中證網(wang)訊（記者(zhe) 戴安琪）日前，全(quan)(quan)國人大代表、中國建(jian)(jian)設(she)銀行湖南省分(fen)行行長文愛華表示，新發展階段(duan)最具重要性(xing)和緊(jin)迫(po)性(xing)的(de)就是全(quan)(quan)面推進(jin)鄉(xiang)村振(zhen)興(xing)，建(jian)(jian)議從四(si)方面圍(wei)繞健全(quan)(quan)農(nong)村金融服務體(ti)系，系統性(xing)推進(jin)鄉(xiang)村金融，助力鄉(xiang)村振(zhen)興(xing)，推進(jin)農(nong)業農(nong)村現代化。

　　文(wen)愛華談到，鄉(xiang)村(cun)(cun)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)關(guan)乎宏旨。長(chang)期(qi)以來，我國鄉(xiang)村(cun)(cun)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)基礎薄弱，金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)(wu)單一，金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)源流失嚴(yan)重(zhong)，信用環(huan)境與金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)生(sheng)態缺失，也(ye)間接導致了(le)鄉(xiang)村(cun)(cun)發展滯后。雖然近年來，金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機構加(jia)大了(le)鄉(xiang)村(cun)(cun)服務(wu)(wu)，但金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)助力鄉(xiang)村(cun)(cun)振興仍缺乏系(xi)統性(xing)。為(wei)此(ci)，他建議一是(shi)系(xi)統性(xing)完善市場(chang)、組織、監(jian)管、產品等體(ti)系(xi)。建立健(jian)全既符合金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)市場(chang)規(gui)律、制(zhi)度要求，又滿足鄉(xiang)村(cun)(cun)需求的鄉(xiang)村(cun)(cun)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)體(ti)系(xi)；二是(shi)系(xi)統性(xing)完善鄉(xiang)村(cun)(cun)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)政策與機制(zhi)。完善政策、創新機制(zhi)，為(wei)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)(wu)提(ti)供充分保障；三是(shi)系(xi)統性(xing)推(tui)進(jin)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)賦(fu)能。加(jia)強科技和投入，推(tui)進(jin)農村(cun)(cun)改革發展，解決“融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)難、融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)貴、風險高(gao)”等突出問題(ti)；四是(shi)系(xi)統性(xing)推(tui)進(jin)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)行業合作。形成各司其責、合作互補(bu)，共同助力鄉(xiang)村(cun)(cun)振興的格局。