中(zhong)(zhong)證網訊（記者 黃一靈）12月(yue)16日(ri)，浙(zhe)江省(sheng)人(ren)民政(zheng)府副省(sheng)長朱從玖在(zai)“2021中(zhong)(zhong)國普惠金融(rong)(rong)(rong)國際論壇”上發(fa)表(biao)主旨演講時表(biao)示，扎實推(tui)動共同富裕(yu)(yu)，是(shi)新(xin)時代金融(rong)(rong)(rong)系(xi)(xi)統面(mian)臨的(de)重大(da)課題。普惠金融(rong)(rong)(rong)在(zai)其(qi)中(zhong)(zhong)是(shi)中(zhong)(zhong)堅(jian)力量(liang)，大(da)有(you)可為。總的(de)來看，要堅(jian)持以(yi)(yi)人(ren)民為中(zhong)(zhong)心的(de)發(fa)展思(si)想，以(yi)(yi)深(shen)化金融(rong)(rong)(rong)供給側結構(gou)性(xing)改(gai)革為主線，以(yi)(yi)推(tui)動解決地區差(cha)(cha)距(ju)、城鄉差(cha)(cha)距(ju)和收入差(cha)(cha)距(ju)為主攻方向，完善金融(rong)(rong)(rong)機構(gou)、產品(pin)、服務和工(gong)作(zuo)體系(xi)(xi)，建(jian)立健全富有(you)中(zhong)(zhong)國特色(se)、浙(zhe)江特點的(de)普惠金融(rong)(rong)(rong)服務體系(xi)(xi)，率先開拓有(you)效支持共同富裕(yu)(yu)的(de)實踐路徑，充分(fen)發(fa)揮金融(rong)(rong)(rong)推(tui)動高(gao)質(zhi)量(liang)發(fa)展、高(gao)品(pin)質(zhi)生活和高(gao)效能治理(li)的(de)重要作(zuo)用。

　　具體(ti)而(er)言，第一，推(tui)動(dong)(dong)金(jin)融直達新(xin)發(fa)展(zhan)(zhan)格局(ju)關鍵環(huan)節。朱從(cong)玖指(zhi)出，高質量(liang)發(fa)展(zhan)(zhan)是建設共(gong)同富裕示范(fan)區的基礎(chu)。“我們要立(li)足新(xin)發(fa)展(zhan)(zhan)階段，貫徹新(xin)發(fa)展(zhan)(zhan)理(li)念，服務(wu)構建新(xin)發(fa)展(zhan)(zhan)格局(ju)，推(tui)動(dong)(dong)金(jin)融資源(yuan)流(liu)向(xiang)科技(ji)創新(xin)、先進制造、綠色低(di)碳、國內國際雙循(xun)環(huan)一體(ti)化發(fa)展(zhan)(zhan)等關鍵環(huan)節。”

　　第(di)二(er)，開拓普(pu)惠金(jin)融(rong)支持(chi)山區(qu)跨(kua)越式(shi)發展的(de)有效路徑。朱從玖表示，山區(qu)26縣主要集中(zhong)(zhong)在(zai)浙江西部和(he)南部，是(shi)浙江縮小(xiao)地區(qu)差距(ju)、推進山區(qu)共(gong)同富裕的(de)重(zhong)中(zhong)(zhong)之重(zhong)，希望各大(da)金(jin)融(rong)機(ji)構(gou)加大(da)資源傾斜，按照(zhao)成本可負(fu)擔、商業可持(chi)續原則，大(da)力支持(chi)山區(qu)26縣實現高(gao)質量跨(kua)越式(shi)發展。

　　第(di)三，開拓普惠金(jin)(jin)融(rong)(rong)(rong)(rong)支(zhi)持(chi)農(nong)業農(nong)村(cun)(cun)(cun)現(xian)代化的(de)有效路徑。朱(zhu)從玖稱，農(nong)村(cun)(cun)(cun)金(jin)(jin)融(rong)(rong)(rong)(rong)、縣域(yu)金(jin)(jin)融(rong)(rong)(rong)(rong)是支(zhi)持(chi)鄉(xiang)村(cun)(cun)(cun)振興和(he)新型城鎮化戰略實施(shi)的(de)重(zhong)要力量，也是我國金(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)務(wu)體系的(de)薄弱(ruo)環節。“我們要補強短板(ban)，健全金(jin)(jin)融(rong)(rong)(rong)(rong)公共(gong)(gong)基礎設施(shi)，下沉金(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)務(wu)重(zhong)心，打造高水平建設現(xian)代農(nong)村(cun)(cun)(cun)金(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)務(wu)，完善城鄉(xiang)融(rong)(rong)(rong)(rong)合的(de)綜(zong)合金(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)務(wu)體系。我們鼓(gu)勵金(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)構創新涉(she)農(nong)金(jin)(jin)融(rong)(rong)(rong)(rong)業務(wu)機(ji)制、模式和(he)產(chan)品，重(zhong)點加強對新時代美麗鄉(xiang)村(cun)(cun)(cun)、現(xian)代生(sheng)態農(nong)業、集體經濟(ji)較(jiao)弱(ruo)村(cun)(cun)(cun)等薄弱(ruo)領域(yu)的(de)金(jin)(jin)融(rong)(rong)(rong)(rong)支(zhi)持(chi)。探索‘金(jin)(jin)融(rong)(rong)(rong)(rong)大腦+未來(lai)社(she)(she)區（未來(lai)鄉(xiang)村(cun)(cun)(cun)）’等場景應(ying)用(yong)，探索未來(lai)社(she)(she)區物業資(zi)產(chan)證券化，打造可復制易推廣的(de)樣板(ban)，構建共(gong)(gong)同(tong)富裕現(xian)代化基本(ben)單元金(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)務(wu)模式。”

　　第四，開拓普惠(hui)金融支持“擴(kuo)中提低(di)”的有效路(lu)徑。“要增(zeng)(zeng)強保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)作為(wei)市場(chang)化機制參(can)與社會治理的重要作用，推進低(di)收(shou)入(ru)群體普惠(hui)性(xing)商(shang)業醫療補(bu)充保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)全覆蓋，推進專(zhuan)屬商(shang)業養老保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)、個人稅(shui)收(shou)遞延型養老保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)以及(ji)災害、安(an)全等領(ling)域保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)提質增(zeng)(zeng)效，提高民生保(bao)(bao)(bao)(bao)障(zhang)水平(ping)。”朱從玖稱。

　　第五，構建高水平普惠(hui)(hui)金融(rong)(rong)(rong)(rong)發展(zhan)優質生態(tai)，包(bao)括探索(suo)構建數智(zhi)化區(qu)域(yu)金融(rong)(rong)(rong)(rong)運行體系，深化杭州國際金融(rong)(rong)(rong)(rong)科技中心、移動支付之省建設，搭建數智(zhi)金融(rong)(rong)(rong)(rong)平臺，推動數智(zhi)金融(rong)(rong)(rong)(rong)服務向零售消費、政(zheng)務服務、交通運輸、文化旅游、醫療服務等(deng)場景應用(yong)拓(tuo)展(zhan)提升，協(xie)同(tong)(tong)提高金融(rong)(rong)(rong)(rong)和公共服務多樣化、包(bao)容(rong)性(xing)(xing)和便(bian)利度。加(jia)強地方財政(zheng)、區(qu)域(yu)、農村(cun)農業、人力(li)社保等(deng)政(zheng)策與金融(rong)(rong)(rong)(rong)政(zheng)策協(xie)同(tong)(tong)，加(jia)大政(zheng)策性(xing)(xing)農業保險(xian)、政(zheng)府(fu)性(xing)(xing)融(rong)(rong)(rong)(rong)資擔保等(deng)支持(chi)力(li)度，強化省市縣聯動、政(zheng)銀企協(xie)同(tong)(tong)，合力(li)推動普惠(hui)(hui)金融(rong)(rong)(rong)(rong)支持(chi)共同(tong)(tong)富(fu)裕。堅(jian)持(chi)金融(rong)(rong)(rong)(rong)向善，加(jia)強廣大金融(rong)(rong)(rong)(rong)消費者和中小投資者合法(fa)(fa)權益保護，依法(fa)(fa)嚴(yan)厲打擊逃廢債、非法(fa)(fa)集資等(deng)非法(fa)(fa)金融(rong)(rong)(rong)(rong)行為，防(fang)止資本無序擴張，牢牢守住不(bu)發生系統性(xing)(xing)區(qu)域(yu)性(xing)(xing)金融(rong)(rong)(rong)(rong)風險(xian)底線。