(jin)(jin)(jin)融(rong)(rong)(rong)顧(gu)(gu)問(wen)制(zhi)(zhi)(zhi)(zhi)度(du)(du)將按照先(xian)試點后推廣的方(fang)式逐步開展，啟(qi)動(dong)儀式上向首批100家金(jin)(jin)(jin)融(rong)(rong)(rong)顧(gu)(gu)問(wen)單位(wei)授(shou)牌。近期將對篩選出(chu)的有(you)融(rong)(rong)(rong)資(zi)(zi)需求的企(qi)(qi)業(ye)(ye)(ye)提供金(jin)(jin)(jin)融(rong)(rong)(rong)問(wen)診服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)，開展“百行千人(ren)助萬企(qi)(qi)”行動(dong)；私募投(tou)(tou)資(zi)(zi)行業(ye)(ye)(ye)被投(tou)(tou)企(qi)(qi)業(ye)(ye)(ye)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)機制(zhi)(zhi)(zhi)(zhi)將通過全面整合(he)(he)政(zheng)府(fu)、市(shi)場等(deng)要素，為(wei)(wei)被投(tou)(tou)企(qi)(qi)業(ye)(ye)(ye)提供針對性和(he)普(pu)惠(hui)性相結(jie)合(he)(he)的綜合(he)(he)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)，主要包括公共服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)、債權(quan)股權(quan)融(rong)(rong)(rong)資(zi)(zi)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)、上市(shi)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)、智(zhi)力服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)、數(shu)據(ju)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)、跟投(tou)(tou)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)等(deng)，制(zhi)(zhi)(zhi)(zhi)定標準分層服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)，突出(chu)重點集中(zhong)力量，建(jian)立“服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)管(guan)(guan)家”機制(zhi)(zhi)(zhi)(zhi)，提供一體化(hua)服(fu)務(wu)(wu)(wu)(wu)(wu)(wu)方(fang)案。

　　“金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)顧(gu)(gu)問(wen)最大(da)特點就是(shi)變被動服(fu)務(wu)(wu)(wu)為(wei)主(zhu)動上門，解決(jue)企(qi)業不(bu)(bu)(bu)了解金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)服(fu)務(wu)(wu)(wu)種類(lei)、不(bu)(bu)(bu)會選擇金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)服(fu)務(wu)(wu)(wu)、不(bu)(bu)(bu)知(zhi)道哪里找金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)服(fu)務(wu)(wu)(wu)的(de)問(wen)題(ti)。”北京(jing)市金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)監(jian)管局相關負(fu)責(ze)人(ren)介紹說，下一步，北京(jing)市將(jiang)擴大(da)金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)顧(gu)(gu)問(wen)服(fu)務(wu)(wu)(wu)覆蓋面，擴充金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)顧(gu)(gu)問(wen)隊(dui)伍(wu)，拓寬金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)顧(gu)(gu)問(wen)來源，拓展金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)顧(gu)(gu)問(wen)服(fu)務(wu)(wu)(wu)范(fan)圍，完善金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)顧(gu)(gu)問(wen)運行機制。從不(bu)(bu)(bu)同角(jiao)度為(wei)企(qi)業提供(gong)金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)服(fu)務(wu)(wu)(wu)方案(an)和個(ge)性化(hua)(hua)產品，幫(bang)助企(qi)業拓寬融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)渠道，推進金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)改(gai)革創新，積極開展企(qi)業上市一對一專業化(hua)(hua)輔導，為(wei)中小微企(qi)業提供(gong)更豐(feng)富、更靈活、更便(bian)捷的(de)金(jin)融(rong)(rong)(rong)(rong)(rong)(rong)服(fu)務(wu)(wu)(wu)。